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	<title>Comments on: Total Merchant Services Review</title>
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	<description>Merchant Account Comparison Reviews and Ratings</description>
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		<title>By: NZ</title>
		<link>http://www.merchantmaverick.com/reviews/total-merchant-services/comment-page-1/#comment-4877</link>
		<dc:creator>NZ</dc:creator>
		<pubDate>Tue, 06 Sep 2011 11:31:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.merchantmaverick.com/?p=305#comment-4877</guid>
		<description>&lt;img src=&quot;http://www.merchantmaverick.com/wp-content/uploads/2010/03/authenticated-review.png&quot; alt=&quot;&quot; title=&quot;authenticated-review&quot; width=&quot;194&quot; height=&quot;36&quot; class=&quot;alignnone size-full wp-image-4798&quot; /&gt;

I used TMS as a result of befriending a person who worked for them.  He said that he would give me a great rate, no contract, and never mentioned a cancellation free because no contract was signed.  They continued to charge me after I complained that they were more expensive and said that they would give me a better rate after I discovered that they were charging more than my bank was.  I reversed and disputed the charges to my account  and today received a letter from a collection bureau.  I will never pay those thieves.  Listen to your gut and use a bank or reputable company.  I read the reviews before I started with them and told my friend of the bad press. Unfortunately, I trusted my &#039;friend &#039; and not the reviews.  I deal with a branch in Northern NJ, but I would not trust any of them.  They are totally sleazey operators.  Please heed my warning.&lt;table class=&quot;ratings&quot;&gt;&lt;tr&gt;&lt;td class=&quot;rating_label&quot;&gt;User Rating&lt;/td&gt;&lt;td class=&quot;rating_value&quot;&gt;Not Rated&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</description>
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<p>I used TMS as a result of befriending a person who worked for them.  He said that he would give me a great rate, no contract, and never mentioned a cancellation free because no contract was signed.  They continued to charge me after I complained that they were more expensive and said that they would give me a better rate after I discovered that they were charging more than my bank was.  I reversed and disputed the charges to my account  and today received a letter from a collection bureau.  I will never pay those thieves.  Listen to your gut and use a bank or reputable company.  I read the reviews before I started with them and told my friend of the bad press. Unfortunately, I trusted my &#8216;friend &#8216; and not the reviews.  I deal with a branch in Northern NJ, but I would not trust any of them.  They are totally sleazey operators.  Please heed my warning.<br />
<table class="ratings">
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<td class="rating_label">User Rating</td>
<td class="rating_value">Not Rated</td>
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		<title>By: David Call</title>
		<link>http://www.merchantmaverick.com/reviews/total-merchant-services/comment-page-1/#comment-3251</link>
		<dc:creator>David Call</dc:creator>
		<pubDate>Tue, 05 Apr 2011 22:25:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.merchantmaverick.com/?p=305#comment-3251</guid>
		<description>6 years and over paid all 6 years , when I told them I was leaving they offered me a better commission rate ?  No customer locality anymore, and forget customer service forget it, I was a half hour on the phone to get to a real person.&lt;table class=&quot;ratings&quot;&gt;&lt;tr&gt;&lt;td class=&quot;rating_label&quot;&gt;User Rating&lt;/td&gt;&lt;td class=&quot;rating_value&quot;&gt;&lt;img src=&quot;http://www.merchantmaverick.com/wp-content/plugins/review-site/star.gif&quot; alt=&quot;1&quot; /&gt;&lt;img src=&quot;http://www.merchantmaverick.com/wp-content/plugins/review-site/star-empty.gif&quot; alt=&quot;1&quot; /&gt;&lt;img src=&quot;http://www.merchantmaverick.com/wp-content/plugins/review-site/star-empty.gif&quot; alt=&quot;1&quot; /&gt;&lt;img src=&quot;http://www.merchantmaverick.com/wp-content/plugins/review-site/star-empty.gif&quot; alt=&quot;1&quot; /&gt;&lt;img src=&quot;http://www.merchantmaverick.com/wp-content/plugins/review-site/star-empty.gif&quot; alt=&quot;1&quot; /&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</description>
		<content:encoded><![CDATA[<p>6 years and over paid all 6 years , when I told them I was leaving they offered me a better commission rate ?  No customer locality anymore, and forget customer service forget it, I was a half hour on the phone to get to a real person.<br />
<table class="ratings">
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<td class="rating_label">User Rating</td>
<td class="rating_value"><img src="http://www.merchantmaverick.com/wp-content/plugins/review-site/star.gif" alt="1" /><img src="http://www.merchantmaverick.com/wp-content/plugins/review-site/star-empty.gif" alt="1" /><img src="http://www.merchantmaverick.com/wp-content/plugins/review-site/star-empty.gif" alt="1" /><img src="http://www.merchantmaverick.com/wp-content/plugins/review-site/star-empty.gif" alt="1" /><img src="http://www.merchantmaverick.com/wp-content/plugins/review-site/star-empty.gif" alt="1" /></td>
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		<title>By: R Thompson</title>
		<link>http://www.merchantmaverick.com/reviews/total-merchant-services/comment-page-1/#comment-2317</link>
		<dc:creator>R Thompson</dc:creator>
		<pubDate>Fri, 19 Nov 2010 15:58:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.merchantmaverick.com/?p=305#comment-2317</guid>
		<description>Total Merchant services Ripped my company off hundreds of dollars and I am still fighting them to get my money back they are theives.&lt;table class=&quot;ratings&quot;&gt;&lt;tr&gt;&lt;td class=&quot;rating_label&quot;&gt;User Rating&lt;/td&gt;&lt;td class=&quot;rating_value&quot;&gt;Not Rated&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</description>
		<content:encoded><![CDATA[<p>Total Merchant services Ripped my company off hundreds of dollars and I am still fighting them to get my money back they are theives.<br />
<table class="ratings">
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<td class="rating_label">User Rating</td>
<td class="rating_value">Not Rated</td>
</tr>
</table>
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		<title>By: Richard Moore</title>
		<link>http://www.merchantmaverick.com/reviews/total-merchant-services/comment-page-1/#comment-437</link>
		<dc:creator>Richard Moore</dc:creator>
		<pubDate>Sun, 21 Mar 2010 22:11:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.merchantmaverick.com/?p=305#comment-437</guid>
		<description>I am self employed and I use Total Merchant Services to set up retail customers with updated equipment and rates. I consider myself independent of TMS because I maintain the customer service with my accounts. I don&#039;t even give them the main number to TMS because I want the customer to know I care. They call me or my wife with any question or issue. I started in Oct of 2007. I have nearly 300 customers today. I have never lost a customer due to poor service, lack of response or inaccurate rate quotes. I can resolve 99% of any issues myself. I also install the equipment (even if it means running telephone lines or IP connections) and I train every customer on the use of the equipment. You are correct in saying that some of TMS BBB issues are due to poor reps. From my perspective, I do have problems with TMS withholding funds at the drop of a hat. But, I have learned to resolve those issues within 72 hours and the customer only had to wait one extra day. TMS sends me an e-mail every time one of my customers has had any unusual activity. I respond to every e-mail. It is the rep&#039;s responsibilty to maintain that account. That&#039;s why we get paid. You cannot sign up an account and disappear. Which, unfortunately, so many companies do in this industry. My wife and I also set up ATM Machines (RBS Lynk) , clean carpet, clean office buildings, teach people how to cook, paint murals, appraise properties for sale, build websites, raise chickens and three daughters. I have never worked for anyone but myself. I have had 30 years of waking up in the morning and knowing that I have to put the food on the table. I treat the customers like gold. And I have been well rewarded.&lt;table class=&quot;ratings&quot;&gt;&lt;tr&gt;&lt;td class=&quot;rating_label&quot;&gt;User Rating&lt;/td&gt;&lt;td class=&quot;rating_value&quot;&gt;Not Rated&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</description>
		<content:encoded><![CDATA[<p>I am self employed and I use Total Merchant Services to set up retail customers with updated equipment and rates. I consider myself independent of TMS because I maintain the customer service with my accounts. I don&#8217;t even give them the main number to TMS because I want the customer to know I care. They call me or my wife with any question or issue. I started in Oct of 2007. I have nearly 300 customers today. I have never lost a customer due to poor service, lack of response or inaccurate rate quotes. I can resolve 99% of any issues myself. I also install the equipment (even if it means running telephone lines or IP connections) and I train every customer on the use of the equipment. You are correct in saying that some of TMS BBB issues are due to poor reps. From my perspective, I do have problems with TMS withholding funds at the drop of a hat. But, I have learned to resolve those issues within 72 hours and the customer only had to wait one extra day. TMS sends me an e-mail every time one of my customers has had any unusual activity. I respond to every e-mail. It is the rep&#8217;s responsibilty to maintain that account. That&#8217;s why we get paid. You cannot sign up an account and disappear. Which, unfortunately, so many companies do in this industry. My wife and I also set up ATM Machines (RBS Lynk) , clean carpet, clean office buildings, teach people how to cook, paint murals, appraise properties for sale, build websites, raise chickens and three daughters. I have never worked for anyone but myself. I have had 30 years of waking up in the morning and knowing that I have to put the food on the table. I treat the customers like gold. And I have been well rewarded.<br />
<table class="ratings">
<tr>
<td class="rating_label">User Rating</td>
<td class="rating_value">Not Rated</td>
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