Overview: Instabill is a merchant account provider and credit card processor headquartered in Portsmouth, New Hampshire. The company was established in 2001 and, with about 12,000 merchant accounts, rates as a relatively small provider. What makes them unique, however, is that they specialize primarily in providing services to high-risk merchants and processing offshore payments for […]
Durango Merchant Services is one of the few completely reputable, honest, and fair merchant services providers who advertise as high-risk specialists. It stands out from the crowd by offering fair pricing in a segment of the market that’s notorious for charging highly inflated prices and invariably provides excellent solutions to complex merchant situations. Durango will deliver the kind of exceptional service our other 5-star processors do, with the added benefit of expertise in high-risk accounts.
PayPal Here offers a comprehensive suite of services for merchants, from the mobile POS app (the focus of this review) as well as online card processing, business financing, POS partnerships, and much more. With 325 million active users, PayPal is a massive ecosystem — one that is continuously expanding.
There’s a lot to love about Helcim. What we love is that you won’t have to worry about the bait-and-switch tactics and long-term, binding contracts that plague the industry. Helcim distinguishes itself from many other providers by offering no binding contracts, exclusive interchange-plus pricing (otherwise known as cost-plus), consistently good customer service, and low account fees.
Square Payments and Point of Sale from Square.com earn a perfect 5-star rating for ease of use, astounding feature set, transparent and affordable pricing, and overall status as a powerhouse for merchants. While Square’s payment processing service is not appropriate for all business types and lacks the stability and negotiability of a standard merchant account, many small businesses enjoy the predictable pricing and the lightning-quick setup.
Payment Depot is a merchant account provider headquartered in Orange, California. The company has been in business since 2013 and is best known for its use of subscription or membership-based pricing, a spinoff of the interchange-plus model. While it isn’t the only provider in the industry to offer this type of pricing, Payment Depot’s reputation for open, honest sales practices and excellent customer support put it ahead of many of its competitors using this relatively new pricing model.
At Dharma, you can count on consistently fair and predictable pricing. The company advertises all of its standard rate and fee information publicly on its website. You can also expect high-quality, friendly, personalized service and support from the Dharma team.
Despite some areas of needed improvement, Heartland’s services are surprisingly comprehensive, seamlessly blending tools for a brick-and-mortar location, eCommerce businesses of all kinds, and mobile enterprises. The problem is that its current payment structure seems to lead to some trouble with salespeople not properly disclosing fees, which causes problems further down the line.
Pros No early termination fee No setup or application fees No gateway setup fee Cons Numerous public complaints Limited pricing disclosed online Overview Flagship Merchant Services is a merchant account provider headquartered in Charlestown, Massachusetts. First established in 2001, the company was later acquired by iPayment in 2012. Today, Flagship operates mostly as a reseller for […]
Despite its gigantic footprint in the payments industry, Bank of America isn’t really bringing anything spectacular to the table. Its merchant rates are hardly competitive, and if anything, BofA can add strict contractual agreements that hide behind its dinner-table name recognition. Read this review carefully before deciding to go with Bank of America Merchant Services.