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Unfortunately, business credit cards that lack personal guarantees are few and far between. With how risky a proposition businesses are, issuers just aren’t comfortable handing out credit cards without some sort of extra backing. Still, there may be a few options out there for your business that don’t require a personal guarantee.

The time will come when you can reopen your business in some capacity. When considering how to do this, it’s helpful to look at the examples set by essential businesses that have remained open. For more information on reopening safely, keep reading!

Small business owners and the self-employed have faced particular challenges and frustrations, as many were unable to get a PPP Loan during the last round of funding despite applying as soon as the funds became available. The good news is that on April 21, 2020, the US Senate passed a bill authorizing the addition of $310 billion to the Paycheck Protection Program (PPP), which offers forgivable loans to businesses affected by the devastating COVID-19 outbreak. Just know that once it’s signed into law, it might be another day or so before the SBA can reopen the program to new applicants.

The business world had been seeing a long-term shift towards working from home. This trend has been greatly accelerated by the devastating COVID-19 pandemic. Accordingly, business communication apps have never been in higher demand. But as businesses rush to ensure that their employees can effectively communicate online, it’s important to understand the differences between the various communication apps competing for your business. Regardless of the length of the current pandemic, the need for effective internal communication is here to stay, so a good communication app is a wise (and relatively inexpensive) investment in the future.

On December 27, 2020, a new COVID-19 relief package was signed into law. This package allots an additional $284 billion for a second round of PPP funding, allowing business owners to receive a first or second loan. Applications for this round of funding started the week of January 11, 2021, and will continue through March 31, 2021.

Since its 2009 launch, Kickstarter has helped more than 180,000 campaigns collectively raise over $4.8 billion in business funding. Kickstarter has been key in assisting businesses to raise money and gain media traction, but if you want to use Kickstarter for business purposes, it helps to have a plan, and we have some crowdfunding tips for you to keep in mind.

Even if you have a solid idea for a podcast and begin to build an audience, monetizing a podcast can prove difficult. Monetizing a podcast to the point where you stand to earn a life-sustaining amount of money is even more difficult. That’s why we’re posting this guide detailing how a podcast can make money and the steps you can take to building a podcast that earns you serious revenue.

The Ramp corporate card centers around one mission: saving its customers money. Besides its lack of fees, Ramp also includes software designed to help cut costs across the board — potentially saving companies more than just the base 1.5% cash back.

With high borrowing limits, long repayment terms, competitive interest rates, and less stringent requirements than traditional low-interest loans, it’s no wonder SBA loans are highly sought by small business owners.

As we all face the grim reality of the global coronavirus pandemic, businesses around the world are confronting the enormity of the challenges ahead of them. The need to minimize the risk faced by vulnerable public-facing employees is particularly important. As the established ways of doing business are being upended at a dizzying pace, businesses everywhere will have to adapt in order to both remain viable and protect the health and safety of employees and customers alike. To that end, Merchant Maverick is here to help you adapt your business practices to our new shared reality.