Author Page for Bianca Crouse

OnDeck is a great resource for many small businesses that need a loan, but it’s not right for all businesses. Take a look at some of our favorite competitors to OnDeck before you apply for your next business loan.

Non-recourse factoring is a type of invoice factoring in which the business is not responsible for re-purchasing a factored invoice if their customer doesn’t pay. But is it really as good as it sounds? And can you even find non-recourse factoring arrangements anymore? We answer these questions and more in our complete guide.

Lending by Wave is a business financing service offered by Wave in partnership with OnDeck. Through Lending by Wave, you could get a short-term loan or a line of credit. Is it a good deal? Learn everything you need to know in this article.

As a business owner, getting the financial boost you need to grow and expand, keep operations flowing efficiently, and cover emergency expenses should be easy, right? After all, banks, credit unions, and online lenders have made business loans more accessible than ever. Unfortunately, if you’ve ever applied for a business loan, you already know that […]

With the advent of online business loans — loans that are fast and easy to obtain online — merchants have more financing options than ever. Before, when business owners needed money, they had to go to a bank or credit union or work with niche funding options like invoice factoring and merchant cash advances. Now, […]

Poor credit can be detrimental for a number of reasons — you might have trouble getting loans, credit cards, or even apartments or cell phones. Even if you can get the products and services you need, the rates might not be very good or you might not have access to as much money as you […]

Lending Club is, hands down, one of the most popular lenders available online; personal and business loans are competitively priced and easy to get. But it’s not for everyone. Curious what your Lending Club alternatives are? In this post, we list the best alternatives to Lending Club’s personal loans, business loans for startups and young businesses, and business loans for established businesses.

Business financing is often a necessary part of growing a business, but when it comes to finding capital, it can be difficult to know where to start. Should you get a credit card? What about a loan from your local bank? Is there useful financing out there that you haven’t even heard of? Read on, […]

When it comes to business financing, merchants have many options to choose from. Three of the most popular sources of financing are small business loans, business credit cards, and lines of credit. All are useful options, but each carries its own separate advantages and disadvantages. Which is best for your business financing needs: a business loan, […]

Small business owners searching for a merchant cash advance (MCA) or short-term business loan (STL) are often surprised to learn that their capital has come with a very high effective annual percentage rate (APR). The fact that your cash advance might have an effective APR reaching into the triple digits can be a big surprise. After all, that’s a very large number. […]