Author Archive

Mirador Finance & Merchant Maverick: Making Small Business Loans Easier

Although business financing can be found from a number of sources, loans from banks, credit unions, and nonprofits consistently offer the best terms, rates, and fees. However, these loans are also notoriously difficult to get; traditional lending institutions are known for having long, sometimes prohibitively drawn-out application processes. Even though many small business owners might […]

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Nov 20, 2017 Filed under: Business Loans 0
best business credit card

The Best Business Credit Cards for 2018

Credit cards are a very good solution to many business financial goals. Whether you’re interested in earning points or cash back, easily keeping track of your spending, consolidating business expenses to a single source, or improving your business credit score, a credit card can help. But which credit card is best for your business? There […]

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Nov 10, 2017 Filed under: Business Loans 0
cdfi community development financial institution

Should You Take Out a Business Loan from a CDFI?

Merchants looking for a business loan are often faced with a difficult choice: apply for a bank loan (which are low-cost but time-consuming and hard to get) or an online loan (which have higher approval rates and faster applications but can be very expensive). If your business is community-oriented business, however, you might have a […]

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Oct 23, 2017 Filed under: Business Loans 0

The Merchant’s Guide to Short Term Loans

Short-term loans are a relatively recent addition to a merchant’s arsenal of business loan options. Introduced in the last decade or so, short-term loans are similar to traditional installment loans, but calculate fees slightly differently and are generally used for different purposes. These loans are useful for a lot of merchants, but also have some […]

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Oct 3, 2017 Filed under: Merchant Cash Advance 0

Best Loan Options for Businesses With Bad Credit

Whether due to sacrifices made while starting a business or other reasons, many business owners have poor credit. If you’re in that boat, you might think it’s impossible to get affordable financing for your business. Fortunately, that’s not always the case. Many lenders are beginning to look at other business factors to judge the creditworthiness […]

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Oct 1, 2017 Filed under: Business Loans 0

Hard vs. Soft Credit Inquiries

Having good credit is a very important factor to getting a business loan. The higher your credit, the more loans you’ll have access to, and the better rates you’ll be offered. Frustrating as it may be, applying for a business loan (or other sources of funding) can have a negative effect on your credit. Knowing […]

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Sep 22, 2017 Filed under: Business Loans, Merchant Cash Advance 0

Factor Rates: Everything You Need to Know

When searching for a business loan, you might come across loans that do not have interest. Don’t get your hopes up—you still have to pay fees. The difference is, the fee is calculated using a factor rate, not an interest rate. Factor rates are often used on short-term financial products, such as short-term loans and […]

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Sep 19, 2017 Filed under: Business Loans, Merchant Cash Advance 0
paypal working capital loan

Understanding Your PayPal Working Capital Loan Offer

For PayPal sellers, PayPal Working Capital (PPWC) is hands-down the easiest way to borrow working capital for your business. Barring rejection, borrowers can complete the whole application process and receive their funds in a few minutes. But is an offer from PayPal Working Capital a good deal? And is it the best offer for your […]

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Jul 26, 2017 Filed under: Business Loans 0

Understanding Your Square Capital Loan Offer

If you’re a Square seller, there’s a good chance you’ve gotten an offer for a Square Capital loan. There’s no denying that these loans are a fast and easy way to get extra working capital for your business, but are they too good to be true? Read on to learn everything you need to know […]

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Jul 20, 2017 Filed under: Web Development 0
ondeck alternatives business loan

The 6 Best OnDeck Alternatives

If you’re looking for a business loan, chances are you’ve come across the name OnDeck (see our review). Founded back in 2007, OnDeck was one of the first companies to offer fast, easy-to-access business loans. Although the company has more competition today, OnDeck is still one of the most well-known lenders available because it’s fast, easy […]

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Jul 17, 2017 Filed under: Business Loans 1