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cdfi community development financial institution

Is A CDFI Loan Right For My Business?

Merchants looking for business financing are often faced with a difficult choice: apply for a bank loan (which are low-cost but time-consuming and hard to get) or an online loan (which have higher approval rates and faster applications but can be very expensive). However, some business owners might not be aware that they have a […]

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Apr 12, 2018 Filed under: Business Loans 0
lending club alternatives

The Best Alternatives To Lending Club Personal And Business Loans

Lending Club (read our review) is, hands down, one of the most popular lenders available online for personal and business loans. Founded in 2006, this company was one of the first non-bank, non-payday lenders on the market. While there are many other online lenders available now, Lending Club loans are popular because they are competitively […]

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Mar 29, 2018 Filed under: Business Loans 0
ondeck alternatives business loan

The 6 Best OnDeck Alternatives

If you’re looking for a business loan, chances are you’ve come across the name OnDeck (see our review). Founded back in 2007, OnDeck was one of the first companies to offer fast, easy-to-access business loans. Although the company has more competition today, OnDeck is still one of the most well-known lenders available because it’s fast, easy […]

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Jan 29, 2018 Filed under: Business Loans 1

Business Financing: Should You Take Out A Loan, A Credit Card, Or A Line Of Credit?

When it comes to business financing, merchants have many options to choose from. Three of the most popular sources of financing are small business loans, business credit cards, and lines of credit. All are useful options, but each carries its own separate advantages and disadvantages. Which is best for your business financing needs: a business loan, […]

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Jan 17, 2018 Filed under: Business Credit Cards, Business Loans 2

Short-Term Loans, Merchant Cash Advances, & APRs

Small business owners searching for a merchant cash advance (MCA) or short-term business loan (STL) are often surprised to learn that their capital has come with a very high effective annual percentage rate (APR). The fact that your cash advance might have an effective APR reaching into the triple digits can be a big surprise. After all, that’s a very large number. […]

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Jan 8, 2018 Filed under: Business Loans, Merchant Cash Advance 5

The Merchant’s Guide To Short-Term Loans

Short-term loans are a relatively recent addition to a merchant’s arsenal of business loan options. Introduced in the last decade or so, short-term loans are similar to traditional installment loans, but fees are calculated a little differently. These loans are useful for a lot of merchants, but also have some characteristics which might make them […]

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Jan 8, 2018 Filed under: Business Loans, Merchant Cash Advance 1

SBA Loan Rates – Current Rates For August 2019

The Small Business Administration (SBA) provides a number of loan programs designed to help small businesses grow. SBA loans are known for having some of the lowest interest rates available. Below, we explain the rates for three of the SBA’s most popular loan programs: 7(a) Loans (business loans for most general business purposes), CDC/504 Loans […]

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Jan 5, 2018 Filed under: Business Loans 3
installment loans

The Merchant’s Guide To Installment Loans

If you need business financing, an installment loan is probably the first type of loan you think of. As some of the most common and straightforward type of loans available, installment loans are a popular type of business financing. Also commonly referred to as term loans, installment loans can be useful for many business financing needs—from […]

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Jan 4, 2018 Filed under: Business Loans 0