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Chris Motola

Chris Motola

Expert Analyst & Reviewer at Merchant Maverick
An expert in personal and business loans and financial health, Chris Motola has been writing about small business finance and payments for over 5 years. He has been cited in various industry publications, including Forbes Advisor, GoBankingRates, and Medium. Chris is a graduate of the University of Central Florida.
Chris Motola
View Chris Motola's professional experience on LinkedIn.
IOU Financial logo

IOU Financial Review

IOU Financial is a short-term lender serving small businesses. If you’re going the short-term, non-traditional lending route, IOU has relaxed credit score requirements. Be prepared, however, for some additional fees.

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Jul 30, 2021 Filed under: Small Business Loan Reviews 0

Everest Business Funding Review

Pros Relaxed credit score requirements 2-7 days time to funding Cons High factor rates Some additional fees Overview Everest Business Funding is a Florida-based merchant cash advance (MCA) alternative funder serving small businesses. Like similar companies, it provides short-term capital for businesses that may have difficulty qualifying for traditional lending. Overall, Everest strikes me as a fairly […]

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Dec 28, 2020 Filed under: Merchant Cash Advance Reviews, Start-Up Business Loan Reviews 5
PayTrace logo

PayTrace Gateway Review

The PayTrace gateway is a great product with solid features. While options such as support for recurring billing and a customer information database are standard features on most gateways, PayTrace’s ability to process Level III credit card data sets it apart from many of its competitors. It’s a particularly handy feature for B2B merchants.

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May 26, 2021 Filed under: Payment Gateway Reviews 8

Adyen Review: Is Adyen The Future Of Commerce?

Adyen is an international merchant account provider known for its big-name users, including Microsoft, Pinterest, eBay, Uber, and Spotify. Impressed yet? It’s hard not to get a little starstruck, but we didn’t want to let that sway our non-biased approach. You’ll find that as a small business owner, you may have some things to be cautious about, and we’ll tell you why in this review.

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Sep 1, 2021 Filed under: Merchant Account Reviews, Online Payment Processing Reviews, Payment Gateway Reviews 7

Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity. The editorial content on this page is not provided by any of the companies mentioned and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.

The vendors that appear on this list were chosen by subject matter experts on the basis of product quality, wide usage and availability, and positive reputation.

Merchant Maverick’s ratings are editorial in nature, and are not aggregated from user reviews. Each staff reviewer at Merchant Maverick is a subject matter expert with experience researching, testing, and evaluating small business software and services. The rating of this company or service is based on the author’s expert opinion and analysis of the product, and assessed and seconded by another subject matter expert on staff before publication. Merchant Maverick’s ratings are not influenced by affiliate partnerships.

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