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What Is Affirm And What Does It Offer?

We often talk about how tightening credit standards have changed the face of lending. What’s less discussed is the effect the Great Recession has had on consumers American credit card debt, currently amounting to around $808 billion, is one of the easiest types of credit to overextend yourself on. Not coincidentally, many younger Americans are […]

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Dec 20, 2017 Filed under: Business Loans 0

What Is A Loan-To-Value Ratio (LTV)?

If you’re investigating hard money loans, a type of private lending used to purchase or upgrade real estate, you’ve probably come across an unfamiliar acronym: LTV. We’ll take a look at what LTV is and the role it plays in lending. What Is A Loan-To-Value Ratio? LTV stands for Loan-To-Value ratio. While it plays a […]

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Dec 11, 2017 Filed under: Business Loans 0

4 Ways Businesses Can Use Hard Money Loans

In an environment where debts are high and credit tight, non-traditional forms of funding start to fill in the gaps. Within the real estate development industry, one popular form of alternative lending is hard money. What Is A Hard Money Loan? Hard money is a form of private lending secured by property. Since these private […]

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Dec 8, 2017 Filed under: Business Loans 0

Is Hard Money The Answer When You Have Declared Bankruptcy?

Businesses that have declared bankruptcy can face a challenging road back to the regularly lending scene. If you search online for loan alternatives, sooner or later you’re going to run into the concept of hard money. Hard money is a direct loan from an investor to an individual or business for the purpose of buying […]

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Dec 4, 2017 Filed under: Business Loans 2

How Can I Get A Bank Loan For My Business If I’ve Had A Bankruptcy?

Bankruptcy shouldn’t be taken lightly. Aside from asset forfeiture, the shock to your credit rating is the main disincentive to filing bankruptcy. Prospective filers are cautioned that they’ll have a hard time accessing credit for up to a decade. While there’s some truth to these warnings, the worst case scenarios are also a bit overblown. […]

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Nov 30, 2017 Filed under: Business Loans 0

A General Guide To Filing For Bankruptcy For Small Businesses

Inability to meet your expenses is one of the most frightening things you can experience as a business owner. When you have no reasonable hope of getting your head above your water, it may be time to consider filing for bankruptcy. What Is Bankruptcy? Bankruptcy comes in a variety of forms that we’ll cover below, […]

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Nov 27, 2017 Filed under: Business Loans 0