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What Is A Loan-To-Value Ratio (LTV)?

If you’re investigating hard money loans, a type of private lending used to purchase or upgrade real estate, you’ve probably come across an unfamiliar acronym: LTV. We’ll take a look at what LTV is and the role it plays in lending. What Is A Loan-To-Value Ratio? LTV stands for Loan-To-Value ratio. While it plays a […]

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Dec 11, 2017 Filed under: Business Loans 0

4 Ways Businesses Can Use Hard Money Loans

In an environment where debts are high and credit tight, non-traditional forms of funding start to fill in the gaps. Within the real estate development industry, one popular form of alternative lending is hard money. What Is A Hard Money Loan? Hard money is a form of private lending secured by property. Since these private […]

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Dec 8, 2017 Filed under: Business Loans 0

Is Hard Money The Answer When You Have Declared Bankruptcy?

Businesses that have declared bankruptcy can face a challenging road back to the regularly lending scene. If you search online for loan alternatives, sooner or later you’re going to run into the concept of hard money. Hard money is a direct loan from an investor to an individual or business for the purpose of buying […]

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Dec 4, 2017 Filed under: Business Loans 2

How Can I Get A Bank Loan For My Business If I’ve Had A Bankruptcy?

Bankruptcy shouldn’t be taken lightly. Aside from asset forfeiture, the shock to your credit rating is the main disincentive to filing bankruptcy. Prospective filers are cautioned that they’ll have a hard time accessing credit for up to a decade. While there’s some truth to these warnings, the worst case scenarios are also a bit overblown. […]

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Nov 30, 2017 Filed under: Business Loans 0

A General Guide To Filing For Bankruptcy For Small Businesses

Inability to meet your expenses is one of the most frightening things you can experience as a business owner. When you have no reasonable hope of getting your head above your water, it may be time to consider filing for bankruptcy. What Is Bankruptcy? Bankruptcy comes in a variety of forms that we’ll cover below, […]

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Nov 27, 2017 Filed under: Business Loans 0

Are Alternative Funders Abandoning Merchant Cash Advances?

By now, if you’ve looked for financing online, you’ve probably come across advertisements and sites offering merchant cash advances (MCAs). In fact, there’s even a good chance you’ve encountered some cautionary tales about them. You may have even heard rumors that alternative funders are abandoning MCAs entirely. What is clear is that the industry is […]

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Oct 11, 2017 Filed under: Business Loans, Merchant Cash Advance 1

What Is a Synthetic Lease?

If you’ve ever purchased equipment or property for your company, you’ve probably noticed that there are a ton of different types of leases out there, with lots of creative names. Unfortunately, in many cases, the names don’t convey a clear idea of what they actually are. So what the heck is a synthetic lease, exactly? […]

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Sep 22, 2017 Filed under: Business Loans, Equipment Financing 0

How to Get a $10,000 Small Business Loan

Sometimes the most frustrating crises are the small ones: the delivery vehicle that breaks down, the emergency restock, the last minute marketing push. These are pretty routine, banal problems that can be addressed with a relatively small amount of money. But whether you’re short $100,000 or $10,000, a shortfall can wreak havoc on your business. […]

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Sep 19, 2017 Filed under: Business Loans, Equipment Financing 0

The Best Small Business Loan Resources

When it comes to loans, we like to talk a lot about comparison shopping here at Merchant Maverick. And while we provide a lot of handy information here, it’s best to consider our website as just one of many tools in your box. So what are some the best small business loan resources you can […]

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Sep 19, 2017 Filed under: Business Credit Cards, Business Grants, Business Loans, Crowdfunding, Equipment Financing, Invoice Factoring, Merchant Cash Advance 0

Minority Business Loans

For minorities seeking business loans, the normal challenges of financing can be compounded by lending biases, language barriers, and under-served communities. It’s not all bad news, though. There are a number of organizations that seek to even the playing field, either as a part of their mission or as one of their services. We’ll look at […]

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Aug 17, 2017 Filed under: Business Loans 0