Without weight machines, treadmills, exercise bikes, and barbells, your gym or fitness center is just a big, open room with a bunch of rubber mats. While there’s nothing wrong with calisthenics, you’ll probably want to lure in your fitness fanatics with some exercise equipment. That leaves you with the question of whether to rent gym equipment, […]
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American Express is best known for their charge cards. These are cards with no hard credit limit that have to be paid off in total every month. But they don’t represent the full extent of Amex’s product line. Like its competitors Visa and Mastercard, Amex offers credit cards, on which you can carry a balance from […]
PayPal’s LoanBuilder offers an unusually high level of transparency to prospective borrowers, allowing them to see — and even tinker with — the terms of their loans well in advance of signing on the dotted line. This is a welcome trait in an industry where speed and low barriers to entry take precedence over openness […]
There are a few key differences that can help businesses determine when to use a line of credit or a credit card to make your purchases. Learn what they are and find out which financing option is right for your small business.
Credit cards are a common sight in wallets and purses, used for nearly a third of all in-person purchases. There’s nothing strange or novel about them. And yet, despite their ubiquity, there are a lot of misconceptions about how credit cards work and the best way to use them. Should you use them regularly, or […]
When you swipe your card (or insert your EMV chip into the reader), you’ll have pretty much the same experience whether you’re using a credit card or a charge card. So why would you choose one over the other? Turns out there are some important differences to consider before you sign up for a card. What […]
Confused about the different types of business credit card rewards? Let’s take a look at the three biggest categories of small business credit card rewards and some of their pros and cons. Note that any of these reward types may come with limitations on what you can earn during a given period. You’ll also want […]
Business credit cards are a useful way for anyone in your organization to make purchases, all while earning reward points. But while swiping the card may be easy, it raises questions about who is ultimately responsible for the purchases made with the card. The swiper? The business owner? The business itself? If you’re confused about […]
Short-term business loans are a relatively recent addition to a merchant’s arsenal of business loan options. Introduced in the last decade or so, short-term loans are similar to traditional installment loans, but fees are calculated a little differently.
Business credit cards offer a variety of enticing perks to companies that use them skillfully. But with those tempting rewards come a unique battery of risks that can catch unprepared businesses off guard. Here are some of the risks that come with using business credit cards… Interest Rates The most obvious risk you take when […]