Author Page for Hsin-Wei Luang

If you own a tech support business and wish to take credit card payments, you might be surprised to hear that there is such a thing as a “tech support merchant account.” But it’s true. IT services businesses receive unique treatment when it comes to taking credit card payments. In fact, there are merchant account providers who specialize in high-risk merchant accounts for tech support. Read on for a look at the best merchant accounts for tech support.

With today’s technology, automated billing and payment software are available and can help you save a lot of time. Hopefully, you’ll have selected the right payment processor that gives you a great price while providing you with everything you need to encourage your customers to pay quickly and easily. Read on to find our Best Of picks and see why we chose them.

As a freelancer, billing is important. If you don’t send out your invoices, you don’t get paid. But you can’t spend all your time sending invoices and chasing after payments. You’ve got to do some billable work too. Read on to find out the different software services that can help you do everything easier and faster.

A First Data contract can be hard to cancel right away. The main problem is that it has an early termination fee (ETF), which could get pretty hefty if you cancel at the wrong time. To pay less of the ETF, you might have to wait a few months. But there are other obstacles as well. In this article, we’ll explain how the cancellation process typically works. You’ll still have to read some of that contract, but we’ll help you find the relevant parts more quickly for quick lookups.

Friendly fraud occurs in connection with a chargeback claim. How can fraud be perpetrated through chargebacks, and is there anything you, the merchant, can do to prevent this type of fraud? Read on to find out.

Financing allows those who are wavering on a purchase because of the price to buy from you right away and then pay for the goods/services in installments in the future. This way, you don’t lose a sale to sticker shock. This is called customer financing or, sometimes, consumer financing. Broadly speaking, you can provide customer financing yourself, or you can use a third-party financing specialist. As to how to do either, along with their pluses and minuses, read on to find out.

If you’re ever curious about what card networks, card associations, or card brands are, and what these entities actually do (other than make you pay fees of various sorts), you’re at the right place. We’ll explain what card networks are, give you a little history about each, and provide a general framework for understanding how they fit into the business of credit card processing.

If you accept credit cards in person, you need a credit card machine. Learn more about the types of terminals available and how you can go about finding the right one for your business.

Business owners need to be proactive in managing their credit card processing accounts. Learn what risk factors processors look for to keep your merchant account safe and what to do if you do run into a funding hold or account termination.

While mobile payment apps aren’t everywhere (yet), small business owners should be aware of what they are and how to accept mobile payments online and in-person.