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Author Page for Hsin-Wei Luang

Hsin-Wei Luang

Hsin-Wei Luang

Contributor
Hsin-Wei is a freelance writer focused on small business and technology writing. Before becoming a writer, she worked as a techie lawyer for many years until she came to her senses. Now, in her spare time, she plays frisbee with her Mini Australian Shepherd dog.

Need a Merchant Account for Tech Support? These 5 Great Providers Are The Solution

If you own a tech support business and wish to take credit card payments, you might be surprised to hear that there is such a thing as a “tech support merchant account.” But it’s true. IT services businesses receive unique treatment when it comes to taking credit card payments. In fact, there are merchant account providers who specialize in high-risk merchant accounts for tech support. Read on for a look at the best merchant accounts for tech support.

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Dec 3, 2020 Filed under: High-Risk Merchant Accounts, Payment Gateways

The Complete Guide To Cancelling Your First Data Merchant Account & Finding A Better Credit Card Processor

A First Data contract can be hard to cancel right away. The main problem is that it has an early termination fee (ETF), which could get pretty hefty if you cancel at the wrong time. To pay less of the ETF, you might have to wait a few months. But there are other obstacles as well. In this article, we’ll explain how the cancellation process typically works. You’ll still have to read some of that contract, but we’ll help you find the relevant parts more quickly for quick lookups.

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Jun 12, 2020 Filed under: Credit Card Processing, Small Business

The Complete Guide To Credit Card Networks: Visa, Mastercard, American Express & Discover

If you’re ever curious about what card networks, card associations, or card brands are, and what these entities actually do (other than make you pay fees of various sorts), you’re at the right place. We’ll explain what card networks are, give you a little history about each, and provide a general framework for understanding how they fit into the business of credit card processing.

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Apr 6, 2020 Filed under: Credit Card Processing, Small Business

Does Your Merchant Account Have An Early Termination Fee?

We’ve all done it–scrolled to the bottom of a user’s agreement and clicked I Agree or signed a paper contract without looking through the many pages of small print. We know it’s wrong, but we’re busy and the print is so small…and we are thankfully often protected by consumer protection laws that work quietly in […]

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Apr 7, 2020 Filed under: Credit Card Processing

What Is An Issuing Bank?

If you have a Visa or Mastercard, then you already have an intuitive understanding of what an issuing bank is. It is the bank whose name is on the card, alongside the Visa or Mastercard brand. It is the bank where you applied for the card, the bank that sends you a bill each month, […]

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Jul 22, 2019 Filed under: Credit Card Processing, Small Business

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Merchant Maverick’s ratings are editorial in nature, and are not aggregated from user reviews. Each staff reviewer at Merchant Maverick is a subject matter expert with experience researching, testing, and evaluating small business software and services. The rating of this company or service is based on the author’s expert opinion and analysis of the product, and assessed and seconded by another subject matter expert on staff before publication. Merchant Maverick’s ratings are not influenced by affiliate partnerships.

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