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Author Page for Kevin Brouillard

Kevin Brouillard

Kevin Brouillard

Kevin Brouillard is a writer, Returned Peace Corps Volunteer, aspiring goat farmer, and finance specialist based in Upstate New York. In addition to covering small business topics for Merchant Maverick, he has experience writing about environmental issues, travel, and personal finance.

How To Choose The Right ADP Payroll Services For Your Business

With nearly 700,000 customers and an A+ rating from the Better Business Bureau, ADP is a leading payroll and HR service provider. Although ADP works hard to develop customized solutions for small businesses, it’s helpful to determine which plan best aligns with your needs and budget. Read on to explore how ADP software compares across plans.

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Jun 15, 2021 Filed under: Payroll

The Complete Guide To Payroll Deductions

Wondering about payroll deductions for your small business? Payroll deductions can be mandatory or voluntary, and differ in whether they need to be made pre- or post-tax. To help make sense of it all, this guide will introduce common payroll deductions, break down their requirements, and explore methods for calculating federal withholdings.

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Nov 12, 2021 Filed under: Payroll

The Complete Guide To Maryland Payroll & Payroll Taxes

Small business owners are no stranger to the need to be self-sufficient and balance competing tasks. Some responsibilities, such as paying taxes and employees, are difficult to complete without proper planning. Additionally, there are many legal and financial risks for not fulfilling these obligations, especially in the state of Maryland. We know time is precious, so we’ve broken down the essential regulation and steps needed to complete payroll for small businesses in Maryland.

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May 20, 2022 Filed under: Payroll

The Complete Guide To New York Payroll & Payroll Taxes

The more complex details of payroll and payroll taxes can be time-consuming and confusing, but they are absolutely essential for avoiding legal issues and penalties. We know small businesses have plenty on their plate already, so in this article, we’ve broken down all the steps involved in doing payroll in New York State — and the key regulations to be aware of. Ready to learn how to do payroll in New York? Read on!

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May 20, 2022 Filed under: Accounting, Bookkeeping, Invoicing, Payroll

Is A Debt Covenant A Dealbreaker? What Covenants Are & Why They’re Required For Small Business Loans

When internal capital isn’t enough to cover costs, many small businesses take out loans. Before diving in and taking on debt, it’s helpful to familiarize yourself with some of the more complicated terms and lingo you’ll encounter when searching for small business loans. A debt covenant is one such term you will likely come across. Let’s take an in-depth look at what debt covenants mean for a small business loan, why they’re used, and how to determine if their conditions are a fit for your needs.

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Aug 10, 2020 Filed under: Business Loans

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Merchant Maverick’s ratings are editorial in nature, and are not aggregated from user reviews. Each staff reviewer at Merchant Maverick is a subject matter expert with experience researching, testing, and evaluating small business software and services. The rating of this company or service is based on the author’s expert opinion and analysis of the product, and assessed and seconded by another subject matter expert on staff before publication. Merchant Maverick’s ratings are not influenced by affiliate partnerships.

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