Author Page for Melissa Johnson | Page 3

Pros Supports in-app payments Integrates with third-party shopping carts Hosted payment page Cons Account stability issues Expensive fees to transfer money Poor customer support Basic reporting Limited pricing disclosed online Overview At first glance, Skrill seems precisely like the PayPal alternative people have been clamoring for since PayPal started racking up legions of dissatisfied users […]

There’s a lot that goes into negotiating with a credit card processor. You need to make sure you’re getting favorable terms and the best rates. At Merchant Maverick, that means a month-to-month agreement (or at least one with no early termination fee), affordable hardware with no overpriced leases and an interchange-plus plan with a low […]

We live, unfortunately, in the age of the data breach. Target. Home Depot. Sony. The IRS. ADP. Noodles & Co. Wendy’s. Yahoo. Over the past few years, all of these companies (and many, many others) have been hit with some sort of data breach that has compromised personalized data ranging from social security numbers and W2 information to credit card numbers. […]

Are you an artist, crafter, or small business owner deciding between Etsy and Square? We’ll compare both software options in terms of pricing, features, usability, and more so you can choose the best option for your business.

Finding a robust POS app that is also affordable is basically like ordering a really delicious cupcake with just the right amount of icing. Finding one that has mobile support and an integrated eCommerce store? Well, that’s akin to the holy grail for new and small business owners. Vend (see our review) is something a bit […]

We spent a lot of time talking about the October 2015 EMV liability shift, even long before it even happened. We did our best to encourage merchants to educate themselves and then make the switch over. And we’re still talking about it. To us, there’s no question that adopting EMV is the right thing. It’s […]

Square (see our review) is finally a publicly traded company. The whole affair generated quite a bit of buzz for a lot of reasons — what it means for investors, what it means for other tech companies (and payment companies) that want to go public…and what it means for merchants. Since its founding, Square’s kept rather mum […]

If you pay attention to Internet buzz at all, you’ve probably heard the word “mobile” thrown out a lot. Just about everything’s gone mobile — gaming, marketing, shopping, and yes, even payments. With the rise of apps like Apple Pay, Android Pay, and Samsung Pay, more shoppers are finding it convenient to ditch the card all together and […]

In 2012, the PewResearch Internet Project found that 65 percent of respondents in its survey believed that by 2020, mobile payments will have almost entirely replaced the need for cash or even credit cards. And if you’re a merchant who’s not accepting mobile payments yet, you’re already behind the curve. Now is a good time to take a […]

Retailers, restaurant owners, and other merchants have been relying on traditional merchant accounts for ages to process credit and debit card transactions. But with the introduction of Square in 2009 and PayPal Here in 2012, pay-as-you-go processing has emerged as the egalitarian solution to card processing. E-commerce has thrived, and vendors of all types — from […]