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Melissa Johnson

Melissa Johnson

Expert Analyst & Reviewer
Melissa Johnson has been writing about payment processing and mobile payments since 2014, and has been quoted in articles for Credit Karma and The Next Web, among others. She graduated from The University of Kansas in 2010 with bachelor's degrees in English and journalism.

Skrill Review

Pros Supports in-app payments Integrates with third-party shopping carts Hosted payment page Cons Account stability issues Expensive fees to transfer money Poor customer support Basic reporting Limited pricing disclosed online Overview At first glance, Skrill seems precisely like the PayPal alternative people have been clamoring for since PayPal started racking up legions of dissatisfied users […]

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Nov 4, 2022 Filed under: Merchant Account Reviews

What Are Basis Points & How Do You Calculate Them?

There’s a lot that goes into negotiating with a credit card processor. You need to make sure you’re getting favorable terms and the best rates. At Merchant Maverick, that means a month-to-month agreement (or at least one with no early termination fee), affordable hardware with no overpriced leases and an interchange-plus plan with a low […]

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Jan 9, 2020 Filed under: Credit Card Processing
image of man in a hoodie in front of a laptop, overlaid with lines of code

Just How Secure Is mPOS Equipment, Anyway?

We live, unfortunately, in the age of the data breach. Target. Home Depot. Sony. The IRS. ADP. Noodles & Co. Wendy’s. Yahoo. Over the past few years, all of these companies (and many, many others) have been hit with some sort of data breach that has compromised personalized data ranging from social security numbers and W2 information to credit card numbers. […]

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Mar 27, 2020 Filed under: Credit Card Processing, Mobile Payments, PCI Compliance
Square VS Vend

Square VS Vend

Finding a robust POS app that is also affordable is basically like ordering a really delicious cupcake with just the right amount of icing. Finding one that has mobile support and an integrated eCommerce store? Well, that’s akin to the holy grail for new and small business owners. Vend (see our review) is something a bit […]

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Jan 9, 2020 Filed under: Credit Card Processing, eCommerce, Point of Sale
mobile payment processing

Mobile Payment Processing 101

If you pay attention to Internet buzz at all, you’ve probably heard the word “mobile” thrown out a lot. Just about everything’s gone mobile — gaming, marketing, shopping, and yes, even payments. With the rise of apps like Apple Pay, Android Pay, and Samsung Pay, more shoppers are finding it convenient to ditch the card all together and […]

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Jul 7, 2019 Filed under: Mobile Payments

The Ultimate Guide To Accepting Mobile Payments

In 2012, the PewResearch Internet Project found that 65 percent of respondents in its survey believed that by 2020, mobile payments will have almost entirely replaced the need for cash or even credit cards. And if you’re a merchant who’s not accepting mobile payments yet, you’re already behind the curve. Now is a good time to take a […]

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Oct 8, 2019 Filed under: Mobile Payments
how much should you pay for credit card processing

How Much Should You Pay For Credit Card Processing?

Retailers, restaurant owners, and other merchants have been relying on traditional merchant accounts for ages to process credit and debit card transactions. But with the introduction of Square in 2009 and PayPal Here in 2012, pay-as-you-go processing has emerged as the egalitarian solution to card processing. E-commerce has thrived, and vendors of all types — from […]

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Mar 30, 2020 Filed under: Credit Card Processing

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The vendors that appear on this list were chosen by subject matter experts on the basis of product quality, wide usage and availability, and positive reputation.

Merchant Maverick’s ratings are editorial in nature, and are not aggregated from user reviews. Each staff reviewer at Merchant Maverick is a subject matter expert with experience researching, testing, and evaluating small business software and services. The rating of this company or service is based on the author’s expert opinion and analysis of the product, and assessed and seconded by another subject matter expert on staff before publication. Merchant Maverick’s ratings are not influenced by affiliate partnerships.

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