When planning your small business, if your company needs wheels then it also needs insurance. Commercial auto insurance protects the vehicles you own and use for your business in the event of an accident. If you own a fleet of vehicles, commercial auto insurance is a must. But even if you use your personal vehicle […]
Welcome, small business owner from the Lone Star state! Small business is big business in Texas since the industry employs over 4.7 million Texans (45% of the workforce) and many of those business industries are growing rapidly. With recent legislation changes, small business owners now can provide health insurance to their employees with ease. In […]
Greetings, business owner from the Sunshine State! If you’re here, that probably means you’re one of the small business owners in Florida that helps employ 3.3 million employees across the state. As a crucial component of the state’s infrastructure, your business helps make Florida the fourth largest economy in the United States with nearly half […]
Every business has specific needs and specific needs require specific insurance. For trucking businesses, businesses with trucks, or independent truck drivers, commercial truck insurance is a tailored policy that addresses trucking risks. No matter how many trucks you have on the road, this insurance will help protect you, your business, and your vehicles. If you are […]
Do you run a cleaning business? Are you in and out of other people’s homes or businesses, driving from location to location, or employing people in various work environments? No matter the size of your janitorial or cleaning business, cleaning insurance should be part of the risk management plan for your businesses. It’s easy to […]
Do you rent a location to do business? If so, your landlord may require you to show proof of renters insurance before you sign a lease agreement. Just like home owner’s insurance, renters insurance covers certain accidents to the property and building you are renting, and even if it’s not required by your landlord, renters […]
No matter where you are in your small business insurance journey, your insurance foundation is a general liability insurance policy. But what is general liability insurance and do you need it for your business? If you want the quick answer, it’s YES. You need it. An accident can strike at any time and you will […]
The history of worker’s compensation is quite exciting and gritty, and we primarily have Germany to thank for our modern laws protecting worker’s rights. If you’re ever on Jeopardy or want to impress a date with your knowledge, you may be interested to learn that Chancellor Otto von Bismarck is credited as being the first […]
Even though you are not legally required to purchase health insurance for a single employee by law, there are still great reasons to offer health benefits. Health insurance is not a trivial purchase — your employees work harder and better when they feel protected and healthy. Now, with the addition of the tax benefits and expanded options, it’s easy to finally make it happen.
Commercial property insurance is designed to protect your business from accidents, theft, fires, and some (but not all) Acts of God. If the worst-case-scenarios for your property come to fruition, a solid commercial property insurance plan creates a way for your business to run and thrive despite the setbacks.