Do you run a cleaning business? Are you in and out of other people’s homes or businesses, driving from location to location, or employing people in various work environments? No matter the size of your janitorial or cleaning business, cleaning insurance should be part of the risk management plan for your businesses. It’s easy to […]
Do you rent a location to do business? If so, your landlord may require you to show proof of renters insurance before you sign a lease agreement. Just like home owner’s insurance, renters insurance covers certain accidents to the property and building you are renting, and even if it’s not required by your landlord, renters […]
No matter where you are in your small business insurance journey, your insurance foundation is a general liability insurance policy. But what is general liability insurance and do you need it for your business? If you want the quick answer, it’s YES. You need it. An accident can strike at any time and you will […]
The history of worker’s compensation is quite exciting and gritty, and we primarily have Germany to thank for our modern laws protecting worker’s rights. If you’re ever on Jeopardy or want to impress a date with your knowledge, you may be interested to learn that Chancellor Otto von Bismarck is credited as being the first […]
Even though you are not legally required to purchase health insurance for a single employee by law, there are still great reasons to offer health benefits. Health insurance is not a trivial purchase — your employees work harder and better when they feel protected and healthy. Now, with the addition of the tax benefits and expanded options, it’s easy to finally make it happen.
Commercial property insurance is designed to protect your business from accidents, theft, fires, and some (but not all) Acts of God. If the worst-case-scenarios for your property come to fruition, a solid commercial property insurance plan creates a way for your business to run and thrive despite the setbacks.
Most home insurance policies are there to protect the house and the homeowners — not a business. If you run a small business out of your home, you should consider adding business insurance as an endorsement to your plan or invest in business insurance separately.
Do you have a plan to deal with a loss of income or pay for utilities that aren’t working? What if you have to temporarily relocate? Read this informative article to learn more about business interruption insurance, including exactly what it covers, how to buy it, and more.
If you are a startup business, you obviously have a lot to juggle. That said, business insurance should be a top priority as you move forward. Go ahead and Google “lawsuit and startup” (or maybe don’t if you’re panic-prone) and the news will run the gamut. Even if you aren’t a doomsday type of buyer, […]
Health care is daunting, complicated, and time-consuming. So, for small businesses without a large HR department, navigating the health insurance process can suck up time and energy that you simply don’t have. Check this complete guide on small business health insurance.
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