Based on the multitude of messages I’ve received, I believe there are four stages business owners go through when considering Square’s payment processing. First, joy. This is an amazing service that includes a sleek and capable POS, online selling tools, affordable hardware, and an easy-as-pie application process. When they discover the existence of Square and […]
So you want to know how to accept credit card payments without a merchant account, whether online or in-person. Well, it’s certainly possible. But let’s start from a different angle. Want to know the secret behind Square’s payment processing? It’s a rarely discussed bit of industry knowledge. When I started reviewing mobile processors, I had […]
These are exciting times for Girl Scouts and cookie lovers alike. The recent launch of the Girl Scout Digital Cookie program allows participating councils and troops to accept credit and debit payments for online cookie orders, and to ship out orders to buyers. This e-commerce experience will prove useful to scouts, and will undoubtedly increase sales, […]
With our favorite mobile and low-volume processor Flint Mobile (see our review) officially down for the count, we’re all researching and scrambling like mad to find the best replacements and alternatives on short notice. To help you in your search and comparisons, we’ve put together a couple of handy charts. The first chart looks at the stats […]
If you’re looking for a Flint replacement for low-volume or mobile processing, see our comparison article. After the recent, shocking news about the discontinuation of Flint Mobile‘s (see our review) payment processing service, many mobile-based and low-volume merchants are reeling, wondering how to transition and what this means for the future of mobile payment processing. […]
Anyone who’s taken a loan out knows that the name of the game is interest. You want the lowest interest rate possible, and the bank wants the best return on its investment. This is not necessarily because the bank is greedy or trying to take advantage of you. The fact is that maintaining a financial […]
“The chip cards are coming! The chip cards are coming! By land and by sea. Organize the merchant militia!” If you haven’t already heard, the instatement of EMV cards is imminent in the US. Suddenly all of those sales pitches from agents over the past few years (“You really need this future-proof terminal” “EMV cards […]
Negotiating credit card processing fees is intimidating, and for good reason. You probably don’t have to negotiate pricing very much in your everyday life, and you only have to negotiate a credit card processing deal maybe a few times in your entire life. Sales representatives at merchant services providers, on the other hand, negotiate these contracts […]
Since Square launched back in 2009, the credit card industry has, in many ways, been turned on its head. Credit card acceptance is more prevalent and less expensive than ever. But with the nationwide switch to chip cards coming in October 2015, we might see another major shift in the way we conceive of in-person payments, and […]
There’s been a lot of buzz surrounding First Data’s new tablet-based POS products: Clover Station, Clover Mini, and Clover Mobile. Bank of America Merchant Services is also heavily promoting these products. But unlike iPad POS systems, you can’t just download the app and test out the POS. You have to buy the complete hardware package […]
