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Author Page for Tom DeSimone

Tom DeSimone

Tom DeSimone

Product Manager
Based in New York’s Hudson Valley, Tom has written for Merchant Maverick since 2013. His work is cited by publications including TechCrunch, Washington Business Journal, and Bank Advisor. He currently serves as Product Manager.
Tom DeSimone
View Tom DeSimone's professional experience on LinkedIn.
Flint mobile shutdown

Did Square Kill Flint Mobile? What Flint’s Processing Shutdown Means For The Future Of Mobile Payments

If you’re looking for a Flint replacement for low-volume or mobile processing, see our comparison article.  After the recent, shocking news about the discontinuation of Flint Mobile‘s (see our review) payment processing service, many mobile-based and low-volume merchants are reeling, wondering how to transition and what this means for the future of mobile payment processing. […]

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Mar 30, 2020 Filed under: Credit Card Processing, Mobile Payments 2

What Is Peer-To-Peer Lending?

Anyone who’s taken a loan out knows that the name of the game is interest. You want the lowest interest rate possible, and the bank wants the best return on its investment. This is not necessarily because the bank is greedy or trying to take advantage of you. The fact is that maintaining a financial […]

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Aug 14, 2019 Filed under: Business Loans, Peer-to-Peer Loans 1
mobile emv card reader

Will Chip Cards Kill Mobile Processing?

Since Square launched back in 2009, the credit card industry has, in many ways, been turned on its head. Credit card acceptance is more prevalent and less expensive than ever. But with the nationwide switch to chip cards coming in October 2015, we might see another major shift in the way we conceive of in-person payments, and […]

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Jul 6, 2019 Filed under: Credit Card Processing, Mobile Payments 8
Clover POS alternatives

Clover Credit Card Machine Scams: Everything You Need To Know To Avoid Getting Fleeced

There is a lot of buzz surrounding First Data’s tablet-based POS products: Clover Station, Clover Mini, and Clover Flex. Now there’s even Clover Go, a mobile POS solution. But unlike with most iPad POS systems, you can’t just download the app and test out the POS. You have to buy the complete hardware package to see Clover in action. This has led many merchants to places like eBay, looking for a deal. Unfortunately, it has also led predatory merchant services companies to sell business owners more than they bargained for.

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Apr 6, 2020 Filed under: Credit Card Processing, Hardware, Point of Sale 59

Instabill Review

Overview: Instabill is a merchant account provider and credit card processor headquartered in Portsmouth, New Hampshire. The company was established in 2001 and, with about 12,000 merchant accounts, rates as a relatively small provider. What makes them unique, however, is that they specialize primarily in providing services to high-risk merchants and processing offshore payments for […]

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Jul 13, 2021 Filed under: High-Risk Merchant Account Reviews, Merchant Account Reviews 7
EMV terminal

FAQ For Buying An EMV Chip Card Terminal

After the recent EMV liability shift, you’re probably finding yourself staring at your old credit card machine, wondering if it will make a good paper weight, and worrying about the cost of buying a new machine. Lucky for you, the transition doesn’t have to be an expensive one, but it pays to be educated as you […]

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Feb 16, 2015 Filed under: Credit Card Processing, PCI Compliance 57
how to open tech support company in india

Opening A Tech Support Merchant Account In India

Setting up a tech support company in India (or anywhere) comes with a host of challenges, some obvious, others less so. One obstacle you may not have accounted for is the difficulty finding a merchant account provider for the business. Instead of trying to find the lowest rates possible, you probably found yourself stuck searching for […]

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Mar 30, 2020 Filed under: Credit Card Processing 24

Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity. The editorial content on this page is not provided by any of the companies mentioned and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.

The vendors that appear on this list were chosen by subject matter experts on the basis of product quality, wide usage and availability, and positive reputation.

Merchant Maverick’s ratings are editorial in nature, and are not aggregated from user reviews. Each staff reviewer at Merchant Maverick is a subject matter expert with experience researching, testing, and evaluating small business software and services. The rating of this company or service is based on the author’s expert opinion and analysis of the product, and assessed and seconded by another subject matter expert on staff before publication. Merchant Maverick’s ratings are not influenced by affiliate partnerships.

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