Author Page for Tom DeSimone | Page 2

Tom DeSimone

Tom DeSimone

Expert Analyst & Reviewer
Based in New York’s Hudson Valley, Tom has written for Merchant Maverick since 2013. His work is cited by publications including TechCrunch, Washington Business Journal, and Bank Advisor. He currently serves as Product Manager.
Tom DeSimone
View Tom DeSimone's professional experience on LinkedIn.

The 5 Most Hated Words & Phrases In Payment Processing

After browsing hundreds of pages of payment processing contracts and sales information, and having heard from hundreds of confused and frustrated merchants, there are some choice words that really grind my gears. These words and phrases are commonly used in the payments industry, and most new business owners (and some seasoned owners) get thrown off […]

Read More
Aug 14, 2019 Filed under: Credit Card Processing

Forte Payment Systems Review

Overview: You may have heard the term “omnichannel payments” thrown around lately, and maybe you’re wondering if it’s a solution you need or just a marketing buzzword to get you to sign up for more services. Well – I guess it’s a little of both, and Forte Payments is a prime example of omnichannel payment […]

Read More
Jun 3, 2022 Filed under: Merchant Account Reviews
ipayment-logo

iPayment Inc. Review

Pros Large company with a long track record Opportunities for negotiation Cons Early termination fee likely Undisclosed contract terms reported Withheld funds somewhat common Overview iPayment has been in the game since 1999, and currently have almost 200,000 companies in their network, making them a fairly large processor. They also have thousands of independent sales offices […]

Read More
Nov 4, 2022 Filed under: Merchant Account Reviews

MerchantPlus.com Review

Overview: Let me begin this review with my favorite aspect of MerchantPlus – common sense. This provider features more common sense practices and common sense marketing than you’ll find in most other nooks of the merchant services market, and I love that about them. Rates and fees are incredibly simple, with flat rate and interchange-plus […]

Read More
Jun 3, 2022 Filed under: Merchant Account Reviews
TransFirst merchant services

TransFirst Merchant Services Review

Note: TransFirst has been fully absorbed by its parent company, TSYS. The TransFirst website now directs to TSYS. This review has been archived and will no longer be updated. Check out our TSYS review for more information, or check out our top-rated merchant account providers.  Overview: If you’re looking for a big, stable company to […]

Read More
Jun 3, 2022 Filed under: Merchant Account Reviews
Encore Payment Systems review

Encore Payment Systems Review

NOTE: Encore Payment Systems appears to be out of business. This review is archived and will no longer be updated. Check out our Merchant Account Comparison Chart to find the best credit card processing company for your business.  Overview Well, they can’t all be winners… Founded in 2004, Encore Payment Systems (EPS) is a merchant […]

Read More
Jun 3, 2022 Filed under: Merchant Account Reviews
crescent-processing-logo

Future Payment Technologies (Crescent Processing Company) Review

Future Payment Technologies appears to be out of business. This review is archived and will no longer be updated. Check out our Merchant Account Comparison Chart to find the best credit card processing company for your business.  Overview: Since we last paid Crescent Processing Company (CPC) a visit, things are not looking good. They have an enormous number […]

Read More
Jun 3, 2022 Filed under: Merchant Account Reviews
Visa FANF

What The FANF Is Visa Charging You?!

Some fees are avoidable – and some aren’t. When choosing and working with a payment service provider, you need to be able to figure out which fees they charge to make profit, and which are actually coming from the credit card networks. So where does the Visa FANF fee fit into all this? In our […]

Read More
Aug 14, 2019 Filed under: Credit Card Processing
powerpay-logo

PowerPay Review

JANUARY 6, 2016, UPDATE: PowerPay has been acquired by EVO Payments, and the PowerPay brand has been retired. Be sure to read our EVO Payments review for more information Our original review of PowerPay is below. Overview: PowerPay has been in business since 2003. They have over 50,000 merchants that they process for, yet their complaint […]

Read More
Dec 16, 2022 Filed under: Merchant Account Reviews

Beanstream Internet Commerce Review

Overview: In fall of 2015 Beanstream was acquired by Bambora, a Swedish payments company. While it’s still too soon to say what the long-term impact of this acquisition will be, so far things are going well! Canadian merchant accounts have historically not been very competitive with US-based accounts. While the current industry trends seem to […]

Read More
Jun 3, 2022 Filed under: Merchant Account Reviews

We Want Your Feedback!

Help us to improve by providing some feedback on your experience today.

The vendors that appear on this list were chosen by subject matter experts on the basis of product quality, wide usage and availability, and positive reputation.

Merchant Maverick’s ratings are editorial in nature, and are not aggregated from user reviews. Each staff reviewer at Merchant Maverick is a subject matter expert with experience researching, testing, and evaluating small business software and services. The rating of this company or service is based on the author’s expert opinion and analysis of the product, and assessed and seconded by another subject matter expert on staff before publication. Merchant Maverick’s ratings are not influenced by affiliate partnerships.

Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity. The editorial content on this page is not provided by any of the companies mentioned and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.

Sign up for the Maverick Newsletter

  • Please select topics of interest

  • We occasionally send out emails with special offers.
  • Hidden
  • This field is for validation purposes and should be left unchanged.