Have you ever sat by the ocean and watched the tide ebb and flow for hours? If so, you probably know a lot about water flow. As a business owner, though, you should be more focused on cash flow. What is cash flow? We’re glad you asked! Aptly named, cash flow is the money that […]
Business Loans Blog Posts | Page 30
“Can I afford a small business loan?” For many business owners, this is (literally) the $64,000 question! With so many variables in play, it may seem daunting to calculate whether you can actually cover new loan payments. Luckily, there are multiple financial ratios in place to help you do just that. In this post, we’ll […]
When applying for loans, we often worry most about our credit scores. Many people don’t realize that there’s another factor that lenders consider: your debt-to-income (DTI) ratio. But what is the debt-to-income ratio, and why does it matter? In this post, we’ll cover everything you need to know about the debt-to-income ratio. We’ll teach you […]
Whether you’re looking for an equipment lease or loan, one of these seven equipment financing companies is sure to be the best option for your small business.
Lending Club is, hands down, one of the most popular lenders available online; personal and business loans are competitively priced and easy to get. But it’s not for everyone. Curious what your Lending Club alternatives are? In this post, we list the best alternatives to Lending Club’s personal loans, business loans for startups and young businesses, and business loans for established businesses.
When crowdfunding rose on its initial wave of popularity, it was strictly a means of raising money for personal causes and makers of board games and household gadgets and whatnot. That all changed with the passage of the JOBS Act of 2012. The JOBS Act was sold as a response to the lack of capital […]
With the increasing prominence crowdfunding has attained over the course of the last decade, I’m sure you’re broadly familiar with the concept of crowdfunding. You’ve probably heard of people using GoFundMe (see our review) to try to cover medical expenses and other personal emergencies. You’ve probably also heard of crowdfunding a la Kickstarter (see our […]
For as long as I can remember, people have bemoaned the ever-accelerating consolidation of the video game industry. For much of the past two decades, small-to-mid-size game developers have been going bust as industry behemoths like EA grow ever more dominant. For those who have followed the industry, it’s an ever-present trend and one that […]
American Express is best known for their charge cards. These are cards with no hard credit limit that have to be paid off in total every month. But they don’t represent the full extent of Amex’s product line. Like its competitors Visa and Mastercard, Amex offers credit cards, on which you can carry a balance from […]
So, what is equity crowdfunding, anyway? Let’s start with the term “crowdfunding.” If you’re only loosely familiar with the concept, you might think of GoFundMe’s brand of medical and charitable crowdfunding. You may also think of rewards-based crowdfunding platforms like Kickstarter and Patreon in which entrepreneurs and artists solicit funds from backers in exchange for […]