Business Loans Blog Posts | Page 31

American Express is best known for their charge cards. These are cards with no hard credit limit that have to be paid off in total every month. But they don’t represent the full extent of Amex’s product line. Like its competitors Visa and Mastercard, Amex offers credit cards, on which you can carry a balance from […]

Equity crowdfunding has only been around for a few years. Suffice to say, it is a work in progress. If you play your cards right, however, it might be just the thing to take your startup to the next level. If you’ve done your due diligence in preparing your offering and you possess the ability to excite investors, professional and amateur, then it’s certainly an avenue worth exploring.

No matter which you choose, these lenders vary in one distinct way from QuickBooks Capital: You get to take the initiative in finding capital instead of waiting for QuickBooks Capital to reach out.

PayPal’s LoanBuilder offers an unusually high level of transparency to prospective borrowers, allowing them to see — and even tinker with — the terms of their loans well in advance of signing on the dotted line. This is a welcome trait in an industry where speed and low barriers to entry take precedence over openness […]

There are a few key differences that can help businesses determine when to use a line of credit or a credit card to make your purchases. Learn what they are and find out which financing option is right for your small business.

Credit cards are a common sight in wallets and purses, used for nearly a third of all in-person purchases. There’s nothing strange or novel about them. And yet, despite their ubiquity, there are a lot of misconceptions about how credit cards work and the best way to use them. Should you use them regularly, or […]

Startups are inherently risky endeavors. According to Fortune Magazine, close to 60% of new startups fail. Because new businesses are so risky, it is notoriously difficult to obtain startup financing — most banks won’t lend to you unless you’ve been in business at least two years. While some online lenders offer startup loans, startup grants are […]

Online installment loans are a fast and simple means of obtaining financing for millions of small businesses. These quick cash infusions serve a wide range of business uses, from debt refinancing to working capital. Unlike some other types of financing, installment loans (also sometimes called “term loans”) have a traditional and easy-to-understand structure; you’ll receive a […]

By now, if you keep up with developments in the business world (or if you’ve had to raise funds for a loved one in need), you’re likely familiar with crowdfunding giants like Kickstarter, Indiegogo, GoFundMe, and Patreon. The biggest crowdfunding platforms also tend to have the most marketing resources at their disposal, so it’s little […]

When you swipe your card (or insert your EMV chip into the reader), you’ll have pretty much the same experience whether you’re using a credit card or a charge card. So why would you choose one over the other? Turns out there are some important differences to consider before you sign up for a card. What […]