It used to be that if you wanted to try crowdfunding as a means of monetizing your physical and/or creative output, you had to set up a campaign on a site like Kickstarter (see our review) or Indiegogo (see our review). That’s all fine and good — after all, these sites have raised billions in […]
What a week it’s been for the Patreon community. Just one week ago, on December 6, 2017, Patreon (see our review) announced a change in their fee structure. Broadly speaking, the change would have seen creators no longer pay payment processing fees on what they earn through Patreon. Instead, creators could count on taking home 95% of […]
If you’re investigating hard money loans, a type of private lending used to purchase or upgrade real estate, you’ve probably come across an unfamiliar acronym: LTV. We’ll take a look at what LTV is and the role it plays in lending. What Is A Loan-To-Value Ratio? LTV stands for Loan-To-Value ratio. While it plays a […]
Businesses that have declared bankruptcy can face a challenging road back to the regularly lending scene. If you search online for loan alternatives, sooner or later you’re going to run into the concept of hard money. Hard money loans are a type of direct loan from an investor to an individual or business for the […]
Bankruptcy shouldn’t be taken lightly. Aside from asset forfeiture, the shock to your credit rating is the main disincentive to filing bankruptcy. Prospective filers are cautioned that they’ll have a hard time accessing credit for up to a decade. While there’s some truth to these warnings, the worst case scenarios are also a bit overblown. […]
Crowdfunding has received lots of attention in recent years for its ability to raise money for medical emergencies and other pressing human needs. However, you should know that crowdfunding for business projects is taking off as well. In this article, we’ll explore some of the top crowdfunding platforms for small business, and offer tips for creating a good business crowdfunding campaign.
Inability to meet your expenses is one of the most frightening things you can experience as a business owner. When you have no reasonable hope of getting your head above your water, it may be time to consider filing for bankruptcy. What Is Bankruptcy? Bankruptcy comes in a variety of forms that we’ll cover below, […]
Crowdfunding is all the rage these days. I don’t have to tell you this; it is a manifest truth, apparent in the world around us. From the Kickstarter-driven boom in the tabletop gaming industry to the use of GoFundMe as a rickety substitute for a national health care safety net, crowdfunding is a fundraising solution […]
By now, if you’ve looked for financing online, you’ve probably come across advertisements and sites offering merchant cash advances (MCAs). In fact, there’s even a good chance you’ve encountered some cautionary tales about them. You may have even heard rumors that alternative funders are abandoning MCAs entirely. What is clear is that the industry is […]
If you’ve ever purchased equipment or property for your company, you’ve probably noticed that there are a ton of different types of leases out there, with lots of creative names. Unfortunately, in many cases, the names don’t convey a clear idea of what they actually are. So what the heck is a synthetic lease, exactly? […]
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