There are a huge number of network guidelines issued for accepting card payments, and merchants are expected to understand them all. Yet, few business owners ever actually read these manuals. Unfortunately, this is a pretty significant source of avoidable issues down the road. Although the extensive fine print and technical jargon in credit card guidelines […]
Credit Card Processing Blog Posts | Page 19
Ingenico is a French-based company with one goal: “to provide merchants with a comprehensive and innovative range of services and solutions to eliminate payment complexity and make the consumer purchasing experience seamless and secure, whatever the sales channel or payment method.” To that end, Ingenico offers a number of different POS and mobile hardware products, […]
Square VS Merchant Account: How Does Square’s Credit Card Processing Compare To A Good Merchant Account?
Square’s merchant services are powerful and well priced — but they aren’t the same as having your own dedicated merchant account to accept credit card payments. See how Square’s credit card processing compares to top-tier merchant accounts in terms of pricing, support, overall value, and more.
The EMV liability has officially shifted, and plenty of businesses have not switched over to fancy new terminals yet. If you’re one of those businesses, we understand. You want the best EMV terminals for your business, but you don’t have enough time to ensure that 1) you’re getting the best hardware, and 2) you’re getting a […]
With so many different types of credit card readers available these days, it can be a nearly Herculean task to determine which kind is right for your business. There are such a lot of factors to consider – does the card reader accept contactless payments, is it EMV compatible, can it take gift cards, is […]
If you’re one of the many American merchants who currently accepts credit cards, you’re probably aware that things are changing, slowly but surely. Chip cards are already used as a matter of course in many other countries around the world, and though the U.S. has been late to get on the EMV bandwagon, the […]
Chances are, if you run a small business, you’ve heard something about the EMV liability shift that takes effect in October 2015. The shift will affect the retail industry in obvious ways, but businesses that offer services rather than tangible goods will be equally affected. Exactly how much you’ll be affected depends on how you […]
Have you noticed that your customers are becoming confused when they see your antiquated terminal? Do they comically attempt to jab their card into your terminal instead of swiping? No, these are not aliens who are unused to our peculiar ways—they’re customers with a new, ultra secure chip credit card, and they want to use […]
For most small business owners, it’s a jungle out there. Danger lurks around every corner, predators seem to be silently stalking your every movement, and – in the immortal words of Jethro Tull – the rivers are full of crocodile nasties. Let’s face it, when it comes to start-ups and small businesses the statistics are […]
The shift to EMV technology isn’t just affecting payments in-stores—due to the increased difficulty of fraud in-stores, many people are expecting that there will be an increase in card-not-present (CNP) fraud. We’ve already talked about how business owners can avoid fraudulent purchases for the present moment. But don’t get too attached. New, supposedly more secure methods […]