The recent shift to chip-based cards has got everybody thinking about fraud, so perhaps now is a good time to go over the types of fraud that you should be on the lookout for as a business owner. The good news is, in every other country where chip-and-PIN cards have been introduced, card-present fraud has […]
After four years of anticipation, the October 1st EMV liability shift deadline has come and gone. If you’re like most merchants, you aren’t quite ready to get on board and are going to be a tad late to the party. Fortunately, it’s fashionable to arrive late and we’ve still got the information you’ll need to […]
The EMV liability shift is well underway and customers have started dipping those cards. At this point, most small business owners are probably wondering why the heck everybody is talking about chip-and-PIN cards when everybody seems to be using chip-and-signature. What’s the difference between chip-and-PIN and chip-and-signature cards? We’ve briefly mentioned this before, but if you […]
After four years in the making, the national EMV (Europay, Mastercard, and Visa) liability shift has finally come to pass. Starting today – on October 1st, 2015 – merchants with out-of-date credit card readers can now be held liable for certain types of fraud, specifically the types of fraud which could have been avoided by […]
Credit card processing fees are hard to understand, but we don’t think they should be, so we set out with the goal of creating the most easy to digest and visually appealing infographic on the subject. You be the judge. 😉 Share this Image On Your Site <a href=’https://www.merchantmaverick.com/a-visual-guide-to-credit-card-processing-fees-and-rates-infographic/’><img src=’http://cdn.merchantmaverick.com/wp-content/uploads/2015/07/A-Visual-Guide-to-Credit-Card-Processing-Fees.png’ alt=’A Visual Guide to […]
Retailers, restaurant owners, and other merchants have been relying on traditional merchant accounts for ages to process credit and debit card transactions. But with the introduction of Square in 2009 and PayPal Here in 2012, pay-as-you-go processing has emerged as the egalitarian solution to card processing. E-commerce has thrived, and vendors of all types — from […]
Since Square launched back in 2009, the credit card industry has, in many ways, been turned on its head. Credit card acceptance is more prevalent and less expensive than ever. But with the nationwide switch to chip cards coming in October 2015, we might see another major shift in the way we conceive of in-person payments, and […]
Back in September 2014, Apple finally did what technophiles have been clamoring for it to do for ages: It added an NFC chip to its newest-generation smartphone, the iPhone 6 and 6 Plus. Suddenly, you could just tap your phone to complete a payment, with no need to dig through a wallet, using the Apple Pay […]
There is a lot of buzz surrounding First Data’s tablet-based POS products: Clover Station, Clover Mini, and Clover Flex. Now there’s even Clover Go, a mobile POS solution. But unlike with most iPad POS systems, you can’t just download the app and test out the POS. You have to buy the complete hardware package to see Clover in action. This has led many merchants to places like eBay, looking for a deal. Unfortunately, it has also led predatory merchant services companies to sell business owners more than they bargained for.
Square (see our review) led the way for the mobile processing boom, so it’s no surprise that the company was the first to market with a headphone jack chip card reader ahead of the October 2015 nation-wide shift to chip cards. While most other mobile processors are biding their time and telling customers that a chip card solution […]
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