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Archive for the ‘Credit Card Processing’ Category

visa downgrades, mastercard downgrades

What Are “Downgrades” & How Much Are They Costing You?

As a business owner – whether of a retail establishment or an online store – you know that credit card processing fees eat into a big slice of your profits. Just glancing at your merchant account statement each month could send you into a dizzying spin of frustration – especially when you see those outrageous Mastercard and Visa downgrade fees costing […]

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Jan 2, 2013 Filed under: Credit Card Processing 0
bad credit merchant account

The Bad Credit Merchant Account

Have poor credit? These days it’s hard to find someone who doesn’t. I can’t count how many emails I’ve received from merchants desperate to get the best merchant account, but unable to do so because of their low credit score. The truth is that they can get a merchant account…they’re just not looking in the right […]

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Oct 9, 2011 Filed under: Credit Card Processing 2
IRS reporting fee

Is The New 1099-K “IRS Reporting Fee” Justified?

As 2011 comes to a close, and credit card processors scramble to get their 1099-K documents filed, some of them are trying to recoup their administrative costs by passing on a fee to the merchant (You). Some are even using this opportunity to profit off of these regulatory requirements, charging as much as $3.95 per […]

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Sep 7, 2011 Filed under: Credit Card Processing 3
do you really need a merchant account

Do You Really Need A Merchant Account?

The short answer is yes, but there’s more to it than that… The Statistics According to the U.S. Census Bureau, there will be a projected 181 million credit card holders living in the country this year. That’s over half the population. I could get into even more detail about the numbers, but it’s pretty obvious […]

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Mar 29, 2010 Filed under: Credit Card Processing 19
problem-merchant

The 5 Rules For You Problem Merchants

The other day I was reading an article over at Transaction Trends called “Managing Problem Merchants.” If you feel like putting yourself in your ISOs shoes for a bit, give it a read. As much as we like to think that we’re always 100% right, and that we should do everything in our power to […]

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Mar 2, 2010 Filed under: Credit Card Processing 0

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