You may have noticed that your most recent credit card looks a bit different than your last. That conspicuous computer chip embedded in the plastic represents a new security standard, EMV Compliance. The new standard is being rolled out in the United States this year and it will slightly change the way we use credit/debit […]
As we trundle ever-closer to total chip-card domination, the experts are predicting that – as happened in other countries who adopted EMV technology – the majority of fraud is going to migrate away from counterfeit and stolen cards, and towards the easier target: card-not-present (CNP) fraud. As usual, for business owners, this is a good […]
The shift has come! I know denial has been setting in pretty hard, and if you’re like the majority of merchants, you’re only just starting to realize that it might be a good idea to exchange your magstripe reader for an EMV-enabled device. Unfortunately, whether you’ve got the proper equipment or not, you still may […]
The recent shift to chip-based cards has got everybody thinking about fraud, so perhaps now is a good time to go over the types of fraud that you should be on the lookout for as a business owner. The good news is, in every other country where chip-and-PIN cards have been introduced, card-present fraud has […]
After four years of anticipation, the October 1st EMV liability shift deadline has come and gone. If you’re like most merchants, you aren’t quite ready to get on board and are going to be a tad late to the party. Fortunately, it’s fashionable to arrive late and we’ve still got the information you’ll need to […]
The EMV liability shift is well underway and customers have started dipping those cards. At this point, most small business owners are probably wondering why the heck everybody is talking about chip-and-PIN cards when everybody seems to be using chip-and-signature. What’s the difference between chip-and-PIN and chip-and-signature cards? We’ve briefly mentioned this before, but if you […]
After four years in the making, the national EMV (Europay, Mastercard, and Visa) liability shift has finally come to pass. Starting today – on October 1st, 2015 – merchants with out-of-date credit card readers can now be held liable for certain types of fraud, specifically the types of fraud which could have been avoided by […]
Credit card processing fees are hard to understand, but we don’t think they should be, so we set out with the goal of creating the most easy to digest and visually appealing infographic on the subject. You be the judge. 😉 Share this Image On Your Site <a href=’https://www.merchantmaverick.com/a-visual-guide-to-credit-card-processing-fees-and-rates-infographic/’><img src=’http://cdn.merchantmaverick.com/wp-content/uploads/2015/07/A-Visual-Guide-to-Credit-Card-Processing-Fees.png’ alt=’A Visual Guide to Credit […]
Retailers, restaurant owners, and other merchants have been relying on traditional merchant accounts for ages to process credit and debit card transactions. But with the introduction of Square in 2009 and PayPal Here in 2012, pay-as-you-go processing has emerged as the egalitarian solution to card processing. E-commerce has thrived, and vendors of all types — from […]
Since Square launched back in 2009, the credit card industry has, in many ways, been turned on its head. Credit card acceptance is more prevalent and less expensive than ever. But with the nationwide switch to chip cards coming in October 2015, we might see another major shift in the way we conceive of in-person payments, and […]
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