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How Much Should You Pay For Credit Card Processing?

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Melissa Johnson

Melissa Johnson

Melissa Johnson has been writing about payment processing and mobile payments since 2014, and has been quoted in articles for Credit Karma and The Next Web, among others. She graduated from The University of Kansas in 2010 with bachelor's degrees in English and journalism.
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    Dean Stewart

    Very helpful. Thanks for your wisdom in this area. Be Blessed.

      Robby D.

      very helpful article on a very complex subject-thanks

        Luisa Adrianzen Guyer

        Hello! Can you recommend a credit card processing company for a very small nonprofit? We would be at most receiving $100K in gifts via online credit card payments. Thank you!

          Jessica Dinsmore

          Hi Luisa,

          Typically I recommend Square for non-profit’s, but if you are anticipating up to $100k, I think Dharma may be the better bet. Both vendors are excellent options for non-profits. Best of luck to you!


            Could you tell me a great credit card processing company for my business. I ran across this one, but I am not sure if it is any good?

              Tom DeSimone

              Hi Alyssa,

              Check out our merchant account finder.

                Doreen Galubinski

                Can a web based program determine who you use for your gateway and or processor?
                I want to switch my merchant but they are telling me I can’t with there program.
                Thanks in advance.

                  Tom DeSimone

                  Hi Doreen,

                  There can be compatibility issues with third-party software/programs. It usually has more to do with gateway compatibility than the processor, but both can have problems. Most of our favorite providers use the major processors on the back end, which means they generally have excellent compatibility.

                  You should ask for a list of compatible gateways and processors and then come back to check out our reviews. If you need any more help, let us know. If they will only work with one gateway and processor combo, it might be time to look for another software solution.

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