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Overview: XCharge is a payment gateway and merchant account provider headquartered in Pleasant Grove, Utah. It also has offices in Henderson, Nevada and St. Louis, Missouri. The company began life as a division within CAM Commerce, a point-of-sale (POS) software company, back in 1983. It was later spun off as Accelerated Payment Technologies, which was […]

Pros Transparent cost-plus pricing Improved website & advertising No early termination fee Cons No pricing disclosed online Expensive for low-volume merchants Numerous public complaints Overview Once upon a time, there was a company called ElitePay Global (EPG). This merchant services provider had a poor reputation for non-cancelable leasing agreements, bait-and-switch rate offers under a tiered pricing […]

Every sector has its own language. The government, the military, and the medical field aren’t the only ones that seem to have more acronyms than actual words; now, the private sector gets to join in the esoteric fun. In this article, I’ll reveal the latest acronym that merchants need to know – EMV. What It […]

Inventory Management applications have become a lot more affordable in the last five years, and the number of options available to entrepreneurs right now is pretty exciting. At Merchant Maverick, we’ve reviewed 11, and will be adding more in the next few months. As you look for the right solution for your business, it’s important to […]

Leaders Merchant Services offers the Clover POS suite and a variety of other tools for merchants, but it leaves a lot to be desired in terms of transparency, pricing, and overall ethical practices.

With no monthly minimum fees, no binding contracts or cancellation fees, and a growing number of feature options, it’s clear that iZettle is worth a generous amount of consideration for mobile processing. While iZettle now serves a dozen countries, including Italy, Mexico, Brazil, Sweden, and Germany, we focus on the company’s UK services for this review.

Aside from payment processing, Gravity’s biggest proprietary draw is the reporting and analytics software it offers. I love to see this sort of built-in software — it’s reminiscent of Square and Stripe. What’s more, Gravity offers consultations to help you choose a POS. The company also offers to set you up with a gift card/loyalty program (again, via a partner), as well as PCI compliance services and working capital.

There are so many processing companies, they all seem to be doing more or less the same thing, and they all have both glowing testimonials and terrible complaints. How are you supposed to choose the best company under these circumstances? Who can you trust? Read on for a look at the best credit card processing companies for small businesses.

PaySimple combines merchant services with tools merchants can use to manage a base of customers with complex, detailed needs, such as legal offices, medical services, educational services, and so on. In the process of signing up for PaySimple’s payment gateway and cloud-based software suite, you will also be assigned a dedicated merchant account with a separate processor on the back end.

As a restaurant or retail business owner, pairing with one ore more of these companies can potentially bring in a boon of new revenue. However, with so many choices, are certain services better than others? Let’s take a look at what separates some of the more popular third-party delivery services in the industry, and hopefully, you can decide which one, if any, makes the most sense for your company.