Note: ElitePay Global has discontinued service. It now operates as Ironwood Payments. This review has been archived and will no longer be updated. Instead, check out our Ironwood Payments review for more information. Overview: As a reseller of First Data’s payment processing services, you can’t really understand what you’ll get from ElitePay Global until you […]
Excel Capital is an online lender offering unsecured business loans, business lines of credit, and other similar financial products. Its rates on unsecured business loans are reasonable but the line of credit fee structure can pile up the costs. Excel is not the most transparent lender.
US Business Funding offers many different financial products to help business owners score the capital they need. It is a great choice for equipment financing, SBA loans, or working capital loans. US Business Funding has earned a 95% approval rate and 60-second approvals.
LendingTree is an online platform connecting individuals and businesses to a wide range of financial products through its lending partners. It has relaxed loan qualifications and ideal for new businesses. Be cautious of its non-transparent terms and fees.
Note: CPN is now defunct as a payment processor. It has been absorbed by its parent company, Pivotal Payments, which is now operating under the name Nuvei following a rebranding. Check out our Merchant Account Comparison Chart to find our top-rated payment processors instead! Overview: CPN is a merchant account provider headquartered in Phoenix, Arizona. […]
Total Merchant Services appears to offer comprehensive (get it?) tools for merchants who want to accept credit card payments. But when you scratch the surface, you’ll find some problematic practices that make TMS a poor choice.
Pros Full range of products and services Interchange-plus pricing available upon request No early termination fees Cons Expensive terminal leases through Ladco Global Leasing Solutions Three-year contract with automatic renewal clause Most account fees not disclosed Overview Headquartered in Atlanta, Georgia, Elavon is one of the largest merchant account providers in the United States. Launched […]
Overview Wells Fargo Merchant Services (WFMS) is a division of Wells Fargo, one of the largest and oldest banks in the United States. While the bank itself has been in business since 1852, its Merchant Services division started offering credit card processing services in 1971. The bank is headquartered in San Francisco, California, but it […]
Payline Data offers interchange-plus pricing for all its merchants, with discounted rates for nonprofits and medical organizations. On top of that, every plan includes a gateway and virtual terminal, with no long-term contracts. What’s not to love?
First American is a capable company that offers a diverse selection of payment-related services and it could probably be a good provider for some businesses. Be cautious of their inconsistency and lack of transparency.