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Wells Fargo Merchant Services Review

WFMS has made some significant changes to its plans and practices (eliminating the three-year contract term and early termination fee for merchants on standard pricing), but we’re still hesitant to recommend the company. The products and features are underwhelming, as are reviews of its customer service.

PowerPay Review

JANUARY 6, 2016, UPDATE: PowerPay has been acquired by EVO Payments, and the PowerPay brand has been retired. Be sure to read our EVO Payments review for more information Our original review of PowerPay is below. Overview: PowerPay has been in business since 2003. They have over 50,000 merchants that they process for, yet their complaint […]

ProPay Review

ProPay is a curious service that targets very large organizations as well as micro-merchants, with eCommerce tools and a mobile POS app. It’s even a favorite of direct selling organizations, such as Mary Kay. See whether ProPay’s features and pricing are right for you.

USPAY Group Review

Pros Interchange-plus pricing available Offers 24/7 customer support Cons Tiered pricing for most merchants Three-year contract with early termination fee Pattern of misleading sales practices Website offers very little information about products and services Overview Headquartered in Levittown, New York, USPAY Group is a small merchant account provider that specializes in serving the health care […]

The Complete Guide To Surviving Rolling Reserves (Plus, 4 Smart Tips To Manage Your Cash Flow In A Crisis)

If you accept credit card payments, at some point you’re going to encounter the term “rolling reserve” — read on to find out what a reserve fund is, how likely you are to face one, and how to keep your business afloat in the worst-case scenario.

The Complete Guide To Setting Up A Merchant Account

Finding a trustworthy merchant account for credit card processing is one of the most important things you can do for your business. And that’s why there is a lot to consider. We’ll show you what to look for and how to set up a merchant account for credit card payments so that you can find the right fit for your small business.


Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity. The editorial content on this page is not provided by any of the companies mentioned and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.

The vendors that appear on this list were chosen by subject matter experts on the basis of product quality, wide usage and availability, and positive reputation.

Merchant Maverick’s ratings are editorial in nature, and are not aggregated from user reviews. Each staff reviewer at Merchant Maverick is a subject matter expert with experience researching, testing, and evaluating small business software and services. The rating of this company or service is based on the author’s expert opinion and analysis of the product, and assessed and seconded by another subject matter expert on staff before publication. Merchant Maverick’s ratings are not influenced by affiliate partnerships.

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