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Pandemic Unemployment Assistance (PUA) & Federal Pandemic Unemployment Compensation (FPUC) Guide For The Self-Employed

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Shannon Vissers

Shannon Vissers

Shannon is a writer and editor based in San Diego, CA. Shannon attended San Diego State University, graduating in 2005 with a BA in English. She is the former editor-in-chief of SteelOrbis, an online trade publication. Shannon has also published articles for LIVESTRONG.COM, eHow, Life'd, and other websites. She has been with Merchant Maverick since 2015, writing about POS software, small business loans, and financing for women entrepreneurs.
Shannon Vissers
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10 Comments

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    Donna

    I have been collecting unemployment in Michigan during Covid as a self-employed individual who owns a small business in the hospitality industry. I can no longer stay afloat due to the hard hit that the travel industry has be subjected to. If I sell the business soon, will I still be able to collect the PUA unemployment insurance? I do not consider it “quitting my job”. I am desperately trying to get out from under a situation caused by the Pandemic.

      Jessica Dinsmore

      Hi Donna,

      I would imagine that it would absolutely be covered, as it’s directly related to COVID. But, I’d suggest contacting your local UI office for confirmation. Good luck to you!

        Steven

        I’m self employed just starting out and I didn’t make any money in 2019 so I don’t have any earned income to report am I still eligible for P. U. A.

          Jessica Dinsmore

          Hi Steven,

          I did a quick google search and it looks like individuals with insufficient or no income are eligible for the minimum PUA amount in their state. You can find this information in the Q&A section C.

            C. Lee

            My State PUA says to report Net Self Employment; the “difference between income minus expenses” to be reported as net earnings. Is self-employment tax considered an expense for PUA?

              Jessica Dinsmore

              Hi C,

              Without knowing your state, we really can’t say for sure. I’d suggest checking with your state’s employment department for more clarification.

                Janice Johnson

                Very helpful information for understanding CARES Act, FPUC and PEUC. Thanks very much!

                  MICHAEL

                  Michael you should get 10,000 a wait a card or a pua pin

                    Deb Clark-Wyles

                    Question: I have been self-employed for almost 40 years. In 2 or 3 of those years my expenses exceeded my income by between $500 and $2000.l Once of those years was 2019. I still worked almost full time, but as a realtor had more expenses that year than I made. So I had a net negative income. Will I still qualify for the minimum PUA since I worked? Or do I have to have made money in 2019?

                      Jessica Dinsmore

                      Hi Deb,

                      Yes, you should still qualify. As we understand it, most anyone who can’t get state UI but is able and willing to work (and is out of work due to coronavirus) is eligible.

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