BankCard USA

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BankCard USA Review

This payment processor suffers from poor customer support, extra fees, and expensive leases, but may still be a good option if your business is considered "high-risk."

    Chris Motola
  • UPDATED

Advertiser Disclosure: Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity.

BankCard USA At A Glance

  • BankCard USA Merchant Services is a registered ISO of Wells Fargo Bank, Westamerica Bank, Esquire Bank, and Concord, CA, N.A. and owned by Quisitive Payment Solutions
  • Quisitive has stated an intention to migrate BankCard USA customers to its LedgerPay service in 2023
  • BankCard USA has traditionally used a number of back-end processors to provide merchant services

Chris Motola

Chris Motola

Expert Analyst & Reviewer at Merchant Maverick
An expert in personal and business loans and financial health, Chris Motola has been writing about small business finance and payments for over 5 years. He has been cited in various industry publications, including Forbes Advisor, GoBankingRates, and Medium. Chris is a graduate of the University of Central Florida.
Chris Motola
View Chris Motola's professional experience on LinkedIn.



We've done in-depth research on each and confidently recommend them.

We've done in-depth research on each and confidently recommend them.

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28 Comments

Responses are not provided or commissioned by the vendor or bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the vendor or bank advertiser. It is not the vendor or bank advertiser's responsibility to ensure all posts and/or questions are answered.

    Walter Reynolds

    Organization Name: Real Flavors

    We are a food flavoring company and for some reason they treat us like a tobacco company. They tried to charge us bogus fees and we have had to report them to Master Card for this. I highly recommend staying away from this company. VERY SHADY.

    1
    • Organization Name: Real Flavors

    This comment refers to an earlier version of this review and may be outdated.

    Randy-

    Organization Name: printboys digital printing

    Bankcard usa potential customer beware. I was a customer with bankcard usa for 5 years before my first experience with a chargeback (A term use by CC industry requiring the retailer to pay back to the customers the total amount of sales over any disputed transaction made, right or wrong by his customer.) Bankcard feels they have the right to reach into your bank account and remove without notice the total sum of a disputed sale, and return it back to a customers bank without research or fact, solely on the direction of a lone bank executive? I strongly disagree therefore I took my business else where.

    2
    • Organization Name: printboys digital printing

    This comment refers to an earlier version of this review and may be outdated.

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Merchant Maverick’s ratings are editorial in nature, and are not aggregated from user reviews. Each staff reviewer at Merchant Maverick is a subject matter expert with experience researching, testing, and evaluating small business software and services. The rating of this company or service is based on the author’s expert opinion and analysis of the product, and assessed and seconded by another subject matter expert on staff before publication. Merchant Maverick’s ratings are not influenced by affiliate partnerships.

Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity. The editorial content on this page is not provided by any of the companies mentioned and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.

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