Marriott Business Credit Card Review
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Note: This credit card is not currently available for new applicants. The information below may be out of date. Still looking for a travel card? Check out our favorite travel credit cards for small businesses.
The Marriott Bonvoy Premier Plus Business credit card is a newly-rebranded travel card from Chase. It’s a business credit card designed to reward spending at Marriott hotels, unsurprisingly enough!
The card’s biggest benefit: You’ll earn 6 points for every dollar spent at Marriott Rewards hotel, SPG hotels, and Ritz-Carlton hotels. Furthermore, you’ll get 4 points for every $1 spent on gas station, restaurant, shipping, internet, cable, and phone service purchases. Finally, you’ll earn 2 points per dollar on all other purchases.
Your points won’t expire so long as you make purchases on your credit card every 24 months.
There’s an additional benefit of significance: Spend $35,000 on purchases each account year, and you’ll enjoy Gold Elite status and the travel benefits that go along with said status. And even if you don’t hit this spending threshold, you’ll get Silver Elite status automatically.
Read our Marriott Bonvoy Premier Business review to see whether this Chase Marriott rewards card is the travel card for your business.
Table of Contents
Marriott Bonvoy Premier Plus Business At A Glance
Business applicants typically must have excellent credit to be approved for the Marriott Bonvoy Premier Business card, though the card is not currently open to new applicants.
Rewards & Fees
- $99 annual fee
- 6 points for every $1 spent at Marriott and SPG hotels
- 4 points for every $1 spent on the following:
- Gas station purchases
- Cable/phone services
- 2 points for every $1 spent on everything else
- 15 Elite Night Credits each calendar year
- No foreign transaction fee
- Balance transfers carry a fee of either $5 or 5% of the amount of each transaction, whichever is greater
- Cash advances carry a fee of either $15 or 5% of the amount of each transaction, whichever is greater
- The late payment fee is $39
In addition to the above, this Marriott business card comes with a host of travel benefits. Along with the high rate of points-earning that comes with spending on Marriott hotels and other travel-related expenses (as well as spending on restaurants, office supplies, and internet/cable/phone services), you’ll get a free night’s stay at a Marriott hotel each year after your account anniversary. The Free Night Award has a redemption value of up to 35,000 points.
Another Marriott rewards promotion geared towards travelers: Automatic Silver Elite status. Silver Elite status gives you a wide range of travel benefits, including weekend discounts, late checkout, a 20% bonus on your points with each stay, and a fifth night free when you book four nights or more.
Is Silver Elite not elite enough for you? If so, you’re in luck, as the Marriott Bonvoy Premier Visa gives you an accelerated path to Gold Elite status. Spend $35,000 on purchases in a year, and you’ll move up to Gold Elite status. As a card-carrying member of the Gold Elite, you’ll be entitled to even more travel benefits. Complimentary room upgrades, lounge access, and a 25% point bonus will be yours.
Your Marriott Bonvoy points can be redeemed in the following ways:
- Free hotel award for a night at a Marriott property — worth up to 35,000 points
- Get a 33% points discount on select hotels by enrolling in the PointSaver program
- Combine points and cash when you book online
- Redeem points for flights and car rentals
- Priority Pass — Get access to airport lounges
- Redeem points for TSA Precheck enrollment
- Redeem points for room upgrades
- Points advance — Book a redemption stay even if you don’t have enough points
- Instant redemption — Use points on the spot during your stay
- Transfer your rewards between the Marriott and SPG programs
- Use Marriott’s shopping portal to use your points on electronics, fashion, gift cards, and other purchases
- Get a 20% discount when you convert Marriott Bonvoy points to United MileagePlus award miles with RewardsPlus
See the Marriott rewards website for all reward redemption values.
As far as points expiration goes, Chase states the following policy:
Your points will not expire as long as you remain an active member in the Marriott Rewards Program. You remain active by doing one or more of the following during any 24-month period: (a) have an eligible stay at a participating property; (b) earn Rewards Points by using a Marriott Rewards Visa Credit Card for purchases (note that paying the credit card annual membership fee is not considered purchase activity); or (c) otherwise earn Rewards Points or miles in accordance with the Marriott Rewards Program terms and conditions.
The tl;dr version: Your points don’t expire as long as you make purchases on your credit card every 24 months.
Marriott lists the following as benefits of this Chase Marriott rewards card:
- Get employee cards for no additional cost
- Purchase protection
- Baggage delay insurance
- Lost luggage reimbursement
- Trip delay reimbursement
- Complimentary Visa Concierge service
It’s no surprise that a Marriott business card’s benefits are going to be focused on travel perks. And remember, there are no foreign transaction fees.
Marriott Bonvoy Premier Business vs. Amex OPEN Business Platinum
If you’re looking for a business rewards card that carries similar benefits but which doesn’t effectively restrict you to using a certain brand’s hotels, the American Express Business Platinum lets you earn 5 points per dollar on flights and prepaid hotels booked through Amex’s travel website, and there are no restrictions on what hotel brand you can use. The card also comes with a host of other travel benefits for the business traveler. However, the Amex Business Platinum carries a $450/year annual fee, so you’ll need to use it quite a lot to enjoy the benefits.
The Marriott Bonvoy Premier Business credit card is a great card for a specific subset of business travelers: People who intend to exclusively stay at Marriott, SPG, and Ritz-Carlton hotels. Those business travelers will earn lots of points in the course of their travels. These travelers will find it easy to earn Elite status upgrades to further increase their travel benefits.
The obvious limitation of this business card, however, is the fact that you’ll have to exclusively stick to Marriott/SPG/Rits-Carlton hotels. There are other business travel rewards cards that will see you earning points at similar rates and enjoying similar travel benefits, but without the limitation of sticking to certain brands of hotels.
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