Advertiser Disclosure

PayPal Business Account Review

PayPal merchant services may not suit high-volume and high-risk businesses, but many sellers and customers will find PayPal easy and convenient.

    Jason Vissers
  • Last updated onUpdated

  • Chris Motola
  • REVIEWED BY

    Chris Motola

    Senior Staff Writer

Advertiser Disclosure: Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity.
Total Rating 4.2
Fees & Rates3.8

Products & Services4.2

Contract4.6

Sales & Advertising Transparency5.0

Customer Service4.1

User Reviews3.3

PayPal At A Glance

  • PayPal offers businesses a vast commerce ecosystem that combines payment processing with eCommerce and mobile point of sale functionality.
  • Online sellers can use PayPal as their exclusive means of accepting payments or as a supplemental option. This isn’t possible with Square, Stripe, or any other processor.
  • In many instances, online PayPal sellers will pay a fixed fee of $0.49 per transaction in addition to the percentage fee. This fixed fee is higher than that of PayPal’s competitors and hurts small-ticket merchants.

Jason Vissers

Jason Vissers

Senior Staff Writer at Merchant Maverick
Jason has been writing about small business software platforms, services, and financing since 2015. Jason’s expertise has been featured in Yahoo Finance, Time/NextAdvisor, Home Business Magazine, CreditCards.com, GoBankingRates, TheLadders.com, and other publications. He has a bachelor’s degree in Political Science from San Diego State University and currently lives in Philadelphia, Pennsylvania.
Jason Vissers
View Jason Vissers's professional experience on LinkedIn.
Jason Vissers

Latest posts by Jason Vissers (see all)

Credit Card Processor Review Methodology

We evaluate and test each payment processor that we review at Merchant Maverick, placing special emphasis on certain key characteristics in order to generate our granular ratings for merchant accounts and credit card processors.

For payment processing reviews, we use a 24-point rubric to evaluate the provider. First, we look at pricing structure – interchange plus, subscription-based, tiered, or hybrid – giving the most points to providers that provide fair, transparent pricing and docking those that rely on tiered models. Then we examine rates, the presence and transparency of early termination fees, and any additional fees.

We also look at contract length and fairness and test out sales staff and customer service channels ourselves to ensure that the company uses reputable, above-the-board sales techniques. Finally, we take the company’s online reputation into account, reading customer reviews and comments.

Read more about how we rate payment processors.




The Merchant Maverick Seal of Approval 🏆

PayPal


Visit Site

After hours of in-depth research and evaluation, we can confidently recommend this brand to our readers. Get started today and see PayPal for yourself.

The Merchant Maverick Seal of Approval 🏆

PayPal


Visit Site

After hours of in-depth research and evaluation, we can confidently recommend this brand to our readers. Get started today and see PayPal for yourself.

Sources

To learn more about how we score our reviews, see our Credit Card Processor Rating Criteria.