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The Complete Guide To Credit Bureaus: Equifax VS Experian VS TransUnion

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Chelsea Krause

Chelsea Krause

Managing Editor - Accounting
Chelsea Krause is a writer who has specialized in accounting for over three years and is a QuickBooks Certified User. She has a BA in English & Creative Writing from George Fox University and studied at the University of Oxford as well. She has been quoted in Forbes and her work appears in Startup Nation, Small Business Bonfire, and Women on Business.
Chelsea Krause

We've done in-depth research on each and confidently recommend them.

We've done in-depth research on each and confidently recommend them.

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6 Comments

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

    Nakul

    Does bank get to know about my other banks account from my credit report ?

      This comment refers to an earlier version of this post and may be outdated.

      Jessica Dinsmore

      Hi Nakul,

      If a bank requested your full credit report, they would likely have access to that information.

      A typical credit report will give you a full breakdown of all your open or closed credit accounts, bank accounts, loans, and payment history.

        This comment refers to an earlier version of this post and may be outdated.

        Delwayne Arakaki

        Experian is so much in error why should I correct it for them? The data seems so old, why should I do their job in getting things updated? the others don’t seem to be a problem.

          This comment refers to an earlier version of this post and may be outdated.

          Chelsea Krause

          Hi Delwayne,

          I know that it can be incredibly frustrating dealing with credit bureaus when the information is inaccurate, but you aren’t correcting the information for them — you’re correcting it for yourself. If you don’t take action to fix the information then your credit score can suffer for it. Each credit bureau collects different data which is why Experian’s information can be different from Equifax and TransUnion. Because of this, it’s important to check all three and address errors when you find them.

          Best of luck,

          -Chelsea Krause

            This comment refers to an earlier version of this post and may be outdated.

            We've done in-depth research on each and confidently recommend them.

            Sierra'so B.John. Inc.

            what do I need to do to get my business credit where I want it to be . what business do I need to deal with to make that happen

              This comment refers to an earlier version of this post and may be outdated.

              Jessica Dinsmore

              Hi Sierra’so,

              Thanks for your question! We have several resources for those doing business w/ poor credit. Take a look!

                This comment refers to an earlier version of this post and may be outdated.

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