Merchant Account Reviews



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  • Treati.io is an excellent choice for both low-risk and high-risk merchants alike. We're particularly impressed that the company is able to support some of the more challenging high-risk industries, such as CBD and cannabis dispensaries. Treati.io receives an overall score of 4.5 out of 5 stars, and we strongly recommend it for your business.

  • With its bespoke approach to credit card processing, Corepay can offer specialized services to many high-risk businesses that might otherwise struggle to get approved for an account at all. Corepay's emphasis on eCommerce makes it a particularly good choice for online-only businesses.

  • Overall, Clearly Payments receives a score of 4.5 out of 5 stars. We strongly recommend the company for larger businesses that need a full-service merchant account and can benefit from the company's pricing structure. For a look at other great choices in payment processors for Canadian merchants, check out our article on the best merchant accounts for Canadian small businesses.

  • Shift4 Payments is a merchant services provider that has been around under various business names since 1997. While previously best known for its Shift4 payment gateway, today it offers a complete line of products and services for almost any retail or eCommerce business. But does it work for small businesses?

  • VizyPay is a merchant account provider that offers credit/debit card processing, point of sale systems, a virtual terminal, and working capital loans. The company offers its services on a month-to-month basis with no long-term contracts and has an excellent public reputation.

  • Overall, we believe that Seamless Chex offers a great service at a fair price. While we can’t tell you whether it will be a good fit for your particular business, the company’s extensive pricing disclosures make it fairly easy for you to estimate how much it will cost you, and how that cost compares against your other alternatives. Seamless Chex earns a very respectable score of 4.5 out of 5 stars, and our strongest endorsement.

  • The Shopify platform as a whole is one of our highest-rated shopping cart solutions, primarily because it provides an all-inclusive solution to a wide range of merchants.

  • While KIS Payments is relatively new on the scene, it stands out for several reasons, not the least of which are the relationships the company maintains with its clients. Being a small business itself, the company's goal is to simplify payments for other small business operators through dedicated advisors.

  • Talus Pay claims to be trying to offer merchants a great experience with transparency and honesty, but the company definitely doesn’t live up to that promise.


    Location: United States
    Industry: In-store retail, Professional services, Restaurant/hospitality, Healthcare, Online store, Other
    Monthly Payment Volume: Under $5,000 up to $100,000+


    Average Transaction Value: Under $10 up to $500+
    Length of Payment Processing History: None up to 3+ years
    Primary Method of Card Acceptance: In-person (swipe or dip), Keyed-in card info, eCommerce

  • Pros No application or account setup fees Month-to-month contracts with no early termination fee Interchange-plus or subscription-based pricing available Offers EMV & NFC Bluetooth-connected mobile card reader Cons Minimal pricing disclosures Relatively new company What Is ProMerchant? Founded in 2018, Boston-based ProMerchant is the brainchild of several former executives from other merchant account providers. This […]


    Location: United States
    Industry: In-store retail, Professional services, Restaurant/hospitality, Healthcare, Online store, Other
    Monthly Payment Volume: Under $5,000 up to $100,000+


    Average Transaction Value: Under $10 up to $500+
    Length of Payment Processing History: None up to 3+ years
    Primary Method of Card Acceptance: In-person (swipe or dip), Keyed-in card info, eCommerce