CardX By Stax
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CardX by Stax Review

CardX by Stax is at the forefront of credit card surcharging compliance. But is this processing solution right for your business?

    Shannon Vissers
  • Last updated onUpdated

  • Shelbi Wescott
  • REVIEWED BY

    Shelbi Wescott

    Managing Editor

Advertiser Disclosure: Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity.

CardX By Stax

Total Rating 4.6
Fees & Rates4.8

Products & Services4.5

Contract4.8

Sales & Advertising Transparency4.2

Customer Service3.9

User Reviews4.4

CardX By Stax At A Glance

  • Offers fully compliant credit card surcharging, legal in 48 states & Canada
  • Businesses pay 0% credit card transaction fees by passing processing costs to customers
  • Businesses still pay monthly account fees & debit card processing fees

Credit Card Processor Review Methodology

We evaluate and test each payment processor that we review at Merchant Maverick, placing special emphasis on certain key characteristics in order to generate our granular ratings for merchant accounts and credit card processors.

Weighted Rating Breakdown

Fees & Rates 35%
Contract 20%
Products & Services 15%
Sales & Advertising Transparency 15%
Customer Service 10%
User Reviews 5%

For payment processing reviews, we use a 24-point rubric to evaluate the provider. First, we look at pricing structure – interchange plus, subscription-based, tiered, or hybrid – giving the most points to providers that provide fair, transparent pricing and docking those that rely on tiered models. Then we examine rates, the presence and transparency of early termination fees, and any additional fees.

We also look at contract length and fairness and test out sales staff and customer service channels ourselves to ensure that the company uses reputable, above-the-board sales techniques. Finally, we take the company’s online reputation into account, reading customer reviews and comments.

Read more about how we rate payment processors.

Shannon Vissers

Shannon Vissers

Lead Staff Writer at Merchant Maverick
Shannon has been writing for Merchant Maverick about small business software and financing since 2015. She started writing professionally about business topics in 2005. Shannon has been featured in the Washington Post, Reader's Digest, US News, MSN, Yahoo Finance, Business Insider, and other publications. She has a bachelor's degree in English from San Diego State University and currently resides in San Diego, California.
Shannon Vissers
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Shannon Vissers

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Credit Card Processing With Superior Support

Helcim


Visit Site

With Helcim, you get everything you need to accept credit card payments online or in-person with a free account, plus high-quality support from real humans. Start For Free.

Credit Card Processing With Superior Support

Helcim


Visit Site

With Helcim, you get everything you need to accept credit card payments online or in-person with a free account, plus high-quality support from real humans. Start For Free.

To learn more about how we score our reviews, see our Credit Card Processor Rating Criteria.