Merchant Cash Advance Reviews

Excel Capital is an online lender offering unsecured business loans, business lines of credit, and other similar financial products. Its rates on unsecured business loans are reasonable but the line of credit fee structure can pile up the costs. Excel is not the most transparent lender.

National Business Capital (NBC) is a lending-advisory service that links small business applicants to one of its 75+ lending affiliates. It is suitable for startups, new, and mature-but-credit-challenged businesses. Be cautious that you’re unlikely to get the absolute best rates.

Biz2Credit is an alternative lending platform that offers multiple types of financing to small businesses. Biz2Credit is a viable option for many young businesses. It has relaxed borrower requirements but potentially expensive terms and fees.

Reliant Funding is an alternative business funder that provides short-term loans and merchant cash advances (MCAs). There is no credit rating requirement to access its loans. Be cautious of Reliant’s transparency regarding its terms and fees.

Wellen Capital — formerly known as Gibraltar Capital Advance until 2018 — is an Illinois-based merchant cash advance (MCA) alternative funder. Be cautious that their longer-term arrangements can get you bogged down in monthly fees, but depending on your circumstances the math might work out for you.

Note: 1st Global Capital is no longer originating cash advances. Take a look at our filterable business loan reviews to learn about other funding options that might work for your small business. Pros 2-7 days time to funding Good customer service Cons High origination fee Opaque terms and fees Overview 1st Global Capital is a Florida-based merchant cash […]

Cashbloom is an alternative business funder offering short-term working capital in the form of loans and merchant cash advances. ffers high rates, but is unusually flexible with regard to whom they’ll fund. Despite their high rates, it has flexible credit score requirements and lends to new businesses.

In Advance Capital is a relative newcomer to an increasingly crowded and volatile sector of the financial industry. The company’s strategy appears to be focused on reaching out to riskier businesses in exchange for slightly-higher-than-average factor rates.

LoanBuilder is a small business loan service offered by PayPal. LoanBuilder stands out with flexible terms, low borrower requirements & relatively inexpensive loans. It may be ideal if your business needs a short-term infusion of capital.

Note: Green Capital is no longer in operation. Take a look at our filterable business loan reviews to learn about other funding options that might work for your small business. Pros 2-7 days time to funding Relaxed credit score qualifications Cons Opaque terms and fees High factor rates Overview Green Capital is a New Jersey-based […]