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Why These 6 Mobile POS Systems Could Make Your Life Easier

These six mobile POS systems, including Square, Lightspeed, Toast, and more, will let you take your small business to the next level with new possibilities.

    Shannon Vissers
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  • Updated on:
Advertiser Disclosure: Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity.
Mobile POS

First of all, there’s a fundamental question we have to address: What constitutes a mobile POS (or mPOS) anyway? As with a lot of industry-related terms, you’ll see some differing interpretations. I’m a bit of a purist in that I believe a true mobile POS operates on a smartphone or tablet. But I was challenged to expand my views a little bit. The mPOS systems you’ll find on this list all fit the following criteria:

  • They must function on a tablet or handheld device (iPad, Android, or proprietary hardware), but preferably also a smartphone (iOS, Android, or both)
  • They must be cloud-based, meaning all information is backed up and stored online automatically, rather than requiring any sort of local networking

Whether you’re choosing your first POS or looking to switch from a different wireless POS system that isn’t working for your small business, it doesn’t matter. We’ve put together a list of the best mobile POS solutions out there at various price points. These wireless POS systems will work as countertop systems, traveling POS systems for events, and solutions you can use to add mobility to your brick-and-mortar retail or restaurant business. (For example, they help with line-busting, floor-selling, tableside payments, and more.)

Learn More About Our Top Picks

CompanySummaryNext StepsSummary

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  • Suitable for retail
  • Monthly Fee: $69 and up
  • Processing Fee: 2.6% + $0.10
  • Suitable for retail
  • Monthly Fee: $69 and up
  • Processing Fee: 2.6% + $0.10

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  • Suitable for any business type
  • Monthly Fee: $0 and up
  • Processing Fee: 2.6% + $0.10 and up
  • Suitable for any business type
  • Monthly Fee: $0 and up
  • Processing Fee: 2.6% + $0.10 and up

Visit Site

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  • Suitable for any business type
  • Monthly Fee: Free
  • Processing Fee: 2.6% + $0.10
  • Suitable for any business type
  • Monthly Fee: Free
  • Processing Fee: 2.6% + $0.10

Visit Site

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  • Suitable for restaurants
  • Monthly Fee: $0 and up
  • Processing Fee: 2.49% + $0.15
  • Suitable for restaurants
  • Monthly Fee: $0 and up
  • Processing Fee: 2.49% + $0.15

Visit Site

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  • Suitable for retail
  • Monthly Fee: $9
  • Processing Fee: 2.7%
  • Suitable for retail
  • Monthly Fee: $9
  • Processing Fee: 2.7%

Visit Site

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Other Featured Options:

  • Vend by Lightspeed:
    • Suitable for retail
    • Monthly Fee: $0 and up
    • Processing Fee: Depends on the processor

Read more below to learn why we chose these options.

6 Mobile POS Options Great For Small Business

A mobile POS system can help take your business to the next level. The following are some of our favorite mobile point of sale apps available. These include mobile point of sale systems for iPad, mobile POS for Android, and proprietary mobile POS:

1. Lightspeed Retail: Best For Advanced Retail Needs

Lightspeed POS



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Pros

  • An advanced retail POS
  • Works on iPad or desktop
  • Strong eCommerce features
  • Excellent reporting

Cons

  • Monthly software cost can get expensive with advanced features
  • An added fee to use a non-Lightspeed payment processor

Lightspeed Retail’s iPad app offers a myriad of features. These include integrated eCommerce, advanced reporting, store credit, inventory management, the ability to buy items in bulk and resell them individually, purchase orders, employee management, CRM, reporting, and multistore capability (some of these features are paid add-ons).

By using an iPad with Lightspeed installed, your employees can take payments from the sales floor, show customers product images and descriptions, and cut waiting times. With a monthly fee starting at $69 (billed annually, with Lightspeed Payments as your processor) for just the basic feature set, Lightspeed is easily the most advanced retail POS app on our list and one of the more expensive ones. It can also be used with a desktop computer setup using a web browser.

Lightspeed Retail uses its in-house Lightspeed Payments processing service, which charges 2.6% + $0.10 for all in-person payments. Note, this rate is the same as Square’s and not a great deal for higher-volume retail stores (though you may qualify for a better deal if you process more than $250K). Lightspeed also integrates with multiple other payment processors, including WorldPay, Cayan, and others, though you’ll be charged an extra $30/month if you use any processor other than Lightspeed Payments.

The company also has a separate iPad POS for restaurants: Lightspeed Restaurant.

Get Started with Lightspeed POS

Read our in-depth review

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2. Clover: Best For Counter-Service

Clover Mini



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Pros

  • Mix-and-match mobile hardware (Clover Mini, Clover Flex, Clover Go)
  • Add features using Clover App Store
  • Many Clover providers to choose from

Cons

  • You can’t purchase POS hardware without a merchant services contract

Clover has several mobile Android-based and purpose-built POS hardware solutions to choose from: Clover Mini, Clover Flex, and Clover Go. The iPad mini-sized Clover Mini is the most fully-featured Clover POS solution, apart from the larger hardwired Clover Station. Clover’s customizable plug-and-play POS is favored by quick-serve and small retail businesses. However, it can also support full-size restaurants and service-based businesses such as salons, as well as eCommerce. The mobility of the $749 Clover Mini makes it easy to line-bust, sell on the floor, or even outside the bounds of your brick-and-mortar store with a data plan. It also syncs up with your other Clover hardware.

Clover Go is the closest in scope to Square if you want a mobile reader that syncs up with your cell phone, while Clover Flex is a smart terminal akin to Poynt. However, neither of these mobile POS solutions are very suitable as a standalone mPOS if you don’t already use Clover Station or Mini. With its built-in receipt printer, barcode scanner, and swipe/EMV/NFC reader, the Mini can be used by itself or with a cash drawer using Wi-Fi, Ethernet, or LTE.

Clover plans are sold with a First Data (now Fiserv) merchant account and cannot be reprogramed to use with a different payment processor. Your Clover pricing and quality of merchant services largely depend on which Clover provider you choose; make sure to either buy from Clover directly or from a recommended Clover seller.

If you buy directly from Clover, plans start at $0/month if you want to use the device for payments only (“Clover Payments” plan) with a processing rate of 2.6% + $0.10. If you want basic POS features such as basic inventory management, you can upgrade to the $9.95/month Clover Essentials plan. At $39.95/month, the fully-featured Register plan comes with a lot more functionality, including advanced inventory management, and 2.3% + $0.10 in-person processing. Clover also has dedicated plans for counter-service and full-service restaurants.

Get Started with Clover Mini

Read our in-depth review

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3. Square: Best For Any Business

Square POS



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Pros

  • Free mobile POS app for smartphones and tablets
  • Simple, flat-rate processing
  • Multiple mobile hardware options
  • Robust feature set

Cons

With a suite of features that work just as well for retailers as they do for quick-serve restaurants and cafes, it’s no surprise that Square makes our list. Square has a major presence with quick-serve businesses and cafes; it’s also common among retailers and mobile service businesses, thanks to its versatility. Plus, a free online store and shopping cart integrations open up the possibility of selling online.

Square has no monthly fee and a flat-rate processing rate of 2.6% + $0.10 per transaction. Square processing is a good deal for low-volume, low-risk businesses. Higher-volume or higher-risk businesses will be better off choosing a different wireless POS system they can use with their own merchant account. However, if you have more than $250K in annual revenue, Square may offer you a processing discount.

All you need to start processing with Square is a phone (Android or iPhone), tablet, or laptop, and a Square credit card reader. While Square’s free magstripe card reader is an option, I would recommend purchasing Square’s EMV/NFC reader, which, at $49, is a small price to pay for the ability to accept chip cards and contactless payments. If you need something sturdier than just the mobile credit card processing app and reader, you might consider using Square’s proprietary hardware: the $299 Square Terminal or the $799 Square Register.

If you’re deciding between the two, Square Terminal is better if you need a handheld mobile reader you can walk around with. In contrast, Square Register has more features, including a customer-facing display, but needs to stay plugged in.

Get Started with Square POS

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4. Toast: Best For Restaurants

Toast POS



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Pros

  • Restaurant-grade Android POS hardware
  • Contactless ordering and payments
  • Handheld ordering/point of sale devices

Cons

  • Requires a multi-year merchant contract with ETF

Toast is an Android-based, mobile, all-in-one POS app custom-built for restaurants and bars. Toast’s restaurant POS software includes cloud-based reporting, menu management, and a kitchen display system. Toast has many COVID-friendly digital ordering and payment features, including online ordering, contactless delivery, eGift card support, and QR code payments that let restaurant customers pay for their meals with their phones. You can even purchase Toast’s digital ordering suite without needing to buy any hardware or the POS system.

Toast is highly mobile, offering a custom-built handheld point of sale device called “Toast Go” that servers can use to take orders and payments from the floor. Toast employs commercial-grade Elo I-Series touch screens with various form factors for terminals, kiosks, and guest-facing displays. Restauranteurs also really like the kitchen display system, which eliminates the need for paper tickets, speeding up and simplifying operations.

As for pricing, Toast has a free Starter plan that includes the core POS functionality and payment processing. You can also choose from the $165/month Essentials package, which adds the digital ordering suite, or the $272/month Growth plan to include gift cards, marketing, and loyalty. Toast POS hardware can be pricey, but Toast also offers the option to finance a Starter Kit with no upfront costs. Finally, you can opt for the $75/month Toast Now package, which lets your restaurant use Toast’s digital ordering features without buying the POS.

Toast has in-house flat-rate payment processing (2.49% + $0.15); the POS is not compatible without outside payment processors. Keep in mind that to use Toast, you will need to sign a multi-year processing agreement with an early termination fee (ETF).

Get Started with Toast POS

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5. Shopify: Best For Occasional Mobile Sellers

Shopify Lite



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Pros

  • Pocket-sized POS to take payments on your smartphone
  • Great for craft fairs, farmer’s markets, and pop-up shop sales
  • Comes with buy buttons to sell on your blog or website

Cons

  • Not a standalone POS for full-time businesses

Shopify started as an eCommerce software provider, but it’s moved into the realm of an all-in-one provider thanks to its integrated payments service and a surprisingly robust POS. One of the big draws with Shopify POS is how easily you can upgrade and scale as your business grows. Shopify is also versatile in that you can use it on any mobile device or laptop, and it has a variety of pricing plans to choose from.

The entry-level service plan, Shopify Lite, comes at a very low monthly fee of $9/month and provides access to the POS system as well as invoicing and limited online selling tools — embeddable buy buttons to sell on your existing blog or website (supports WordPress, Squarespace, Wix, Weebly, Tumblr, and more).

If you primarily sell online and are just testing the waters for in-person sales (e.g., at events), Shopify can be a great starter option that’s a little more robust than free software. Alternatively, Shopify Lite can also be a good retail POS if you already have a brick-and-mortar store and want to test the waters with eCommerce or if you use the countertop Shopify POS solution (on iPad or Android) and also want a portable POS system to take on the road.

The processing fee for Shopify Lite is a flat 2.7%. If you upgrade to a larger package (which has more features) later on, you can get lower fees.

Get Started with Shopify Lite

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6. Vend by Lightspeed: Best For Basic Retail Needs

Vend by Lightspeed



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Pros

  • Limited free plan
  • Built-in loyalty
  • Can choose from several integrated payment processors
  • Works on iPad, Mac, PC, or web browser

Cons

  • No in-house eCommerce
  • No in-house payment processing

Vend by Lightspeed by is an excellent and easy-to-use web-based retail POS for iPad. You can also run the POS from a web browser on a desktop computer. Vend has some useful features, such as built-in loyalty, inventory management, employee management, and customer management. Plus, it has an intuitive iPad register that makes it easy to customize quick keys, put items on layaway, accept gift cards, and connect a sale with a customer’s loyalty account. Vend also has a mobile barcode scanner app that lets you turn your iPhone or Android smartphone into a barcode scanner.

Vend’s pricing starts at $99/month, which is not inexpensive but includes most features, including loyalty. You can also get almost every advanced feature under the $129/month “Pro” plan (including gift cards, advanced reporting, promotions, QuickBooks integration, and more), which is quite reasonable. Vend has a limited free plan as well. The free plan only includes 10 active products, but it could work for you if you have a casual business that just sells a few items.

Vend does not provide built-in eCommerce, but the POS works with third-party eComm providers (such as Shopify and WooCommerce). However, Vend probably wouldn’t be my first choice if I planned to do a lot of online selling. Vend also doesn’t do payment processing in-house but instead partners with various payment processing providers, including PayPal, Square, Worldpay, EVO PaymentsNorth American Bancard, and CardConnect.

Get Started with Vend by Lightspeed

Read our in-depth review

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Looking For One Of These Mobile POS Names?

These vendors didn’t quite make our cut, but they may work for certain types of businesses.

PayPal Zettle

With PayPal Zettle (formerly PayPal Here), you’ll pay 2.29% + $0.09 per in-person transaction, which you’ll process with the $29 chip and tap reader. With no monthly fee and flat-rate pricing, it’s suitable for low-volume businesses and cheaper than Square, but it doesn’t provide the POS features Square or Shopify offer, such as a virtual terminal.

If you want a more fully-featured POS that uses PayPal payment processing, Vend, discussed above, is an option for retail, while PayPal integrates with TouchBistro, Lavu, and talech for restaurants. PayPal Here can be a good complement to any of those systems for occasional mobile sales, but it is not really a suitable standalone POS.

eHopper

eHopper is a basic, free POS system that may appeal to certain business types, such as convenience stores and small grocery stores. You can use eHopper on an iPad, Windows tablet, Android tablet, PC, or Poynt Smart Terminal to accept cash, credit, debit cards, and EBT.

In addition to its free monthly cost, an eHopper account also includes a free terminal. eHopper also offers credit surcharge no-fee credit card processing, which allows you to pass on your credit card fees to your customers (if that practice is legal in your state). With its free plan, free Pax S300 terminal (for new customers), and even free credit card processing, eHopper is worth checking out if you want a free POS.

However, it is not the only free POS system. For example, Square is free, and though you will pay for credit card processing, Square has more features and doesn’t require you to pass along your processing costs to your customers.

7 Ways A Mobile Point Of Sale Makes Your Life Easier

Mobile POS systems offer a plethora of advantages for small businesses. Even if your business has a traditional brick-and-mortar storefront, you can leverage mPOS to your advantage. Here are some innovative ways you can use mobile point of sale systems to take your business to the next level.

Train Employees In A Day

Mobile POS is remarkably easy to use, allowing businesses to quickly and easily set up their system and train new employees on it in hours or even minutes. Mobile point of sale is intuitive for anyone familiar with smartphones and tablets, and many iPad-based systems do not even require professional installation. In most cases, getting started with a new mobile POS is just a matter of setting up your account, installing the app, and going through a self-guided tutorial.

Accept Contactless Payments

Mobile POS systems generally allow you to take payments on a mobile device and accept payments from customers’ smartphones and smartwatches. Contactless payments (also called NFC payments, mobile payments, or mobile wallets) include options, such as Apple Pay, Google Pay (formerly Android Pay), and PayPal. Some POS systems also accept contactless QR code payments wherein customers scan a code with their phone’s camera and pay from their device. Giving your customers contactless options to pay makes it much quicker and easier for them to buy from you. Especially during COVID-19, many customers prefer safer contactless payments.

Line Busting & Flexible Checkouts

Mobile devices can be used in tandem with traditional registers, or you can eliminate the registers if you have that kind of trendy biz! You can use mobile checkouts to reduce lines — for example, a cafe server can work their way down the line at the counter with a handheld device on a busy morning. Or you can offer multiple low-key places to check out in a store. Many people prefer to do a self-checkout whenever possible, and that’s another option you have with mobile hardware. With mPOS, it’s all about options!

Sephora is an example of a company that uses mobile checkout options on an as-needed basis. The company gives its staff mobile devices, so the floor sales agents can check people out if there’s a very long line.

Pop-Up Shops, Tradeshows, & Sidewalk Sales

Many retail businesses can benefit from non-traditional sales opportunities at special events, such as craft fairs, festivals, or pop-up shops. Increasingly, retail businesses take advantage of these kinds of events to make direct sales, spread the word about their products, and generate social media buzz. Mobile POS lets you travel to other cities, bring inventory to conventions or tradeshows, or join the local sidewalk sale.

With mobile POS, if you can get an internet signal via your cell or mobile hot spot, it is often a lot cheaper than buying it for a wired terminal at a convention center. Some mobile POS systems even have an offline mode, letting you take credit card payments even when you don’t have an internet or data signal.

Food Trucks & Catering

Mobile POS lets you take your restaurant on the road! Food truck events are super popular, and you don’t want your restaurant to miss out on the chance to impress new customers with your cuisine. Even if your restaurant uses a full POS, you can use a mobile system in conjunction with your POS for events. You can also use mPOS to take payments on the go when you are catering events.

Mobile POS systems offer features such as digital receipts and have a much smaller footprint than traditional POS registers, so they are ideal in cramped quarters.

Tableside Ordering For Customers

There are a couple of different ways in which mobile POS lets restaurants leverage tableside ordering. One way is with self-checkout tablets at tables that allow customers to order and make payments right from the table. Another is with mobile devices that your employees can carry, enabling the servers to digitally send orders to the kitchen and process customers’ payments from the floor. Tableside ordering technology saves time and reduces mistakes in orders because the POS prompts for details, such as dressings, toppings, sides, etc.

Accept Payments Wherever Your Client Is

Whether you’re in plumbing, pest control, lawn care, contracting, or another type of mobile business — e.g., a business that visits clients at home or primarily interacts with them on a worksite — mobile POS lets you take payments wherever your clients are. Instead of waiting on invoices, you can accept payment right on the spot. That makes things easier for your customers, as it’s typically much more convenient to hand someone your credit card than it is to hunt down your checkbook or enter your credit card number in an online payment portal. Onsite payments also reduce the number of late payments you’ll have to chase down later on.

Is A Wireless POS System Right For You? Here Are The Key Takeaways

Wireless POS System

A mobile POS system is ideal for a business that doesn’t want sales to stop at the cash register and needs flexibility and mobility in how it takes payments. However, even if you take sales primarily or entirely from the counter, it can still be beneficial to use a wireless POS system. Software is increasingly subscription-and app-based, and this applies to POS software as well.

Mobile POS is the future of POS, not just due to its portability or small footprint but also its advanced web-based features, scalability, and ease of use. Even if you don’t absolutely need a mobile point of sale at this time, it’s important to think of the future and the flexibility of a tablet-based POS system.

If you’re brand-new to mobile POS and mobility is the most important quality you’re looking for — particularly if you want to take payments on your smartphone — I’d recommend starting with Square. It’s free to use, and since there’s no commitment required, you can always move on to a more advanced mobile POS later on if you find that Square can’t meet your needs.

But keep in mind that you’ve got lots of options when it comes to mobile POS. In addition to the systems discussed in this article, you can also check out our iPad POS reviews for more options for point of sale apps that are compatible with an assortment of merchant accounts and payment gateways.

In Summary: 6 Mobile POS Options Great For Small Business

  1. Lightspeed POS:
    • Suitable for retail
    • Monthly Fee: $69 and up
    • Processing Fee: 2.6% + $0.10
  2. Clover Mini:
    • Suitable for any business type
    • Monthly Fee: $0 and up
    • Processing Fee: 2.6% + $0.10 and up
  3. Square POS:
    • Suitable for any business type
    • Monthly Fee: Free
    • Processing Fee: 2.6% + $0.10
  4. Toast POS:
    • Suitable for restaurants
    • Monthly Fee: $0 and up
    • Processing Fee: 2.49% + $0.15
  5. Shopify Lite:
    • Suitable for retail
    • Monthly Fee: $9
    • Processing Fee: 2.7%
  6. Vend by Lightspeed:
    • Suitable for retail
    • Monthly Fee: $0 and up
    • Processing Fee: Depends on the processor
Shannon Vissers

Shannon Vissers

Expert Analyst & Reviewer at Merchant Maverick
The former editor-in-chief of SteelOrbis, Shannon has been researching and writing about small business software and financing since 2015. Her shopping and retail expertise has been cited in numerous publications, including Reader's Digest, MSN, Yahoo Finance, and GOBankingRates . She has also published articles for LIVESTRONG.COM, eHow, Life'd, and other websites. Shannon attended San Diego State University, graduating in 2005 with a BA in English.
Shannon Vissers
View Shannon Vissers's professional experience on LinkedIn.
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13 Comments

Responses are not provided or commissioned by the vendor or bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the vendor or bank advertiser. It is not the vendor or bank advertiser's responsibility to ensure all posts and/or questions are answered.

    Vicki

    New to small business. Wanting to sell handmade jewelry at craft fairs and online. Need help figuring out the best POS to use.

    Thank you

      This comment refers to an earlier version of this post and may be outdated.

      Jessica Dinsmore

      Hi Vicki!

      Square would be a great option for what you’ve described. We’ve also created a few posts on selling handmade items that would be beneficial to you. If you’re interested, here they are! Good luck!
      Etsy VS Square: Which Is Better For Your Business?
      How To Sell At A Farmers’ Market (Plus 7 Clever Tips To Succeed Before You Even Get Started)
      What Is Amazon Handmade & Should You Sell Your Handcrafted Goods On It?

        This comment refers to an earlier version of this post and may be outdated.

        Patti

        Do you know of a POS software that can take payments by customers tapping on the phone? Thanks

          This comment refers to an earlier version of this post and may be outdated.

          Jessica Dinsmore

          Hi Patti,

          Thanks so much for your question! I’d suggest checking out our post on mPOS for smartphones. I think you’ll find it really helpful!

            This comment refers to an earlier version of this post and may be outdated.

            Karanjoshi

            This tools are really good for best cash free payment for my business in Europe also a good list of tools by using this tools we can easily use .Thanks

              This comment refers to an earlier version of this post and may be outdated.

              Joyce Peter

              Hallo
              I had gone through your softwares and please l would like your advise which software is good for multiple transactions on mobile phone numbers transferring money from different types of bank in different countries or same country..
              Regards
              Joyce

                This comment refers to an earlier version of this post and may be outdated.

                Jessica Dinsmore

                Hi Joyce,

                PayPal is really the only service we’ve reviewed that works internationally. And you may want to consider that adding international transactions to the mix makes transferring money more expensive regardless of the service. I hope that’s helpful! Best of luck!

                  This comment refers to an earlier version of this post and may be outdated.

                  Becky

                  Dear Jessica,
                  i’m looking for the best cash free payment for my business in Europe based on only 3 months of active business per year. It’s tourism (accomodation) and I would only need in-person payment.
                  Any suggestions?

                  Many thanks
                  B

                    This comment refers to an earlier version of this post and may be outdated.

                    Jessica Dinsmore

                    Hi Becky,

                    It really depends on your location in Europe, but you could look into iZettle or SumUp.

                      This comment refers to an earlier version of this post and may be outdated.

                      Dan Suderman

                      Melissa,
                      Rock Chalk! I have a business in Kansas City building decks and need a payment system that will accept credit cards in the field. I am a one man shop, I do the marketing, accounting, sales and instillation. I need a mobile unit where I can take payment from customers that either swipes or inserts and has a back end that will integrate with Quickbooks. Should I just be using Quickbooks for all my field payments and if so how does that work.
                      Thanks,
                      Dan

                        This comment refers to an earlier version of this post and may be outdated.

                        Jessica Dinsmore

                        Hi Dan!

                        Square would be a good fit for your situation and can even sync with QuickBooks, so I’d definitely suggest checking them out. Alternatively, you may also want to take a look at Intuit GoPayment. Both great options. Best of luck!

                          This comment refers to an earlier version of this post and may be outdated.

                          Jose Miguel Martinez

                          We are looking for payment processors. Our operation with more than 7 years of experience (sale of PC, laptop, servers, etc). Our clients pay in person with credit cards. We need to open a trading account with activated MPOS.

                            This comment refers to an earlier version of this post and may be outdated.

                            Jessica Dinsmore

                            Hi Jose,

                            Your website indicates you are based out of Puerto Rico, which makes things a bit tricky. We don’t have a lot of info on mPOS in your area, but it does look like SumUp supports businesses there. I’d suggest checking them out to see if they look like a good fit for your business. Good luck!

                              This comment refers to an earlier version of this post and may be outdated.

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                            We recommend Square POS for most UK businesses 🏆

                            Square POS is an intuitive and simple point of sale platform. It offers customizable tools and a variety of add-ons to fit your business needs and reach your goals.

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                            We Recommend Square POS For Your Business 🏆

                            Square POS is an intuitive and simple point of sale platform. It offers customizable tools and a variety of add-ons to fit your business needs and reach your goals.

                            Get Started

                            No credit card required

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                            The vendors that appear on this list were chosen by subject matter experts on the basis of product quality, wide usage and availability, and positive reputation.

                            Merchant Maverick’s ratings are editorial in nature, and are not aggregated from user reviews. Each staff reviewer at Merchant Maverick is a subject matter expert with experience researching, testing, and evaluating small business software and services. The rating of this company or service is based on the author’s expert opinion and analysis of the product, and assessed and seconded by another subject matter expert on staff before publication. Merchant Maverick’s ratings are not influenced by affiliate partnerships.

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