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Clover Mini Review

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Clover Mini Review

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Date Established
2015
Location
Sunnyvale, CA
Merchant Maverick Contributor

Merchant Maverick Contributor

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41 Comments

Responses are not provided or commissioned by the vendor or bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the vendor or bank advertiser. It is not the vendor or bank advertiser's responsibility to ensure all posts and/or questions are answered.

    Dora Rodriguez

    Organization Name: The Towers Audiology Center

    We bought out Clover mini about 4 years ago, we were told that we would have to upgrade and it would cost us another $800 because our Clover mini was now not compliant. Why would we want to spend another $800? Is there a way around that?

    • Organization Name: The Towers Audiology Center
    Javonne Whitfield

    Organization Name: Ms. Jay's JewelBaree

    This company is a big joke. I am a small business owner and I have had a clover mini for 2 months. Within those 2 months they have taken over $200 out of my account at will and with no explanation when I call them. Getting in touch with the right department is like pulling teeth. They are scam artists!!! I closed my account with them last week and today I am being charged for supplies. They sent me a shipping label for one box and I have two boxes. I have been on hold for over an hour for an explanation of these charges and still nothing. This is a headache. Square is the best option for small business owners. Clover is the worst!!!!

    • Organization Name: Ms. Jay's JewelBaree
    Vlad

    Organization Name: Elite Appliance Repair

    This company is a complete joke please stay away from this we never post reviews but all what you read before this is complete true. They will hold your funds make promises and customer service are just terrible!!! Save yourself a headache and go somewhere else right now they holding $5700 of our funds at their risk department and no one is available to help out we would never recommend this company to any one bad bad experience! Hopefully we would not have to go farther and open a law case under this business. Save yourself a big headache!

    1
    • Organization Name: Elite Appliance Repair
    Angela Wilson

    Organization Name: Divine Dermatology

    I find this to be a very well written article. I understood and was able to enjoy reading the information. I work for a medical practice and am searching for a system that will allow us to store our customers credit card information and pull it back up to bill them at the end of the month. I will keep searching.

    • Organization Name: Divine Dermatology

    This comment refers to an earlier version of this review and may be outdated.

    Joyce

    We began using Clover 6 weeks ago. At the end of the day, it will not print a report showing all transactions in the current batch. This is needed to balance. When I called tech support and asked them about it, they said Clover is not capable of doing that. I have to go online first thing everyday and get it from the Clover website. . . ugh! Twice we did not get credit for transactions and I had to call tech support to get card number so I could rerun the charge. The second time I called they did not want to give information and were real snippy. I am sure there are hidden fees each month but statements are hard to understand. When a charge is keyed in, numbers come up as dots and you are not able to proof what is input before running the transaction.

    2

      This comment refers to an earlier version of this review and may be outdated.

      Willy C

      Organization Name: USRA

      Wish I would have read you though on the Clover system before I purchased 3 Minis. I am having to use HomeBase app to print credit card reports.

      • Organization Name: USRA

      This comment refers to an earlier version of this review and may be outdated.

      Chuck

      Organization Name: Bank of America Merchant Services

      Willy, if you access your Clover Mini while logged in as an owner/admin, you should be able to access the “Close Out” app (icon looks like a green building). Under settings on the top left hand side (3 horizontal bars) you can select “Settings” and click the box for “auto print Close out report”. This is strictly from memory and the terminology on Clover may not be verbatim.

      • Organization Name: Bank of America Merchant Services

      This comment refers to an earlier version of this review and may be outdated.

      Chuck

      Organization Name: Bank of America Merchant Services

      Joyce, depending on which Clover device you are currently using. The instructions for having the Close Out report print should be similar to the instructions I provided Willy. If the tier 1 tech support team is unable to assist you with your issue, request a case number from them and either call them back or use the Call Me feature on your Clover devices, provide the case number and request to speak to a Tier 2 support agent.

      As for rerunning transactions, your merchant processor should be able to perform a “courtesy processing” transaction for you if you provided them with a valid signed receipt with the total sale amount and the authorization #.

      • Organization Name: Bank of America Merchant Services

      This comment refers to an earlier version of this review and may be outdated.

      Marie T Saintcyr

      I have a small practice and liked the demo. I got into a contract for the Clover Mini and was sold on all the “reporting features” and the beauty of the machine itself. As it turns out, the CASH AND CHECK RECEIPTS DO NOT PRINT DATE AND TIME.Question – WHAT IS A RECEIPT WHEN IT DOES NOT EVEN INCLUDE THE DATE?.Clover has done nothing. THE ONLY SOLUTION I AM GIVEN IS TO PAY MORE FOR A HIGHER PLAN THAT WILL INLCUDE the printing of DATES AND TIMES ON THE RECEIPTS !!!. Welcome to scam world. The basic plan that I have has reporting but does not include this simplest feature. I could not get out of the contract either.

      1

        This comment refers to an earlier version of this review and may be outdated.

        Chuck

        Organization Name: Bank of America Merchant Services

        Marie, date and time should be a feature you can select and turn on either via your online Clover dashboard under “Setup” then “Payment Receipts”. There should be a check box for date and times for receipts. You can also do the same thing directly from the Mini if you log in as an owner/admin, in the Setup APP (looks like a cog).

        • Organization Name: Bank of America Merchant Services

        This comment refers to an earlier version of this review and may be outdated.

        Danielle Gerke

        Clover mini never worked right. We finally got it hooked up after their reps calling to harass us for weeks and now it crashes, freezes and will not work with Booker. If you are planning on signing up with booker and clover do yourself a favor and don’t. Booker is slow and clover doesn’t work.

        1

          This comment refers to an earlier version of this review and may be outdated.

          Susan

          We switched to Clover mini about 2 weeks ago. A rep from Bank of America sold it and explained there will be monthly fee of $9.95 and fee will be 2.70% per swipe, 3.5% keyed. Before I sign ped a contract I noticed all theses fees for different cards so I called and asked him about it. He told me to ignore it because form I was sent was standard one for clover register and we were getting a mini and they would delete it. I got the equipment on Jan 17th starting next day. We got our first statement and fees alone was 1/10 th of our credit card total amount charges… I couldn’t see 2.75% anywhere let alone $9.95 monthly charges… Fees alone was $990.08. When I called to ask about charges they explained to me they were interchangeable fees… Nobody explained to me about these hidden fees. When I emailed a rep who sold me the package he said $9.95 monthly charges and rest would be processing fees and without looking at our monthly statement he won’t be able to explain it to me and he gave me their Customer Service Number. Customer Service agent apologized that fees were not explained to me and when I told her I would like to return the equipment and cancel, she told me my account was set up on Jan. 1st and they have 30 days return policy. Even though I didn’t get my equipment until Jan 17 th….I am going to cancel this account even if it means being left with an equipment. I am going to switch my bank and also report them to BBB.Buyer be aware!!! Run when somebody tries to sell you Clover Mini. WE even had to get a Swivel stand because it doesn’t even come with that… What a rip off!!!!!

          1

            This comment refers to an earlier version of this review and may be outdated.

            Musheer

            I wish there was minus star ratings so I would give them 10 — warning, warning warning Be careful, be aware and be smart don’t ever make the biggest mistake and buy or use this Clover POS. They will steal your money I’m owner of a restaurant located in San Antonio Texas.First bank that process Clover system transactions is the worst bank and biggest scam in the history of sales transactions. I recently opened my restaurant and actived the POS the week before my grand opening. A month later they starting holding all of my sales transactions without any notice.they did it for 12 days. I kept calling the coming every day and no one was able to explain to my why was this happening. Their collection department was never available to answer my continuous calls. They kept saying there are charges I need to pay before they lift the hold. Even though they hold my transactions sales, I was charged over $2000, the third week to my opening and was so frustrated as no one was able to answer me why they are not releasing my money. Big scam, guys don’t buy clover they are big scam they will steal ur money. It had only been a month now and I have no clue how to get hold of somebody who is able to assist. I still have the same accounts I’m planning to contact all media outlets in San Antonio to tell them my story To day is jan 18 2017.

              This comment refers to an earlier version of this review and may be outdated.

              Jesse Lee

              Absolutely horrible service, do not go with this company. Within 30seconds was being sarcastic and rude! Tell tell sign of how exactly the future between your rep and business will be. N when I asked to speak with his manager, he tried explaining why he got sarcastic, and when I told him I wasn’t interested in talking further, he got even worse then hung up the phone on me. This is not a company who I see serving long, nor being correct with its clients. Don’t go with them!

              1

                This comment refers to an earlier version of this review and may be outdated.

                John Howard

                Can you resale a Clover Mini? I have closed my account with First Data and clover. The Clover Mini will be a year old November 15 2016. I have had very little trouble with it.

                  This comment refers to an earlier version of this review and may be outdated.

                  Thomas Coker

                  You can resale and reprovision any Clover equipment as long as you stay within the regional entity which you purchased it. For example, you bought it under Sam’s Club and you sell it to someone willing to open a Sam’s Club Merchant Account. The business consultant can Re-Provision the Clover product to the new owner. The account has to be established with the new owner for it to transfer over. It also must be a Clover account.

                    This comment refers to an earlier version of this review and may be outdated.

                    Christine

                    I recently acquired a business and upgraded to a mini Clover, sold to me by my Bank of America merchant services account rep. My staff and customers were very excited that we were updating technology and would be able to accept Apple and Google Pay. Unfortunately, we’re on our fourth machine in just two months. The machine will work fine, and then all of a sudden it won’t accept a PIN so that we can run a debit card. When the debit card is inserted it will run as credit – there is no prompt to enter a PIN. Clover and Bank of America have no idea why this happens. My account rep at BofA is great and responsive, and gets a new machine sent out each time the problem occurs, but I’m tired of this happening. Has anyone else had or heard of similar problems?

                      This comment refers to an earlier version of this review and may be outdated.

                      Benjamin Lazar

                      Had a terrible experience with Clover, weeks between responses for help, no resolution and had to return the equipment after trying to resolve for 3 months.

                      1

                        This comment refers to an earlier version of this review and may be outdated.

                        Waseem Virk

                        Hi. I have a question.
                        I have a Clover Mini from PNC Bank and I didn’t get the Register package. I also own a Clover POS Terminal the bigger version. Can I somehow attach them together in a way that I ring up on the big clover and send it for Pinpad payment on Clover mini?

                          This comment refers to an earlier version of this review and may be outdated.

                          Eli Gho

                          The Clover customer service call center is extremely low quality. The customer service reps mumble, talk way too fast and use default lines of questioning when a resolution to the client problem could easily be handled with a few easy decisions at the rep’s discretion.
                          Our Merchant Account is with Wells Fargo and when one of the Wells Fargo Acct Customer Service Reps get on the phone the quality of the person, the service and solutions are clearly superior to that of the Clover Reps.

                          Common guys at Clover, up your game! Merchants are very busy, very smart people and they need support from service providers that can keep up, communicate and remedy problems. Talking fast, however, is not a good way to keep up…..its all about clear communication.

                          Here are some suggestions:

                          1. Teach your reps to speak clearly and enunciate their words……slang, slurring and mumbling is terribly aggravating.

                          2. Don’t ask the customer what the problem is before clearing and authenticating the account information. If the merchant can not verify their acct info then your wasting precious time.

                          3. Train your call center staff to check their egos at the door. Merchants are calling for solutions and resolutions to their problems. Its not about your reps…..its about the customer.

                          4. Ask for a quick description of the merchants problem so the cust service rep can assess if the merchant is at the right department. Don’t let the merchant go through a lengthy description of their problem and then pass them on to another department only to have explain the problem again.

                          5. Hire quality people and a lot of these issues will go away. Perhaps you need to consider changing your pay schedules so that Clover can bring on higher quality people.

                          Thank you.

                          WorldBridge Art, Inc.
                          800 361 8884

                            This comment refers to an earlier version of this review and may be outdated.

                            Randy

                            These one-star “comments” are driving me nuts! The Clover Mini is a piece of hardware, and yet some “reviewers” are giving it negative reviews because of their lousy payment processor. The first line of the second paragraph in the “Overview” section of this review says that this hardware “is always sold in conjunction with a merchant account.” And yet, Ms. Lopez did not name the processor that leases the machine to them at outrageous rates ($1,686.00 a year for 3 years; really?) with a cancellation clause that cost more than the machine itself ($500). Ed did not name the processor that is not depositing the funds as promised, but blames the machine instead, as if the machine sequesters transactions inside itself, only to release them several days later.

                            Comments on the Clover Mini include, “the company scams you real good” (WHICH company? Did you buy a Mini and receive an empty box from Clover?) and “they lie and say that the item cannot be sent back” (WHO lied to you? Not Clover, since you can’t buy the machine directly from Clover) and “They lock you in a contract” (WHO is the second party on your contract that you referred to as “they”?). Ed “Talked to 4 representatives including a supervisor and all have different information about closing time”; was it Clover’s representatives and supervisor that gave you different closing times? Does the Mini automatically power-down at a certain time and refuse further processing until the next day? If not, then your closing time is NOT set by the machine. If you can’t get a straight answer from five people at your service provider, why are you down-rating the hardware and not the service provider? It’s is like giving a one-star review on your new barbecue grill because “it” burned your steak or ran out of propane. Clue: It’s NOT the machine’s fault that you picked a lousy card processor that lies to you, won’t give you straight answers to your questions, or charges you outrageous fees.

                            The commenters who actually talk about the hardware may have a legitimate gripe. If the Mini won’t connect to the merchant’s WiFi network, that MAY be a problem with the Mini (or it MAY be a problem with the merchant’s WiFi router), but I don’t think Ms. Martin’s review deserves to start with “Clover is a scam!” because of her WiFi problem, especially when it ends “They lock you in a contract” — an indication of her confusion between the hardware itself and the service provider selling the hardware. Mr. Wade speaks of a problem with the machine making the October 1, 2015 transition, which sounds like a legitimate hardware issue, and other reviewers talk about the inability to add California’s CRV charges, both of which sound like a true machine limitations that deserves to be discussed.

                            This is a hardware review. People commenting on the hardware, good or bad, should be encouraged, but those commenting on the policies and procedures of the service provider who sold them the equipment should be moved to the service provider’s review, if it can be determined. If it’s just a rant about some unspecified service provider, it should be disallowed in an equipment review.

                              This comment refers to an earlier version of this review and may be outdated.

                              Esmeralda Lopez

                              The clover mini works great.. But the company scams you real good.Its a non cancelation process that your stuck with $44. And some chanfe for the mini lease in all $1,686.00 a year for 3 years!!!Then another $500.00 for not keeping your lease plus another $1,500..for some other fee..I must say it says you have a week to cancel but even when I did cancel they refused to do so.Sure its fancy and fast but it takes more money out of your pockets. BE AWARE and always LOOK AT THE REVIEWS !!!!

                              1

                                This comment refers to an earlier version of this review and may be outdated.

                                omar

                                Hello emerald I have the same problem as you …. you solved that problem ?? Because I do not want to receive the machine if I do not pay.

                                  This comment refers to an earlier version of this review and may be outdated.

                                  Tamera Martin

                                  Clover is a scam! Their product does not work with all types of wifi and do not specify that in the contract. When asking for another device that works they lie and say that the item cannot be sent back. They are the biggest scam out there. They lock you in a contract that does not provide service to the customer.

                                  1

                                    This comment refers to an earlier version of this review and may be outdated.

                                    Waseem Virk

                                    It can work with all wifi APs. But you just need to change the security of your wifi to WPA2 or higher in order for it to work.

                                      This comment refers to an earlier version of this review and may be outdated.

                                      Sue Smith

                                      The clover mini is charging our customers twice, but only sending us the money once. The service department says they do not know how to fix the issue. I would never recommend them.

                                      1

                                        This comment refers to an earlier version of this review and may be outdated.

                                        Alex D.

                                        Thanks for the detailed review. One of my complaints is that is does not come with a swivel stand to turn the POS around, so that you can select the transactions and customer can pay on the same screen. I was searching to fix that pain and noticed that a swivel is now available on Amazon. Not sure how good it is, but I will give it a try.

                                          This comment refers to an earlier version of this review and may be outdated.

                                          Catherine

                                          Hi Alex, see here below:
                                          http://www.amazon.com/Swivel-Stand-Clover-Mini-POS/dp/B017WWTK9U/ref=sr_1_1?ie=UTF8&qid=1460999911&sr=8-1&keywords=mini+swivel

                                            This comment refers to an earlier version of this review and may be outdated.

                                            Ed

                                            Just got the clover mini and it was a nightmare. With the clover mini Money does not come in next day even when the support told us that we should be recieving the funds into the bank next day if closed and settled batch before 10:30 pm. Talked to 4 representatives including a supervisor and all have different information about closing time (9:00pm, 9:30pm, 10:00pm, and 10:30pm). and when the funds will be issued accordingly. Well we closed out by 10:00 and still 2 days now we still have not recieved our funds into the bank. Just unplugged the system and would rather go back to my oldschool credit card machine where i can recieve my funds ontime and next day. Sorry Clover Mini engineer but please prioritize what is important. Its the Funds. Functionality is great but it died at the end because it could not fund into our business account as promised. :(((

                                            1

                                              This comment refers to an earlier version of this review and may be outdated.

                                              Jan Horahan

                                              Wondering how this worked out for you and what you ended up doing…our machine burned up in a month.and stopped working on our biggest sale of the year.
                                              I told the rep I wanted no more than one yr lease and I had 3yrs!! Not only that …I didn’t know if you didn’t sign up for the insurance they couldn’t give me a new one! So it would be an additional 9.00 per month..in addition… for the term of the lease!!!
                                              I’m going to contact an attorney…and of course my rep does not return any calls!!!I can’t believe my credit union does business with this guy!!!
                                              I would appreciate any feedback you could give me..

                                                This comment refers to an earlier version of this review and may be outdated.

                                                Glen

                                                Hi Ed,
                                                I sell merchant services and the machine really has nothing to do with how quickly you receive your funds. It’s your merchant provider and processor that establish this. You should talk with your provider or processor as to why it is taking longer to get your funds when processing with Clover. They may be able to change the batch closure time in the machine to accommodate your needs.

                                                  This comment refers to an earlier version of this review and may be outdated.

                                                  Anonymus

                                                  I own a salon and rent space to multiple stylists. Does the clover station have the capability to do multi-merchant set up so all the stylists have their own merchant account in one system?

                                                    This comment refers to an earlier version of this review and may be outdated.

                                                    Julie Titterington

                                                    Clover Station (and its counterparts, Clover Mini and Clover Mobile) can be used with one of two apps for Salon scheduling needs: Salon Scheduler or Appointments Pro. Both allow you to keep employee calendars, availability, and clients separate, but I can’t see that they allow for each stylist to have their own merchant account. If they do allow for this, then each stylist would have to have an account through the same bank or merchant account provider, since Clover products are always sold in conjunction with a merchant account, either from First Data or from a partner institution. If I were you, I’d contact your merchant provider, because they would know if it was possible. You could also check out something more along the lines of MindBody or Vend, which might be a bit more flexible than Clover. If you want more information about which POS systems work well in salon environments, check out our blog Top 4 POS Systems for Spas and Salons. Hope this helps!

                                                      This comment refers to an earlier version of this review and may be outdated.

                                                      Richard McManus

                                                      We have had the clover mini for two weeks. They were not COMPLETE weeks because of Thanksgiving. We are a tutoring center, so we NEED to have signed receipts with client names on them for keeping our accounts updated. MOST of the time the mini does NOT print the cardholder’s name on the receipt. Sometimes it does. I called Clover yesterday to find out what was happening with that and was disappointed to hear that the Clover mini cannot be made to print card holder names. I called Merchant One, who sold us the machine and was told they would try to have someone program the mini to provide that capability. Clover made it worse by saying we needed to update the Sales app to pro level. That level would still not print the names, but would allow us to input some kind of notes. NOT acceptable to me. Meanwhile one of our moms said that it WOULD print the names if we printed the receipts twice. This got us to where we are now, with SOME receipts having the names, some not. I am sure that the Clover Mini CAN print the names on every receipt, but I don’t know how to make it do that and neither does Clover. On the other hand we all LOVE the machine and our temporary work around has been to have everyone’s names hand printed at the time of the purchase. This is not a great solution. IF we had this problem fixed the machine would get five stars. I will let you know if and when they fix this issue.

                                                      3

                                                        This comment refers to an earlier version of this review and may be outdated.

                                                        George Wade

                                                        We were a First Bank Merchant Services/First Data customer for over 10 years. We got our Clover Mini through First Data in the spring of 2015 at a cost of $600 and it worked fine.
                                                        Big problem started October 1. The clover did not recognize the added tips and would not let us close-out for 3 days. Thus we could not settle ~$3000. Finally First Data had to force the clover on their end to settle without the tips (~$2500). This was done until we received a replacement Clover Mini on October 6.
                                                        I scanned 90 receipts and sent to First Data to claim $500 in tips. November 12th they took out ~$2000 unexpectedly from our bank account and we went into overdraft. Three days later they deposited ~$2500. Add to this some irrate customers. We dropped First Data and are selling the Clover Mini on ebay. We went with a local group that sends a human out if things go wrong. I recommend you do the same.

                                                          This comment refers to an earlier version of this review and may be outdated.

                                                          Jose F.

                                                          The Clover Station is indeed a very nice POS system. From the moment I was introduced to it, I was so exited to own one. Unfortunately, my excitement didn’t last too long. I own a convenience store with approximately 5,000 items or less. We have groceries, produce, beer, beverages, tobacco etc. Some items have tax and some don’t. The Clover station has the option to add tax to items and all that but it does not have the option to add CRV (California Redemption Value). It’s basically a 5 cent to 10 cent charge (Not a percentage) per each bottle or can. What the Clover DOES offer is the ability to add modifications to any item, which can even be crv. There’s many ways to work around it but it takes forever to scan each item and go back to click modifications every time you scan something. The other issue with the clover station is that you cant accept ebt food stamps. It takes ebt cash but not the food stamps. Another issue…. —- Some of the items I KNOW ive scanned and input on the clover station will not charge, instead it will ask me to put the item name and cost etc, instead of just charging. Idk if this is an issue with the scanner or an issue with the station itself. Another problem im having is that if i needed to use manual register, i can’t charge more than one item. You can literally only charge one amount. Then the card processing. It ALWAYS declines everyones card and itll say “No reason given”. I really want to just return it or sell it. I rather go back to my old cash register and a emv ready terminal… so frustrated with this thing. Wish they would send someone with experience to actually show us or train us in using it, at this point i wouldn’t care paying someone.

                                                          2

                                                            This comment refers to an earlier version of this review and may be outdated.

                                                            roger vue

                                                            this clover pos was and still another nightmare for me as a new business owner…having issues with the CRV for the beverages… and the EBT…the wellsfargo rep who set me up for this pos can’t be reach also no type of training was offer by first data or wellsfargo merchant…stay away from clover pos

                                                            1

                                                              This comment refers to an earlier version of this review and may be outdated.

                                                              Craig C

                                                              I have had multiple clover minis for 3 days in multiple mall locations. I hooked them all up in 25 seconds each! Once hooked up to power and Internet in takes 10 min or less to be fully loaded and ready to go! It can be hooked up to the Internet via Ethernet cable or Wifi. Both ways the credit card and debit card approvals are instant! It used to be annoying to have to wait 10-20 seconds for approval on my old terminal. I am using Clover Mini just to take credit and debit cards for right now. I plan to use it as a POS with the cash drawer and bar code printer next week. No problem taking credit cards with chip or without chip. No problem taking debit cards without a chip. The problem is taking debit cards with a chip. Approximately 15% of debit cards with a chip won’t process and of those, approximately 90% are Wells Fargo chip debit cards. When we get a Wells Fargo chip debit card we try it on the Clover Mini but almost always have to process it on our old dinosaur credit card terminal that is still plugged into the phone line. Hopefully Wells Fargo sends new debit chip cards to their customers ASAP. I have logged in remotely to all locations and can see shifts (free app) which lets me know who is clocked in and out. I can also see all credit card and debit card activity. I’m getting excited about using it as a POS next week which will allow me to track inventory and ALL sales including cash REMOTELY! I’ll keep you posted. Craig

                                                              5

                                                                This comment refers to an earlier version of this review and may be outdated.

                                                                Hank

                                                                We have the Mini for just a few days. No transaction issues, but it seems to be buggy with other issues (the auto-logout doesn’t work and the machine automatically prints a 2nd closeout report all by itself for no good reason).Support seems to be interested in fixing the 2 report problem; hopefully it will be all taken care of soon.

                                                                3

                                                                  This comment refers to an earlier version of this review and may be outdated.

                                                                  Donna

                                                                  I heard some negative reviews about glitches and denied transactions. Was advised to wait until all the bugs are corrected, another year maybe, before I should invest in this. Any thoughts?

                                                                    This comment refers to an earlier version of this review and may be outdated.

                                                                    Julie Titterington

                                                                    Well, watching and waiting is never a bad policy with new technology. However, Clover software updates so frequently that I personally wouldn’t worry too much about small glitches. Chances are, stuff like that is going to be ironed out pretty quickly, especially considering Clover’s high profile right now and how many people/banks/institutions are invested in its ultimate success. I don’t think you could wrong either way. Clover products are still going to be around in a few months, so you lose nothing by waiting.

                                                                      This comment refers to an earlier version of this review and may be outdated.

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