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Archive for the ‘Credit Card Processing’ Category

Does Your Merchant Account Have An Early Termination Fee?

We’ve all done it–scrolled to the bottom of a user’s agreement and clicked I Agree or signed a paper contract without looking through the many pages of small print. We know it’s wrong, but we’re busy and the print is so small…and we are thankfully often protected by consumer protection laws that work quietly in […]

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Aug 15, 2019 Filed under: Credit Card Processing 16

Get A 0% Interchange-Plus Markup With Membership Fee Pricing

By now, you’ve certainly figured out that credit card processing isn’t free. Every credit or debit card transaction that your business accepts is going to cost you money. You probably also understand that your payment processor has to pay interchange fees to the bank that issued the customer’s card. In fact, interchange fees constitute the […]

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Aug 13, 2019 Filed under: Credit Card Processing 7

Your Complete Guide To Credit Card Surcharges

It’s safe to say that merchant relations with credit card processing companies, card associations, and banks aren’t always friendly. Nor would you expect them to be, when merchants find themselves subject to all sorts of fees and limitations imposed by these organizations. Every so often, things reach a peak — for example, the massive class-action […]

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Aug 7, 2019 Filed under: Credit Card Processing 34

What Is A Merchant ID?

Some credit card industry terms can seem innocuous or self-evident but are actually quite specific to how payment processing works. One such term is the merchant ID, which is often abbreviated as MID. It is also sometimes just called a merchant number. Not every merchant who accepts credit cards has an MID, but for those […]

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Aug 5, 2019 Filed under: Credit Card Processing, Small Business 0