If you’re a merchant and you blink, you might miss an essential detail in our ever-changing payment landscape. That’s because payment security, as well as general payment technology, continues to grow and evolve each year. Merchants often say that payment security is one of the most difficult to understand (not to mention intimidating) topics. We […]
When it comes to refunds, the interplay between a merchant and customer can be a tense one, or it can be an opportunity to build trust. What most merchants and customers alike may not be aware of is that merchants often have to deal with extra costs with every return. A merchant may be on […]
The transition to EMV chip cards began several years ago, and while adoption continues to pick up steam here in the states, we have a ways to go to catch up. While the rest of the world has been much quicker to adopt EMV (circa 2005 for Europe), the U.S. is dragging its proverbial heels. […]
If the photo above accurately depicts how you feel when reviewing your monthly credit card processing statement, then this article is for you. While every business owner understands that paying for credit card processing is a necessary cost that ultimately helps to increase your sales and profitability, it’s easy to become frustrated with all the […]
If you are a small business owner, your passion probably lies somewhere other than payment security — and that’s okay. While the topics of PCI compliance, data breaches, fines, and the like can make even the most even-tempered among us a little twitchy and tense, this subject doesn’t have to be stressful. If you find […]
If you landed on this post, you’re probably checking out payment processing options for your small business. Understanding terms such as “payment service provider” or “merchant account” — phrases that are sometimes used incorrectly or even interchangeably — can be a bit overwhelming. We get it. That’s why in this post, we are not only […]
Whether you are sticking a toe in the waters of eCommerce or you already have an established presence online, there’s never been a better time to time to start selling all of your products right from Facebook. If you are a newbie to the online selling game, starting a Shopify Facebook Store is undoubtedly one […]
EBT (Electronic Benefit Transfer) is a payment system designed to allow recipients of assistance under SNAP (Supplemental Nutrition Assistance Program), TANF (Temporary Assistance to Needy Families), or other aid programs sponsored by the Federal and state governments to make needed purchases of food and goods. EBT replaces the old “food stamps” program, allowing recipients to […]
If you collect payments online, your customers are likely accustomed to using credit or debit cards, PayPal, or even digital wallets such as Apple Pay or Google Pay. However, some of your customers may be quite open to authorizing a simple bank transfer via the good old ACH (Automated Clearing House) Network. Paper checks are […]
If you have never encountered a credit or debit card with a chip embedded in it, you’ve probably been living under a rock for the past 3-4 years. In which case, you’ve got an awful lot to catch up on and we’ll come back to chip cards after you’ve covered the important stuff. However, if […]
