Online Payment Processing Reviews

Payment Depot is best known for its use of subscription or membership-based pricing, a spinoff of the interchange-plus model. While it isn't the only provider in the industry to offer this type of pricing, Payment Depot's reputation for open, honest sales practices and excellent customer support put it ahead of many of its competitors using this relatively new pricing model.

Fattmerchant gets our recommendation as the best all-in-one merchant account provider for several reasons. First of all, we find the company's 0% markup pricing practices refreshing and sensible. And, just as important for an all-in-one solution, Fattmerchant delivers excellent value for a wide range of business types. It provides free invoicing, billing, customer management, POS software, mobile payments, virtual terminal capabilities, and more as standard features within the Fattmerchant credit card processing platform.

PaymentCloud specializes in providing payment processing solutions for eCommerce, mail order/telephone order (MOTO), and other generally high-risk businesses. The vast majority of PaymentCloud's merchants are based in the US. Although PaymentCloud serves lower-risk and brick-and-mortar establishments as well, this merchant services provider really shines in the eCommerce and mid-to-high-risk space.

At Dharma, you can count on consistently fair and predictable pricing. The company advertises all of its standard rate and fee information publicly on its website. You can also expect high-quality, friendly, personalized service and support from the Dharma team.

Payline Data offers interchange-plus pricing for all its merchants, with discounted rates for nonprofits and medical organizations. On top of that, every plan includes a gateway and virtual terminal, with no long-term contracts. What’s not to love?

With multiple pricing plans tailored to all business sizes, a free gateway, multiple chargeback protection features, and a boatload of other features, there’s a lot to like about CDGcommerce. But you should still make sure it’s a good fit for your business.

Overall, we’re quite pleased with Chase Merchant Services. The company has a solid reputation and ethical business practices. While I doubt it can give you the level of personal attention you’d get from a smaller processor, the competitive rates, fair contract terms, and state-of-the-art technology might be enough to make up for it, depending on the needs of your business. Chase Merchant Services earns a 4 out of 5 stars rating for its excellent terms, solid business practices, and up-to-date processing hardware.

Compatibility with virtually all shopping carts makes 2Checkout a more viable option for many eCommerce merchants than other alternatives (such as Stripe or PayPal). This broad compatibility and wide international availability make the company an excellent choice for those who don’t need to accept card-present transactions.

Adyen is an international merchant account provider known for its big-name users, including Microsoft, Pinterest, eBay, Uber, and Spotify. Impressed yet? It's hard not to get a little starstruck, but we didn't want to let that sway our non-biased approach. You'll find that as a small business owner, you may have some things to be cautious about, and we'll tell you why in this review.

PaySimple combines merchant services with tools merchants can use to manage a base of customers with complex, detailed needs, such as legal offices, medical services, educational services, and so on. In the process of signing up for PaySimple's payment gateway and cloud-based software suite, you will also be assigned a dedicated merchant account with a separate processor on the back end.