Online Payment Processing Reviews

Payment Depot is a merchant account provider headquartered in Orange, California. The company has been in business since 2013 and is best known for its use of subscription or membership-based pricing, a spinoff of the interchange-plus model. While it isn't the only provider in the industry to offer this type of pricing, Payment Depot's reputation for open, honest sales practices and excellent customer support put it ahead of many of its competitors using this relatively new pricing model.

Fattmerchant gets our recommendation as the best all-in-one merchant account provider for several reasons. First of all, we find the company's 0% markup pricing practices refreshing and sensible. And, just as important for an all-in-one solution, Fattmerchant delivers excellent value for a wide range of business types. It provides free invoicing, billing, customer management, POS software, mobile payments, virtual terminal capabilities, and more as standard features within the Fattmerchant credit card processing platform.

Not to be confused with National Processing Company (NPC), National Processing has a great reputation for customer service and transparency. See why it’s one of our top picks for credit card processing.

At Dharma, you can count on consistently fair and predictable pricing. The company advertises all of its standard rate and fee information publicly on its website. You can also expect high-quality, friendly, personalized service and support from the Dharma team.

Payline Data offers interchange-plus pricing for all its merchants, with discounted rates for nonprofits and medical organizations. On top of that, every plan includes a gateway and virtual terminal, with no long-term contracts. What’s not to love?

Pros Good for ecommerce businesses Good for high-risk businesses No account setup fee No monthly minimum for low-risk Free credit card terminal Excellent customer support Few public complaints Cons No publicly disclosed pricing Website needs improvement Overview There are many reasons a business may be considered too “high-risk” for a standard merchant account. Unfortunately, the […]

Pros Transparent interchange-plus pricing No early termination fee No setup or application fees No monthly minimums Good customer support Good website and advertising Cons Can be expensive for low-volume merchants Overview Host Merchant Services is abbreviated HMS, so my brain automatically fills in “Pinafore” afterward every time I see it. If I’ve already lost you […]

With multiple pricing plans tailored to all business sizes, a free gateway, multiple chargeback protection features, and a boatload of other features, there’s a lot to like about CDGcommerce. But you should still make sure it’s a good fit for your business.

Square Payments and Point of Sale from Square.com earn a perfect 5-star rating for ease of use, astounding feature set, transparent and affordable pricing, and overall status as a powerhouse for merchants. While Square's payment processing service is not appropriate for all business types and lacks the stability and negotiability of a standard merchant account, many small businesses enjoy the predictable pricing and the lightning-quick setup.

Overall, we’re quite pleased with Chase Merchant Services. The company has a solid reputation and ethical business practices. While I doubt they can give you the level of personal attention you’d get from a smaller processor, the competitive rates, fair contract terms, and state-of-the-art technology might be enough to make up for it, depending on the needs of your business. Chase Merchant Services earns a 4.5 out of 5 stars rating for its excellent terms, solid business practices and up-to-date processing hardware.