Best Small Business Insurance Companies

The Hartford is a small business insurance provider for businesses that need broad coverage options and support across multiple states.

The Hartford offers general liability, business owners’ policies, commercial property, business income, workers’ compensation, cyber, and specialty coverage options. Quotes are personalized based on your business, location, industry, and coverage needs.

ERGO NEXT is a small business insurance provider for owners who want a fast online quote and policy management process.

Businesses can get quotes online, buy coverage digitally, manage policies through the website or mobile app, and access common coverage types such as general liability, BOP, commercial property, workers’ compensation, professional liability, and commercial auto.

Thimble is a small business insurance provider for businesses that need flexible coverage by the job, day, month, or event.

Businesses can get quotes online, purchase coverage quickly, and choose from policies such as general liability, BOP, commercial property, workers’ compensation, professional liability, and event liability. Coverage can also be adjusted, paused, or canceled as business needs change.

Simply Business is a small business insurance broker for owners who want to compare quotes from multiple providers with one application.

Businesses can get online quotes and compare coverage options for basic policies such as general liability, workers’ compensation, professional liability, and commercial property. Simply Business helps with shopping and account management, but claims are handled by the insurer you choose.

Hiscox is a small business insurance provider for freelancers, independent contractors, solo business owners, and small teams.

Businesses can get online quotes and customize core policies, such as general liability, professional liability, commercial property, and workers’ compensation. Hiscox also supports home-based businesses and a wide range of service-based industries.

Nationwide is a small business insurance provider for businesses that need specialty coverage, industry-specific packages, or more customized policy options.

Nationwide offers core policies such as general liability, BOP, commercial property, workers’ compensation, cyber liability, professional liability, and umbrella coverage, plus specialty options for industries such as agribusiness, food production, healthcare, senior living, and religious organizations.

CoverWallet is a small business insurance broker for owners who want to compare quotes and manage policies from one platform.

Businesses can shop coverage from multiple insurance partners, including general liability, BOP, commercial property, commercial auto, professional liability, umbrella, cyber, liquor liability, and inland marine coverage. Claims are handled by the selected carrier, though CoverWallet may help with the process.

Chubb is a small business insurance provider for larger small businesses and companies with complex or international coverage needs.

Chubb offers business owners’ policies, general liability, commercial property, workers’ compensation, professional and management liability, cyber coverage, and international insurance options. Businesses may also get global claims coordination and support for overseas operations or business travel.

Travelers is a small business insurance provider for businesses that want strong risk management support alongside traditional coverage.

Travelers offers business owners’ policies, general liability, commercial property, workers’ compensation, cyber liability, excess coverage, and specialty options such as environmental liability, inland marine, ocean marine, and surety bonds. Businesses can also access risk control tools, planning resources, and loss prevention support.