High-Risk Merchant Account Reviews

Pros Specialists in placing high-risk merchants Offers offshore accounts for international merchants Fair pricing and contract terms Offers EMV-compliant mobile card reader Dedicated account manager for customer service Cons Early termination fee in some cases Overview Durango Merchant Services is a merchant account provider headquartered in (naturally) Durango, Colorado. The company has been in business […]

Pros Ideal for high-risk merchants Automated custom price quoting Automated application process Fast underwriting No application fees No processing history required Cons Only works with US-based businesses Does not do CBD oil accounts Overview What do document preparation services, remote tech support, and self-storage businesses all have in common? In the world of credit card […]

Pros Offers high-risk merchant accounts to a wide variety of industries Offers offshore merchant accounts Reasonable pricing Reasonable contract terms Excellent customer service Cons No mobile app Website lacks detailed account information Overview SMB Global is a merchant account provider headquartered in South Jordan, Utah. Established in 2016, this is a new partner of one […]

Pros Transparent cost-plus pricing Month-to-month agreement No setup or application fees No monthly minimums Spotless track record Good customer support Good website & advertising Cons Expensive for low-volume merchants Overview: Host Merchant Services is abbreviated HMS, so my brain automatically fills in “Pinafore” afterward every time I see it. If I’ve already lost you (or you’re […]

Pros Accepts a wide variety of high-risk industries Load balancing feature for high-risk merchants No equipment leases No early termination fees for most merchants In-house sales team Cons $99 account setup fee Three-year contract with automatic renewal clause Overview Easy Pay Direct is a payment gateway and merchant account provider headquartered in Austin, Texas. The […]

Overview: eMerchantBroker is a merchant account provider located in Los Angeles, California. A relatively young company, they’ve been in business since 2011 and market their services primarily to high-risk merchants. We’re leery of account providers that deliberately try to sell their services to the high-risk segment of the market, as they often charge exorbitantly high […]

Overview: Instabill is a merchant account provider and credit card processor headquartered in Portsmouth, New Hampshire. The company was established in 2001 and, with about 12,000 merchant accounts, rates as a relatively small provider. What makes them unique, however, is that they specialize primarily in providing services to high-risk merchants and processing offshore payments for […]

Pros Serves a wide range of high-risk businesses Provides “free” credit card terminal with each account No account setup fee Dedicated account manager for customer support Cons No online knowledgebase Website copy needs improvement Overview PaymentCloud is a merchant account provider headquartered in Sherman Oaks, California. The company has been in business since 2010, and […]