High-Risk Merchant Account Reviews

Pros Specialists in placing high-risk merchants Offers offshore accounts for international merchants Fair pricing and contract terms Offer credit card terminals for direct sale Dedicated account manager for customer service Cons Mobile processing solution is magstripe-only Website needs an overhaul Overview Durango Merchant Services is a merchant account provider headquartered in (naturally) Durango, Colorado. The […]

Pros Offers high-risk merchant accounts to a wide variety of industries Offers offshore merchant accounts Reasonable pricing Reasonable contract terms Excellent customer service Cons No mobile app Website lacks detailed account information Overview SMB Global is a merchant account provider headquartered in South Jordan, Utah. Established in 2016, this is a new partner of one […]

Pros Ideal for high-risk merchants Good for low-risk merchants No setup or application fees Transparent cost-plus pricing (low-risk only) Month-to-month agreement (low-risk only) Free credit card terminal (low-risk only) Cons Expensive for low-volume merchants Early termination fee $495 (high-risk only) Overview What do document preparation services, remote tech support, and self-storage businesses all have in […]

Pros Transparent cost-plus pricing Month-to-month agreement No setup or application fees No monthly minimums Spotless track record Good customer support Good website & advertising Cons Expensive for low-volume merchants Overview: Host Merchant Services is abbreviated HMS, so my brain automatically fills in “Pinafore” afterward every time I see it. If I’ve already lost you (or you’re […]

Overview: Easy Pay Direct is a payment gateway and merchant account provider headquartered in Austin, Texas. The company also has a second office in Ann Arbor, Michigan. Founded in 2000, Easy Pay Direct serves over 60,000 clients, making it a mid-sized provider. The company’s EPD Gateway is their primary product, with associated merchant accounts being […]

Overview: eMerchantBroker is a merchant account provider located in Los Angeles, California. A relatively young company, they’ve been in business since 2011 and market their services primarily to high-risk merchants. We’re leery of account providers that deliberately try to sell their services to the high-risk segment of the market, as they often charge exorbitantly high […]

Overview: Instabill is a merchant account provider and credit card processor headquartered in Portsmouth, New Hampshire. The company was established in 2001 and, with about 12,000 merchant accounts, rates as a relatively small provider. What makes them unique, however, is that they specialize primarily in providing services to high-risk merchants and processing offshore payments for […]

Overview: PaymentCloud is a merchant account provider headquartered in Woodland Hills, California. The company has been in business since 2010 and specializes in providing accounts to high-risk merchants. They also claim to have a 98% approval rate for new merchants. While this might sound great if you’re in the high-risk category and have had trouble […]