High-Risk Merchant Account Reviews

Pros Good for ecommerce businesses Good for high-risk businesses No account setup fee No monthly minimum for low-risk Free credit card terminal Excellent customer support Few public complaints Cons No publicly disclosed pricing Website needs improvement Overview There are many reasons a business may be considered too “high-risk” for a standard merchant account. Unfortunately, the […]

Pros Specialists in placing high-risk merchants Offers offshore accounts for international merchants Fair pricing and contract terms Offers EMV-compliant mobile card reader Dedicated account manager for customer service Cons Early termination fee in some cases Overview Durango Merchant Services is a merchant account provider headquartered in (naturally) Durango, Colorado. The company has been in business […]

Pros Ideal for high-risk merchants Automated custom price quoting Automated application process Fast underwriting No application fees No processing history required Cons Only works with US-based businesses Does not do CBD oil accounts Overview What do document preparation services, remote tech support, and self-storage businesses all have in common? In the world of credit card […]

Pros Offers high-risk merchant accounts to a wide variety of industries Offers offshore merchant accounts Reasonable pricing Reasonable contract terms Excellent customer service Cons No mobile app Website lacks detailed account information Overview SMB Global is a merchant account provider headquartered in South Jordan, Utah. Established in 2016, this is a new partner of one […]

Pros Transparent cost-plus pricing Month-to-month agreement No setup or application fees No monthly minimums Spotless track record Good customer support Good website & advertising Cons Expensive for low-volume merchants Overview: Host Merchant Services is abbreviated HMS, so my brain automatically fills in “Pinafore” afterward every time I see it. If I’ve already lost you (or you’re […]

Pros Accepts a wide variety of high-risk industries Load balancing feature for high-risk merchants No equipment leases No early termination fees for most merchants In-house sales team Cons $99 account setup fee Three-year contract with automatic renewal clause Overview Easy Pay Direct is a payment gateway and merchant account provider headquartered in Austin, Texas. The […]

Overview: eMerchantBroker is a merchant account provider located in Los Angeles, California. A relatively young company, they’ve been in business since 2011 and market their services primarily to high-risk merchants. We’re leery of account providers that deliberately try to sell their services to the high-risk segment of the market, as they often charge exorbitantly high […]

Overview: Instabill is a merchant account provider and credit card processor headquartered in Portsmouth, New Hampshire. The company was established in 2001 and, with about 12,000 merchant accounts, rates as a relatively small provider. What makes them unique, however, is that they specialize primarily in providing services to high-risk merchants and processing offshore payments for […]