High-Risk Merchant Account Reviews

PaymentCloud specializes in providing payment processing solutions for eCommerce, mail order/telephone order (MOTO), and other generally high-risk businesses. The vast majority of PaymentCloud's merchants are based in the US. Although PaymentCloud serves lower-risk and brick-and-mortar establishments as well, this merchant services provider really shines in the eCommerce and mid-to-high-risk space.

Durango Merchant Services is one of the few completely reputable, honest, and fair merchant services providers who advertise as high-risk specialists. It stands out from the crowd by offering fair pricing in a segment of the market that's notorious for charging highly inflated prices and invariably provides excellent solutions to complex merchant situations. Durango will deliver the kind of exceptional service our other 5-star processors do, with the added benefit of expertise in high-risk accounts.

Soar Payments Review specializes in finding credit card processing homes for hard-to-place (that is, high-risk) merchants with refreshing transparency.

SMB Global is set up to work exclusively with high-risk merchants and those who need an offshore merchant account. Although it's a relatively new company, we're pretty excited about what we've seen so far, and it's one of the few reputable high-risk specialists we've found in the payments processing industry.

Pros Transparent interchange-plus pricing No early termination fee No setup or application fees No monthly minimums Good customer support Good website and advertising Cons Can be expensive for low-volume merchants Overview Host Merchant Services is abbreviated HMS, so my brain automatically fills in “Pinafore” afterward every time I see it. If I’ve already lost you […]

The company's EPD Gateway is its primary product, with associated merchant accounts provided through partnerships with numerous major US and international processors and banks. It's also possible to use the gateway with your existing merchant account if you already have one. Easy Pay Direct primarily markets its products and services to high-risk merchants, which means if you're a gun merchant, CBD seller, nutraceuticals vendor, or "adult" product business, your day has finally come! Lower-risk businesses can probably find a better deal elsewhere, but Easy Pay Direct does have several features that might be of interest to non-high-risk businesses as well.

Overview: eMerchantBroker is a merchant account provider located in Los Angeles, California. A relatively young company, they’ve been in business since 2011 and market their services primarily to high-risk merchants. We’re leery of account providers that deliberately try to sell their services to the high-risk segment of the market, as they often charge exorbitantly high […]

Overview: Instabill is a merchant account provider and credit card processor headquartered in Portsmouth, New Hampshire. The company was established in 2001 and, with about 12,000 merchant accounts, rates as a relatively small provider. What makes them unique, however, is that they specialize primarily in providing services to high-risk merchants and processing offshore payments for […]