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High-Risk Merchant Account Reviews

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  • PaymentCloud Review

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    Pros Good for ecommerce businesses Good for high-risk businesses No account setup fee No monthly minimum for low-risk Free credit card terminal Excellent customer support Few public complaints Cons No publicly disclosed pricing Website needs improvement Overview There are many reasons a business may be considered too “high-risk” for a standard merchant account. Unfortunately, the […]

  • Durango Merchant Services Review

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    Pros Specialists in placing high-risk merchants Offers offshore accounts for international merchants Fair pricing and contract terms Offers EMV-compliant mobile card reader Dedicated account manager for customer service Cons Early termination fee in some cases Overview Durango Merchant Services is a merchant account provider headquartered in (naturally) Durango, Colorado. The company has been in business […]

  • Soar Payments Review

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    Soar Payments Review specializes in finding credit card processing homes for hard-to-place (that is, high-risk) merchants with refreshing transparency.

  • SMB Global Review

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    Pros Offers high-risk merchant accounts to a wide variety of industries Offers offshore merchant accounts Reasonable pricing Reasonable contract terms Excellent customer service Cons No mobile app Website lacks detailed account information Overview SMB Global is a merchant account provider headquartered in South Jordan, Utah. Established in 2016, this is a new partner of one […]

  • Host Merchant Services Review

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    Pros Transparent interchange-plus pricing No early termination fee No setup or application fees No monthly minimums Good customer support Good website and advertising Cons Can be expensive for low-volume merchants Overview Host Merchant Services is abbreviated HMS, so my brain automatically fills in “Pinafore” afterward every time I see it. If I’ve already lost you […]

  • Easy Pay Direct Review

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    Pros Accepts a wide variety of high-risk industries Load balancing feature for high-risk merchants No equipment leases No early termination fees for most merchants In-house sales team Cons $99 account setup fee Three-year contract with automatic renewal clause Overview Easy Pay Direct is a payment gateway and merchant account provider headquartered in Austin, Texas. The […]

  • eMerchantBroker Review

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    Overview: eMerchantBroker is a merchant account provider located in Los Angeles, California. A relatively young company, they’ve been in business since 2011 and market their services primarily to high-risk merchants. We’re leery of account providers that deliberately try to sell their services to the high-risk segment of the market, as they often charge exorbitantly high […]

  • Instabill Review

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    Overview: Instabill is a merchant account provider and credit card processor headquartered in Portsmouth, New Hampshire. The company was established in 2001 and, with about 12,000 merchant accounts, rates as a relatively small provider. What makes them unique, however, is that they specialize primarily in providing services to high-risk merchants and processing offshore payments for […]

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Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity. The editorial content on this page is not provided by any of the companies mentioned and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.