Easy Pay Direct
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Easy Pay Direct Review

EPD offers merchant accounts to a wide variety of low-risk and high-risk businesses as well as offshore accounts. Find out if this service is right for your business.

    Frank Kehl
  • Last updated onUpdated

  • Chris Motola
  • REVIEWED BY

    Chris Motola

    Senior Staff Writer

Advertiser Disclosure: Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity.

Easy Pay Direct

Total Rating 4.1
Fees & Rates4.0

Products & Services4.5

Contract3.7

Sales & Advertising Transparency3.9

Customer Service4.1

User Reviews4.0

Easy Pay Direct At A Glance

  • High-risk specialist that accepts US and Canadian merchants
  • Accepts a wide variety of high-risk industries, including CBD, hemp, and adult entertainment businesses
  • Offers choice of proprietary EPD Gateway, Authorize.Net, or NMI payment gateways

Frank Kehl

Frank Kehl

Senior Staff Writer at Merchant Maverick
Frank has been writing about payment processing and business services since 2015. He is a retired Air Force officer and a former practicing attorney. He has a Bachelor of Science degree in Psychology from The Pennsylvania State University and a Juris Doctorate degree from the Ventura College of Law, and currently resides in Paso Robles, California.
Frank Kehl
View Frank Kehl's professional experience on LinkedIn.
Frank Kehl

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High-Risk Merchant Account Ratings Methodology

We research, evaluate, and test each high-risk payment processor that we review at Merchant Maverick, placing special emphasis on key characteristics to generate granular ratings for high-risk merchant account providers.

High-risk merchant accounts, by definition, require the provider to take on more risk and liability; they tend to be more expensive overall than traditional merchant accounts, with more fees and limitations. For this reason, our high-risk rating methodology differs from our standard credit card processor rating methodology, so we don’t mislead our readers by comparing apples and oranges. Many businesses in high-risk industries cannot qualify for a normal payment processing account. That said, there are good and bad options available in the high-risk space, and we judge these high-risk providers against each other to provide the most balanced assessment.

High-risk services can be complex, so we use a 24-point rubric to evaluate each provider. First, we look at pricing structure – interchange plus, subscription-based, tiered, or hybrid – giving the most points to providers that provide fair, transparent pricing and docking those that rely on tiered models. Then we examine rates, the presence and transparency of early termination fees, and any additional fees.

We also look at contract length and fairness and test out sales staff and customer service channels ourselves to ensure that the company uses reputable, above-the-board sales techniques. Finally, we take the company’s online reputation into account, reading customer reviews and comments.

Read more about how we rate high-risk merchant account providers.




The Merchant Maverick Seal of Approval 🏆

Easy Pay Direct


Visit Site

After hours of in-depth research and evaluation, we can confidently recommend this brand to our readers. Get started today and see Easy Pay Direct for yourself.

The Merchant Maverick Seal of Approval 🏆

Easy Pay Direct


Visit Site

After hours of in-depth research and evaluation, we can confidently recommend this brand to our readers. Get started today and see Easy Pay Direct for yourself.

Sources

To learn more about how we score our reviews, see our Credit Card Processor Rating Criteria.