Advertiser Disclosure

Check out BigCommerce, one of our top picks for eCommerce!

How To Choose An eCommerce Merchant Account

Advertiser Disclosure: Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity.
Frank Kehl

Frank Kehl

Frank Kehl has been writing about merchant services, payment gateways, and international money transfer services since 2015. He has a Bachelor of Science degree from Penn State and a Juris Doctorate from the Ventura College of Law. After a long and enjoyable career of traveling around the world as an Air Force navigator, he’s comfortably settled down in the wine country town of Paso Robles in California’s scenic Central Coast region. He enjoys reading, photography, hiking, and numerous other outdoor pursuits.
Frank Kehl
Leave a comment

17 Comments

Responses are not provided or commissioned by the vendor or bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the vendor or bank advertiser. It is not the vendor or bank advertiser's responsibility to ensure all posts and/or questions are answered.

    shika

    I need to get a payment gate way wanted to find out how do you set that up through which bank

      This comment refers to an earlier version of this post and may be outdated.

      Jessica Dinsmore

      Hi Shika,

      I’d suggest starting with our Guide To Processing With A Payment Gateway. Best of luck!

        This comment refers to an earlier version of this post and may be outdated.

        Narendra Reddy

        Good information, thanks for sharing the article for us. I have got a lot of information about a merchant, really it will help me.

          This comment refers to an earlier version of this post and may be outdated.

          Annice

          I am looking to sell my products online now, but I am not sure where to start. What will be the best way for me to achieve my online store? What is the best eCommerce app between Shopify, 3dcart, Volusion, or Best Ecommerce.
          Thanks for you help in advance
          Annice

            This comment refers to an earlier version of this post and may be outdated.

            Jessica Dinsmore

            Hi Annice, I’d suggest taking a look at our eCommerce comparison chart or check out our top rated reviews. Best!

              This comment refers to an earlier version of this post and may be outdated.

              mamon boykin

              I have a store and shopping cart. I need an ecommerce account.

                This comment refers to an earlier version of this post and may be outdated.

                Chloe Bahal

                Hi Mamon,

                This is going to take some research to find you the best solution. Please email me with the following information:
                1. What kind of products will you be selling?
                2. Who are your merchant processor and shopping cart?
                3. What is your average monthly revenue?

                  This comment refers to an earlier version of this post and may be outdated.

                  Tammy

                  Good post, thanks.
                  One thing that would be good to add, shipping is another thing you have to add onto you shopping cart and can be fairly painful to figure out.
                  I use sitesell for my website building software and made the choice to use e-junkie as a newbie, which integrates with paypal. Paypal being a gateway, also auto integrates with shipping.
                  E-junkie wasn’t sophisticated enough over time so I decided to map a volusion cart to my website. I took another steep learning curve as I then had to figure out credit card processing, SSL certificate and shipping. What a pain. I’m still in the middle of it and should go fully volusion in a couple of weeks. Thought it was going to be so easy compared to e-junkie. I was wrong.
                  I guess part of the reason this isn’t for everyone.
                  Thanks

                    This comment refers to an earlier version of this post and may be outdated.

                    Paul Atteberry

                    Hello my name is Paul I wish I found this site before I started my web site. I went with 3dcart and it was a hard road to get where I am today. I consider myself a newbie at all this and a relative referred me to 3dcart it took a lot of time to set up and was expensive. The tech support is poor and I continue to have many problems with the site. My question here is, is it possible to quit 3dcart and go with some other cart service like Shopify that have better support service ?

                      This comment refers to an earlier version of this post and may be outdated.

                      Click Samuel Fortune

                      Good article very informative especially for beginners.
                      like me I intend to start my eCommerce business soon in less than a month but I am worried about payment Gateway and Merchant Account. My eCommerce business do not have funding am doing everything myself so I will be happy if you can help me with a gateway and merchant account with no hidden charges. I will be grateful if you can help me.
                      Thanks

                        This comment refers to an earlier version of this post and may be outdated.

                        Amad Ebrahimi

                        Samuel,

                        We have a great tool that can help you find the right merchant account. I think you should give it a try. 🙂

                        Take care,
                        Amad

                          This comment refers to an earlier version of this post and may be outdated.

                          paul

                          thanks for writing a great article. very informative. I have a question, i am looking for a reliable merchant account service. One that’s not too expensive and with no hidden monthly fees after i sign up.

                          Doo you have a recommendation for me?

                          thanks.

                            This comment refers to an earlier version of this post and may be outdated.

                            Tom DeSimone

                            Hi Paul,

                            Take a look at CDGcommerce. Very low cost, especially if you use their free gateway. Great for e-commerce.

                            Good luck,
                            Tom

                              This comment refers to an earlier version of this post and may be outdated.

                              Nag

                              Hi,

                              I am planning to start e-commerce site. Please suggest good shopping cart software service provider and payment gateway. I don’t have much funding so please suggest which one i can choose to start.

                              Thanks.

                                This comment refers to an earlier version of this post and may be outdated.

                                Myesha

                                Thank you for the great article.

                                I was thinking about using Shopify. However, I’m a little confused about the payment processing. Would I be charged transaction fees by Shopify as well as a 3rd party?

                                Thanks,

                                Myesha

                                  This comment refers to an earlier version of this post and may be outdated.

                                  Mike Mcbull

                                  I have started online wine store called ewineco.com, but I am not open for sale for public since, I am still looking for a good payment gateway with merchant account, I have few names to begin with because I am a start up I don’t have a huge funding to support.

                                  I need these services to hoop up with my site, please recommend if you have some on mind.

                                  Thanks,
                                  Mike

                                    This comment refers to an earlier version of this post and may be outdated.

                                    Amad Ebrahimi

                                    Mike,

                                    I’ll send you an email to discuss. Thanks!

                                      This comment refers to an earlier version of this post and may be outdated.

                                    Leave a Reply

                                    Your email address will not be published. Required fields are marked *

                                    Your Review

                                    Comment moderation is enabled. Your comment may take some time to appear.
                                    Please read the "User Review and Comment Policy" before posting.

                                    Share

                                    Featured Offer: We Recommend QuickBooks 🎉

                                    Take QuickBooks Online for a spin with a free trial!

                                    Try QuickBooks Today

                                    Learn More About Our Top Pick 🏆

                                    Lightspeed is an iPad POS perfect for retail and restaurants!

                                    Visit Lightspeed to see all the features you're missing!

                                    Learn More At Lightspeed

                                    Want To Find The Perfect Business Credit Card For You? 🎁

                                    Check out our partner CardRatings to find the right card for your credit score!

                                    CardRatings will help you filter your card options and make comparisons. 👌

                                    Compare Your Options

                                    At CardRatings

                                    Learn More About Our Top Pick 🏆

                                    Lightspeed is an iPad POS perfect for retail and restaurants!

                                    Visit Lightspeed to see all the features you're missing!

                                    Learn More At Lightspeed

                                    Learn More About Our Top Pick 🏆

                                    Lightspeed is an iPad POS perfect for retail and restaurants!

                                    Visit Lightspeed to see all the features you're missing!

                                    Learn More At Lightspeed

                                    ⭐️ Want To See What A 5-Star Company Looks Like? ⭐️

                                    Check out BigCommerce to power your eCommerce platform!

                                    BigCommerce offers a one-stop-shop for all things eCommerce. 👌

                                    Learn More

                                    At BigCommerce

                                    Featured Offer: Need Help Picking the Best Lender? 💵

                                    Lendio is a marketplace service that provides multiple custom quotes side by side!

                                    It's free to use! Try it out and find the best rate today. 👌

                                    Sign Up At Lendio

                                    Featured Offer: Need a User-Friendly POS at a Reasonable Price? 💵

                                    ShopKeep is an iPad POS perfect for small businesses!

                                    Get a demo today! 👌

                                    Learn More At ShopKeep

                                    Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity. The editorial content on this page is not provided by any of the companies mentioned and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.