Shannon Vissers

To see how Helcim stacks up against another popular competitor, read our Helcim vs. Square comparison. I also recommend reading our full Helcim review and Stripe review to learn more details about these providers.

Payment Nerds offers a centralized, all-in-one payment processing platform with helpful agents who are able to get accounts up and running quickly. They offer competitive rates and terms to low-and high-risk businesses alike. According to the company’s website, 98 percent of the merchants who apply are approved. Though small, low-risk businesses are eligible, Payment Nerds seems to cater mostly to larger businesses and high-risk businesses especially.

If you have a low-risk, low-volume business and send out a limited number of invoices per month, Wave is a pretty good bet, as long as you don’t need to accept in-person payments. And if you’re an existing Wave user or a freelancer/sole proprietor who already makes use of Wave’s accounting tools, using Wave’s payment processing services is a no-brainer.

US Bank Merchant services offers a solid array of credit card processing solutions, including a full merchant account with a dedicated support representative, flat-rate pricing with a free plan option and month-to-month contract, same-day funding for US Bank business banking customers, and thousands of physical branches across the company. That being said, there are complaints about its POS partner, talech, and especially about its backend processor, Elavon.

Tap to Pay is the first mobile processing solution that harnesses your smartphone’s technology to turn your phone into a credit card machine. Tap to Pay uses your iPhone or Android’s built-in NFC antenna to accept contactless in-person payments. With Tap to Pay, you no longer need a mobile credit card reader to accept card-present […]

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On the whole, CardX by Stax can be a good surcharging solution for businesses that want to implement this credit card processing model to save on fees. Just be aware that using CardX does not mean you can process cards without incurring any fees—monthly account fees and debit card processing fees will still apply.

When you need merchant services with next-day funding, the most important thing is to select a payment processor that can accommodate you. The best credit card processing companies can provide next-day funding, and some even offer same-day funding or instant transfers.

When choosing the best merchant account provider, look for companies that offer the features and support you need at a cost you can afford. You’ll also want to research the provider in question to make sure you’ve found a reputable, trustworthy company. Merchant Maverick’s merchant account reviews are great for this purpose.

A business plan is a written document that provides a complete overview of your business, including information about your business’s services, strategies, finances, and goals. All businesses should have a business plan, but a business plan is especially important when applying for a business loan.