Shannon Vissers

US Bank Merchant services offers a solid array of credit card processing solutions, including a full merchant account with a dedicated support representative, flat-rate pricing with a free plan option and month-to-month contract, same-day funding for US Bank business banking customers, and thousands of physical branches across the company. That being said, there are complaints about its POS partner, talech, and especially about its backend processor, Elavon.

Tap to Pay is the first mobile processing solution that harnesses your smartphone’s technology to turn your phone into a credit card machine. Tap to Pay uses your iPhone or Android’s built-in NFC antenna to accept contactless in-person payments. With Tap to Pay, you no longer need a mobile credit card reader to accept card-present […]

Discover your perfect payment processor by taking this quiz.

On the whole, CardX by Stax can be a good surcharging solution for businesses that want to implement this credit card processing model to save on fees. Just be aware that using CardX does not mean you can process cards without incurring any fees—monthly account fees and debit card processing fees will still apply.

When you need merchant services with next-day funding, the most important thing is to select a payment processor that can accommodate you. The best credit card processing companies can provide next-day funding, and some even offer same-day funding or instant transfers.

When choosing the best merchant account provider, look for companies that offer the features and support you need at a cost you can afford. You’ll also want to research the provider in question to make sure you’ve found a reputable, trustworthy company. Merchant Maverick’s merchant account reviews are great for this purpose.

A business plan is a written document that provides a complete overview of your business, including information about your business’s services, strategies, finances, and goals. All businesses should have a business plan, but a business plan is especially important when applying for a business loan.

SBA loans take longer to fund than other business loan types. SBA loan approval time varies depending on your lender and SBA loan type, but generally, the total time between application and funding is between two and three months.

Using Lightspeed Loyalty is very easy, as there is nothing to download or install, and most Loyalty functions can be performed right from your iPad POS. The functionality is more or less self-explanatory for anyone who has used an iPad or tablet before.

To qualify for SBA 8(a) certification, your business must be owned and operated by socially and economically disadvantaged individuals. This usually means the business is minority-owned and that the owner doesn’t have many assets. Your company must also sell something that the federal government purchases.