Shannon Vissers

To qualify for SBA 8(a) certification, your business must be owned and operated by socially and economically disadvantaged individuals. This usually means the business is minority-owned and that the owner doesn’t have many assets. Your company must also sell something that the federal government purchases.

If you like the convenience of Lendio’s business loans marketplace but can’t wait for an SBA loan or don’t qualify for one, you might consider applying for a faster or easier-to-qualify loan through Lendio, such as a short-term loan or business line of credit. To learn more about Lendio loans, including Lendio SBA loans and other loan types, read our in-depth Lendio review.

Lauren and Ronn Grewber turned their sustainability passion project into a thriving short-term rental business in North Park, San Diego.

While you can use Square KDS with your Square POS system, Square has taken a bold step by offering its Square KDS as a standalone system, meaning you can use it without a POS. This subscription option makes the Square kitchen display system the perfect KDS for ghost kitchens and delivery-only restaurants that don’t have a traditional point of sale.

San Diego small business owner Banny Hom talks about getting to know his customers and running his automotive business during the pandemic.

If you run a small business, chances are you’ve come across the term “UCC Lien.” What is a UCC (Uniform Commercial Code) filing? Are UCC filings bad? How do I file a UCC termination? Learn what UCC filings are and how to protect your small business.

Clover Station’s plug-and-play design is attractive to merchants who want to get up and running fast with little hassle and a pretty, yet powerful hardware setup. The proprietary, Android-based Clover Station is intuitive and minimalistic in its design, similar to Apple products. But there are drawbacks.

Buying something now but paying for it later has always been a tantalizing concept. But the idea is gaining even more steam now thanks to current events. Traditionally, people turned to credit cards when they didn’t have the cash on hand to afford a purchase. Today’s consumer is increasingly wary of credit card debt, however, and interest in other avenues has grown. Not surprisingly, a bevy of buy now, pay later (BNPL) services have sprung into action to meet the need.

Inventory financing is a type of asset-based loan in which the inventory you’re purchasing with the loan is used as collateral to secure the loan. Depending on the arrangement, the lender may also require you to put up your accounts receivable as collateral. The amount of financing you receive is directly related to the value of the inventory in question, usually 70 to 80% of the inventory’s value. Read our article for the full story on inventory financing, including rates and terms.

Shopping for a Clover POS system? With so many companies peddling the system, making a choice and comparing costs can be daunting. Let us set the record straight on what a good Clover POS price is and where you can get the best deals.