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Payment Gateways 101: A Complete Guide To Payment Gateway Processors

If you want to sell online, you will need a payment gateway to connect your payment processor to the internet so you can get paid.

    Chris Motola
  • 5 comments
  • Updated on:
Advertiser Disclosure: Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity.
Chris Motola

Chris Motola

Expert Analyst & Reviewer at Merchant Maverick
An expert in personal and business loans and financial health, Chris Motola has been writing about small business finance and payments for over 5 years. He has been cited in various industry publications, including Forbes Advisor, GoBankingRates, and Medium. Chris is a graduate of the University of Central Florida.
Chris Motola
View Chris Motola's professional experience on LinkedIn.

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5 Comments

Responses are not provided or commissioned by the vendor or bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the vendor or bank advertiser. It is not the vendor or bank advertiser's responsibility to ensure all posts and/or questions are answered.

    Jillian

    This article was very helpful! I have a question : If I am starting a concierge business for a commercial property, can I use authorize.net either as a merchant account or payment gateway to pay third party vendors? With this business, I am more the middle man, receiving service requests from tenants and then forwarding that payment onto vendors.

      This comment refers to an earlier version of this post and may be outdated.

      Jessica Dinsmore

      Hi Jillian!

      Yes, you could do that. However, we don’t really like the high flat-rate prices that Authorize.Net charges for credit card processing. You would probably be better off with CDGcommerce. You’d get lower interchange-plus pricing and use of the Authorize.Net gateway with no setup or monthly gateway fees. Good luck to you!

        This comment refers to an earlier version of this post and may be outdated.

        Rocky Phagura

        This is good info. Thank you for taking the time to explain this throughly.

          This comment refers to an earlier version of this post and may be outdated.

          Jasper Whiteside

          It seems that a lot of online commerce goes through applications like paypal or just straight to the retailer’s website. It hadn’t occurred to me that the retailer would need to make sure that they were using a secure software provider. I am glad that the article explains how easy it would be to integrate these systems to work together.

            This comment refers to an earlier version of this post and may be outdated.

            Daniela

            I’m so thankful to have found your article! It is the best explanation of merchant accounts and payment gateways that I have come across. I am going from a retail business to an online business and I am finding the process so complicated and stressful. I had no idea what was involved on the business side of things. This is an article that I will refer to over and over again. Thanks so much!

              This comment refers to an earlier version of this post and may be outdated.

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