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How To Use A Payment Gateway To Process Credit Card Payments

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Frank Kehl

Frank Kehl

Frank Kehl has been writing about merchant services, payment gateways, and international money transfer services since 2015. He has a Bachelor of Science degree from Penn State and a Juris Doctorate from the Ventura College of Law. After a long and enjoyable career of traveling around the world as an Air Force navigator, he’s comfortably settled down in the wine country town of Paso Robles in California’s scenic Central Coast region. He enjoys reading, photography, hiking, and numerous other outdoor pursuits.

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5 Comments

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    Jillian

    This article was very helpful! I have a question : If I am starting a concierge business for a commercial property, can I use authorize.net either as a merchant account or payment gateway to pay third party vendors? With this business, I am more the middle man, receiving service requests from tenants and then forwarding that payment onto vendors.

      This comment refers to an earlier version of this post and may be outdated.

      Jessica Dinsmore

      Hi Jillian!

      Yes, you could do that. However, we don’t really like the high flat-rate prices that Authorize.Net charges for credit card processing. You would probably be better off with CDGcommerce. You’d get lower interchange-plus pricing and use of the Authorize.Net gateway with no setup or monthly gateway fees. Good luck to you!

        This comment refers to an earlier version of this post and may be outdated.

        Rocky Phagura

        This is good info. Thank you for taking the time to explain this throughly.

          This comment refers to an earlier version of this post and may be outdated.

          Jasper Whiteside

          It seems that a lot of online commerce goes through applications like paypal or just straight to the retailer’s website. It hadn’t occurred to me that the retailer would need to make sure that they were using a secure software provider. I am glad that the article explains how easy it would be to integrate these systems to work together.

            This comment refers to an earlier version of this post and may be outdated.

            Daniela

            I’m so thankful to have found your article! It is the best explanation of merchant accounts and payment gateways that I have come across. I am going from a retail business to an online business and I am finding the process so complicated and stressful. I had no idea what was involved on the business side of things. This is an article that I will refer to over and over again. Thanks so much!

              This comment refers to an earlier version of this post and may be outdated.

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            Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity. The editorial content on this page is not provided by any of the companies mentioned and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.

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