Advertiser Disclosure

💳 Save money on credit card processing with one our top 5 picks for 2020

The Complete Guide To Online Credit Card Processing With A Payment Gateway

  • 5 comments
  • Updated on:
Advertiser Disclosure: Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity.
Frank Kehl

Frank Kehl

Frank Kehl has been writing about merchant services, payment gateways, and international money transfer services since 2015. He has a Bachelor of Science degree from Penn State and a Juris Doctorate from the Ventura College of Law. After a long and enjoyable career of traveling around the world as an Air Force navigator, he’s comfortably settled down in the wine country town of Paso Robles in California’s scenic Central Coast region. He enjoys reading, photography, hiking, and numerous other outdoor pursuits.
Frank Kehl

We've done in-depth research on each and confidently recommend them.

We've done in-depth research on each and confidently recommend them.

Leave a comment

5 Comments

Responses are not provided or commissioned by the vendor or bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the vendor or bank advertiser. It is not the vendor or bank advertiser's responsibility to ensure all posts and/or questions are answered.

    Jillian

    This article was very helpful! I have a question : If I am starting a concierge business for a commercial property, can I use authorize.net either as a merchant account or payment gateway to pay third party vendors? With this business, I am more the middle man, receiving service requests from tenants and then forwarding that payment onto vendors.

      This comment refers to an earlier version of this post and may be outdated.

      Jessica Dinsmore

      Hi Jillian!

      Yes, you could do that. However, we don’t really like the high flat-rate prices that Authorize.Net charges for credit card processing. You would probably be better off with CDGcommerce. You’d get lower interchange-plus pricing and use of the Authorize.Net gateway with no setup or monthly gateway fees. Good luck to you!

        This comment refers to an earlier version of this post and may be outdated.

        Rocky Phagura

        This is good info. Thank you for taking the time to explain this throughly.

          This comment refers to an earlier version of this post and may be outdated.

          Jasper Whiteside

          It seems that a lot of online commerce goes through applications like paypal or just straight to the retailer’s website. It hadn’t occurred to me that the retailer would need to make sure that they were using a secure software provider. I am glad that the article explains how easy it would be to integrate these systems to work together.

            This comment refers to an earlier version of this post and may be outdated.

            Daniela

            I’m so thankful to have found your article! It is the best explanation of merchant accounts and payment gateways that I have come across. I am going from a retail business to an online business and I am finding the process so complicated and stressful. I had no idea what was involved on the business side of things. This is an article that I will refer to over and over again. Thanks so much!

              This comment refers to an earlier version of this post and may be outdated.

            Leave a Reply

            Your email address will not be published. Required fields are marked *

            Your Review

            Comment moderation is enabled. Your comment may take some time to appear.
            Please read the "User Review and Comment Policy" before posting.

            Share

            Featured Offer: We Recommend QuickBooks 🎉

            Get 50% QuickBooks Online for a limited time!

            Take it for a spin with a free trial.

            Try QuickBooks Today

            We Recommend Fattmerchant 🏆

            Fattmerchant is one of our top picks for credit card processing!

             

             

            We love Fattmerchant's predictable pricing and excellent service.

            Get Started

            Get started with no commitment today.

            We Recommend Brex Corporate Card for Startups 🏆

            Brex Corporate Card for Startups is one of our top picks for business credit cards!

             

             

            For a limited time get 50,000 rewards points when you spend $1000 with Brex.

            Get Started

            Get started with no commitment today.

            We Recommend PaymentCloud 🏆

            PaymentCloud is one of our top picks for credit card processing!

             

             

            We love PaymentCloud's predictable pricing and excellent service.

            Get Started

            Get started with no commitment today.

            We Recommend PaymentCloud 🏆

            PaymentCloud is one of our top picks for credit card processing!

             

             

            We love PaymentCloud's predictable pricing and excellent service.

            Get Started

            Get started with no commitment today.

            ⭐️ Featured Promo! ⭐️

            Sign up now and qualify for a limited time deal!

            Standard Plan: One month free ($29.95 value)
            Plus Plan: Two months free ($159.90 value)
            Pro Plan: Three months free ($899.85 value)

            Learn More

            At BigCommerce

            We Recommend Helcim 🏆

            Helcim is one of our top picks for payment processing!

             

             

            Helcim has exceptional service and an advanced platform that we highly recommend for businesses in Canada and the US. Get three months free when you sign up with Helcim through our links!

            Get Started

            Get started with no commitment today.

            We Recommend PaymentCloud 🏆

            PaymentCloud is one of our top picks for credit card processing!

             

             

            We love PaymentCloud's predictable pricing and excellent service.

            Get Started

            Get started with no commitment today.

            We Recommend OnDeck 🏆

            OnDeck is one of our top picks for Business Loans!

             

             

            OnDeck is our featured vendor for business loans and lines of credit. If you have at least one year in business, a personal credit score of 600 or higher, and $100K in annual revenue, OnDeck is ready to help your business get funded.

            Get Started

            Get started with no commitment today.

            Get 50% Off FreshBooks ✨

            FreshBooks accounting is offering 50% off of their accounting and invoicing software for three months and a 30-day free trial!

            Start For Free

            No credit card required

            We Recommend Lightspeed POS 🏆

            Lightspeed POS is one of our top picks for Point of Sale!

             

             

            We highly recommend Lightspeed POS for small businesses looking for a feature-rich, tablet-based point of sale system. For a limited time, get up to $1,000 off retail hardware when you sign up through our link! Ends Sep 30th.

            Get Started

            Get started with no commitment today.

            We Recommend Fundera 🏆

            Fundera is one of our top picks for SBA loans!

             

             

            Fundera is a free-to-use marketplace that allows you to compare lenders side-by-side. Easily find SBA 7(a)loans alongside other financing options.

            Get Started

            Get started with no commitment today.

            We Recommend ShippingEasy 🏆

            ShippingEasy is one of our top picks for shipping software!

             

             

            ShippingEasy got a 5-star review from our team. Get a 30-day free trial to access discounted USPS and UPS shipping rates and print labels in no time. No credit card required.

            Get Started

            Get started with no commitment today.

            We Recommend Square POS 🏆

            Square POS is one of our top picks for Point of Sale!

             

             

            Square is free to use and include a free card reader at sign up! No credit card required to create your account.👌

            Get Started

            Get started with no commitment today.


             

            Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity. The editorial content on this page is not provided by any of the companies mentioned and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.

            Sign up for the Maverick Newsletter

            • We occasionally send out emails with special offers.