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Stripe VS Braintree: Which Online Payment Processor Is The Better Fit For You?

    Chris Motola
  • 4 comments
  • Updated on:
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Chris Motola

Chris Motola

Expert Analyst & Reviewer at Merchant Maverick
An expert in personal and business loans and financial health, Chris Motola has been writing about small business finance and payments for over 5 years. He has been cited in various industry publications, including Forbes Advisor, GoBankingRates, and Medium. Chris is a graduate of the University of Central Florida.
Chris Motola
View Chris Motola's professional experience on LinkedIn.

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4 Comments

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    Gwynne

    Helpful review. Thanks so much.

    One other difference that we’ve experienced is that with Braintree we have 2 separate merchant accounts, one CAD and one USD so that Cdn payments go to our Cdn bank account and US payments go to our USD account. Stripe only allows one bank account (USD) so we don’t use it on our Canadian website.

      Kishore

      Good balanced review.

      As I went and read the legal terms and conditions, the following line in Braintree’s terms caught my eye:

      “This Acceptable Use Policy may be amended by Braintree at any time by posting a new version of it to our website. By accessing or using the Payment Services after a new version is posted, you agree to all amendments reflected therein.”

      So you can spend years writing code to integrate with Braintree’s APIs and have your entire business depend on their services and they can pull the rug under your business by unilaterally amending their policy, impose it immediately by posting it on their website without telling you or giving you notice or time to comply with whatever has changed. Incredible!

      Any smart business should probably have more than one processor so that their business is not held hostage by the whims of one or the other.

        This comment refers to an earlier version of this post and may be outdated.

        Lou

        Great work, thank you.

          This comment refers to an earlier version of this post and may be outdated.

          Ben

          What kills me about Stripe, is lake of phone support when dealing with people’s money.

            This comment refers to an earlier version of this post and may be outdated.

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