Advertiser Disclosure

💳 Save money on credit card processing with one our top 5 picks for 2021

The Complete Guide To Stripe Pricing, Processing Fees & Costs

Advertiser Disclosure: Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity.
Emily Hale

Emily Hale

Emily is a Content Strategist based in Indianapolis. She enjoys discovering new topics and planning content that empowers small business owners to make better choices for their businesses. When she's not in the thick of doing research for Merchant Maverick, she likes painting, meandering through nature and spotting wildlife, or relaxing with her rescue pup, Jetta.

We've done in-depth research on each and confidently recommend them.

We've done in-depth research on each and confidently recommend them.

Sources

Leave a comment

14 Comments

Responses are not provided or commissioned by the vendor or bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the vendor or bank advertiser. It is not the vendor or bank advertiser's responsibility to ensure all posts and/or questions are answered.

    Ismail Sayeed

    Excellent content about stripe user fees and other pricing options
    I was actually doing some online background research for a blog I am writing about how Doctors can open their own Stripe Accounts in order to receive their consultation fees from our global digital health platform.

    Many thanks for all this useful information 🙂

      Zomorrod

      hi
      i have the stripe payment terminal in my website . after payment of an order with 22$ my customer get a reciept mail of stripe with 22$ but his bank account report was 28.62$ . i didn’t understand how they calculate the payment . do you know the reason ?
      thanks in advanced

        Jessica Dinsmore

        Hi Zomorrod,

        It sounds like either a currency conversion fee or possibly an error with the bank. We’d suggest providing the receipt and calling the bank.

          A Query

          Is there still a charge if a transaction fails (e.g. card decline)?

            Jessica Dinsmore

            Hi there,

            For failed payments, there is a $4 fee on ACH direct deposit payments and $15 for disputed ACH direct debit payments.

              Jim Saxton

              If I wish to pass on the Stripe fee to the customer at time of payment, is this included in the normal fee or is it additional?

                Jessica Dinsmore

                Hi Jim,
                You’ll have to be careful because passing the exact fee as a surcharge may not be legal in your state. But ironically you can charge a convenience fee, which we discuss in the FAQ section of this post on Credit Card Surcharging Laws.

                  CourtneyX

                  “If your business has higher volumes, you can contact Stripe’s sales team”
                  What counts as higher?

                    Jessica Dinsmore

                    Hi Courtney,

                    Stripe is best-suited for lower processing volumes ($5k or less per month). So, if you are processing greater than $5k/month, you could contact their sales team for a quote.

                      matt

                      This is an even better description of each product than what Stripe puts on their website! Super helpful for me! Thank you!

                        This comment refers to an earlier version of this post and may be outdated.

                        Kostas

                        How about the bank fees for every money transfer Stripe makes to your account? Any idea how much is that?

                          This comment refers to an earlier version of this post and may be outdated.

                          Jessica Dinsmore

                          Hi Kostas,

                          All of Stripe’s processing fees are outlined in this post and should hit before the transfer to your bank. It is highly unlikely that your bank would have fees for a deposit but you may want to check with them to see if they charge for any recurring checking fees. I hope that answers your questions. Thanks!

                            This comment refers to an earlier version of this post and may be outdated.

                            YDC

                            Was the pricing recently updated? I do not recall the express connect accounts have a fee per account per month.

                              This comment refers to an earlier version of this post and may be outdated.

                              Jessica Dinsmore

                              Hi YDC,

                              As far as we can tell the pricing in our post is still the current pricing structure! Thanks for your question!

                                This comment refers to an earlier version of this post and may be outdated.

                              Leave a Reply

                              Your email address will not be published. Required fields are marked *

                              Your Review

                              Comment moderation is enabled. Your comment may take some time to appear.
                              Please read the "User Review and Comment Policy" before posting.

                              Share

                              We Recommend Stax by Fattmerchant 🏆

                              Stax by Fattmerchant is one of our top picks for Credit Card Processing!

                               

                               

                              We love Fattmerchant as a credit card processor for its predictable pricing, excellent service, and integrated billing features. Get started today and get your first month for $5 with an exclusive Merchant Maverick promo.

                              Get Started

                              Get started with no commitment today.

                              We Recommend Stax by Fattmerchant 🏆

                              Stax by Fattmerchant is one of our top picks for Credit Card Processing!

                               

                               

                              We love Fattmerchant as a credit card processor for its predictable pricing, excellent service, and integrated billing features. Get started today and get your first month for $5 with an exclusive Merchant Maverick promo.

                              Get Started

                              Get started with no commitment today.

                              Get Started With Featured Pick! 🏆

                              is our current featured vendor in this category.




                              Get Started

                              Learn more today with no commitment.

                              We Recommend Donorbox 🏆

                              Donorbox is one of our top picks for Donation Systems!

                               

                               

                              Donorbox is a versatile, feature-rich, and easy-to-use donation management system that can help you attract more recurring donors. Get started today for free.

                              Get Started

                              Get started with no commitment today.

                              We Recommend Helcim 🏆

                              Helcim is one of our top picks for payment processing!

                               

                               

                              Helcim has exceptional service and an advanced platform that we highly recommend for businesses in Canada and the US. Get three months free when you sign up with Helcim through our links!

                              Get Started

                              Get started with no commitment today.

                              We Recommend Lendio 🏆

                              Lendio is one of our top picks for PPP/Business Financing!

                               

                               

                              Lendio is a free-to-use marketplace that allows you to compare lenders side-by-side. Easily find PPP/SBA loans alongside other financing options.

                              Get Started

                              Get started with no commitment today.

                              PPP & EIDL Are Not Your Only Options

                              The SBA has expanded their loan portfolio and we have the list that no one else is talking about (yet) — Sign up for our newsletter to get your free copy!

                              • This field is for validation purposes and should be left unchanged.

                              We Recommend Square POS 🏆

                              Square POS is one of our top picks for Point of Sale!

                               

                               

                              Square is free to use and currently includes a free card reader at sign-up!

                              No credit card is required to create your account.

                              Get Started

                              Get started with no commitment today.

                               

                              Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity. The editorial content on this page is not provided by any of the companies mentioned and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.

                              Sign up for the Maverick Newsletter

                              • Please select topics of interest

                              • We occasionally send out emails with special offers.
                              • This field is for validation purposes and should be left unchanged.