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The Best Online Credit Card Payment Processing Companies

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Melissa Johnson

Melissa Johnson

Melissa Johnson has been writing about payment processing and mobile payments since 2014, and has been quoted in articles for Credit Karma and The Next Web, among others. She graduated from The University of Kansas in 2010 with bachelor's degrees in English and journalism.
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19 Comments

Responses are not provided or commissioned by the vendor or bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the vendor or bank advertiser. It is not the vendor or bank advertiser's responsibility to ensure all posts and/or questions are answered.

    Harith Motoshiromizu

    This website and blog are exceptionally amazing and great to see and we Know there are more card handling organizations we can look over out there however you’ve gathered together the absolute best among them..

      Dennis M. Oates

      I need virtual terminal gateway whereby i can keyed in the transaction manually on my pc.

        Jessica Dinsmore

        Hi Dennis,

        Square would be the best option. Payline has one as part of its mobile plan too.

          Stella Gaunson

          Your site and blog are very impressive and good to see. And also thanks for sharing this informative blog.

            Robert

            We currently use Open Edge , a division of globalpayments, what are thoughts concerning this company, charges, customer service , features and capability to work with other software features ?

            Thanks
            Robert

              Jessica Dinsmore

              Hi Robert,

              Unfortunately, we haven’t yet reviewed OpenEdge, but we do make several references to it, in our Global Payments Review that you might find helpful.

                Joe

                What are your thoughts on PayJunction?

                  Jessica Dinsmore

                  Hi Joe,

                  You can check out our in-depth review of PayJunction here.

                    Ron Zanetti

                    How does Magento fit in with these providers?

                      Liz Hull

                      Hi Ron,

                      Sellers who use Magento mostly add payment processors via pre-built integrations. These integrations let you connect your Magento account with a payment solution without doing any development. You can find these integrations for purchase in the Magento Marketplace.

                      If your favorite payment processor does not have a pre-built integration or gateway available in the Magento Marketplace, you can hire a developer to build a connection on your behalf. Keep in mind that this can be very expensive.

                      I hope that answers your question!

                      Best,

                      Liz

                        Thomas

                        Do you know anything about Cardinity.com? Planning to try their payment solution.

                          This comment refers to an earlier version of this post and may be outdated.

                          Jessica Dinsmore

                          Hi Thomas,

                          Unfortunately, we have not reviewed Cardinity, so we can’t confidently give an assessment one way or the other. That said, here is a great merchant account comparison chart of vendors we have reviewed. Best of luck to you!

                            This comment refers to an earlier version of this post and may be outdated.

                            Dennis Hoyt

                            Melissa / Jessica – Do you have a review of Vantage Payments? I have not seen one for them on your website.
                            Thank-you.

                              This comment refers to an earlier version of this post and may be outdated.

                              Jessica Dinsmore

                              Hi Dennis,

                              Thank you for writing! Unfortunately, we have not reviewed Vantage Payments, so we can’t confidently give an assessment one way or the other.

                                This comment refers to an earlier version of this post and may be outdated.

                                Ed lich

                                Why no mention of Ayden? The one replacing paypal on ebay. Seems if good enough for paypal they would be among the top ten.

                                  This comment refers to an earlier version of this post and may be outdated.

                                  Jessica Dinsmore

                                  Hi Ed,

                                  We actually DO have a review of Adyen! They are worth looking into, for sure. Thanks for the suggestion!

                                    This comment refers to an earlier version of this post and may be outdated.

                                    Ryan Stewart

                                    This a good guide for starters. Doing it right from the start will save you fees. I’m sure there are more card processing companies we can choose from out there but you’ve rounded up some of the best among them. Definitely worth reading.

                                      This comment refers to an earlier version of this post and may be outdated.

                                      Mike

                                      What about integrating into an existing merchant processor like TSYS or Chase or Global. Would their ecommerce MID rates be competitive?

                                        This comment refers to an earlier version of this post and may be outdated.

                                        Chloe Bahal

                                        Hi Mike,

                                        You can get comparison quotes at CardFellow. I hope this helps and if you have further questions please let us know.

                                          This comment refers to an earlier version of this post and may be outdated.

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                                        Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity. The editorial content on this page is not provided by any of the companies mentioned and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.