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Amad Ebrahimi
Amad has worked in the eCommerce and online marketing world since 2002. He started as an eBay seller, then slowly graduated to building & marketing his own websites and consulting others to do the same. He founded Merchant Maverick out of frustration with all the misinformation and shady tactics that he encountered when trying to find a merchant account for his and his client's businesses. He's the man behind most of the merchant account reviews, and articles posted on MerchantMaverick.com. Have any questions related to credit card processing? Talk to him.
Amad Ebrahimi

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27 Comments

Responses are not provided or commissioned by the vendor or bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the vendor or bank advertiser. It is not the vendor or bank advertiser's responsibility to ensure all posts and/or questions are answered.

    Niti

    Hi Amad: Why can I not use Stripe to get a POS terminal which should create a merchant account and processes all my payments and links it to my bank account.

    Why do merchant account providers exists separate from payment gateways in this day and age? Am I missing something?

    Thanks.

      Jessica Dinsmore

      Hi Niti,

      Thanks for your questions! Stripe opted to focus more on internet commerce. It didn’t see a need to add an in-person payment option until recently, and it’s only for developers who are building their own POS apps.

      As for merchant account providers and gateway providers existing separately — sometimes its easier for a processor to add a feature that merchants want by partnering with an existing, established gateway than trying to build that feature out from scratch on their own proprietary platform. It’s fairly common for merchant account providers to work with partner service providers, but some opt for a proprietary approach because they want control over the whole experience and have the resources to invest in maintaining it.

        Kris K

        Hello,
        We are a non-profit organization and do fund raising activities to benefit the kids in a public school. Lot of our donors have asked if we take credit cards for donations. We are in the process of exploring and figuring out if there is any way we could do this without paying any huge transaction fees. Any ideas and suggestions would be greatly appreicated.

        Thanks,
        Kris

          This comment refers to an earlier version of this post and may be outdated.

          Jessica Dinsmore

          Hi Kris,
          We actually have an article about non-profit processing discounts!

            This comment refers to an earlier version of this post and may be outdated.

            Bill R Atnip

            Just starting on line looking at affiliate marketing but the problem I’m seeing with gateways, merchant accounts and various sites or offers they do not integrate together very well. I did some selling on Ebay so have Pay Pal set up already some can work with that some need to go through 1 or 2 other gateways with their own set up monthly and fees thats another bite out of the cookie. I realize there is a cost to doing business but there needs to be some profit left. Authorize Net seem to be most prevalent. But isn’t there a one size fits all. May not be your area but from your Bio may have some thoughts. Are auto responders going to be the same way? Thanks for any input.

              This comment refers to an earlier version of this post and may be outdated.

              Jessica Dinsmore

              Hi Bill,
              I’d suggest Paypal. They have a quite broad compatibility due to their popularity, so that may be what you are looking for. Best of luck!

                This comment refers to an earlier version of this post and may be outdated.

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