A corporate credit card policy protects your organization, its financial security, and its employees. But what should a corporate credit policy include? Are there corporate credit card policy best practices you can learn from?
Corporate Cards Blog Posts
Expensify is a top-rated expense management platform that lets you capture receipts and direct reimbursement from within one app. It’s easy to use, but Expensify pricing can be confusing. In this post, we’ll clear away the confusion, explain Expensify pricing, and help you decide if Expensify is what your company needs.
Expensify and Ramp offer similar products, with enough differences between the two companies to present a fairly clear choice for most companies looking for a combination of expense management tools and corporate cards.
Ramp and Airbase have similar offerings, although they seem to be aiming for slightly different audiences. That’s not to say you can’t find crossover between the two platforms; there are many companies that will do well with either Ramp or Airbase. Still, let’s take a look at those target audiences, in an effort to help you choose the right platform for your business.
Ramp and Divvy both have a lot to offer to businesses seeking corporate cards. With few if any fees, ample features for expense management and spend control, numerous software integrations, and cashback rewards, either of these cards can be a good choice.
Most business credit card issuers require your SSN when you apply, as this allows them to perform a hard inquiry on your personal credit report and to establish the personal guarantee that most business credit cards require. However, in certain instances, it may be possible for you to obtain business credit without providing your SSN and avoid personal liability and a hard credit pull. This article will detail the circumstances in which you can apply for business credit cards with your EIN only.
Two factors in particular influence our decision to recommend Brex over Divvy in most cases: Divvy’s foreign transaction fees and user reviews indicating that, for some, the Divvy application process is difficult. Combined with a concerning lack of transparency about Divvy’s eligibility terms, companies looking for a credit card might prefer the easy application process and clear eligibility requirements they’ll find with Brex.
Divvy is a corporate card that delivers impressive expense management tools. But it’s not right for everyone. Are you looking for Divvy alternatives? If your company is on the hunt for a Divvy credit card alternative, you’ve got options.
No single corporate card is the best Brex alternative for every business. However, our favorite Brex alternative, Ramp, combines many of the benefits of Brex with features Brex doesn’t offer, like the ability to set daily spending limits.
By tackling Ramp VS Brex, we’re comparing two of the top modern corporate card companies on the market today. Both Brex and Ramp offer competitive corporate card programs with exciting rewards, as well as expense management and bill pay tools for a variety of businesses. So now that we’ve introduced the players, let’s take a bit deeper look into what exactly Ramp and Brex do.